Best Rewards Credit Cards

Regular Bonus Point Offers

High Points Earn Rate

Uncapped Annual Points Accrual

$450 annual Qantas Travel Credit

High Annual Fee ($450)

1% Balance Transfer Establishment Fee

$65,000 minimum income requirement

100,000 Bonus Points on offer

Earn 1.25 Awards Points per $1

International Travel Insurance included

$349 Annual Fee

3% International Transaction Fee

Up to 150,000 bonus Membership Rewards points on offer

$400 Travel Credit each year

Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

Earn up to 2 Membership Rewards points per $1

$395 Annual Fee

Up to 200,000 bonus Membership Points on offer (see Details)

No pre-set spending limit

Card is made of metal

$1,450 Annual Fee

80,000 Bonus Awards Points on offer

Earn 1 Awards point for every $1 spent

$249 Annual Fee

3% International Transaction Fee

50,000 Bonus Membership Rewards points on offer

$200 Travel Credit each year

Earn up to 3 Membership Rewards Points per $1

0% p.a. on Balance Transfers for the first 12 months

$195 Annual Fee

0% p.a. on Balance Transfers for 26 months and no annual fee in first year or 84,000 bonus Reward points on offer

Refunded $129 Annual Fee if you spend $6,000 or more on purchases each year

Earn up to 2 Rewards Plus Points per dollar

3% Overseas Exchange Fees

Earning Points capped at 10,000 per statement period

0% p.a. on Balance Transfers for 12 months

Earn up to 1 Qantas Point per $1 spent

20,000 bonus Qantas Points on offer

Up to 100,000 Bonus Qantas Points & 75 Bonus Status Credits on offer if you apply by 24 February 2021

Earn up to 1.5 Qantas Points per $1 spent

0% p.a. on Balance Transfers for 18 months

$299 Annual Fee (reduced to $199 in your first year)

Multiple Promotional Offers to choose from (see Details below)

$129 Virgin Australia Gift Voucher each year

3.3% International Transaction Fee

120,000 Bonus Point & $200 Cash Back Offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases within 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Earn up to 3 Points per dollar (see Details), uncapped

0% p.a. on Balance Transfers for 6 months

$195 Annual Fee

2% Balance Transfer Fee

Stack the QFF points earned with this card with normal Woolworths Rewards points

0% balance transfer rate for 14 months

Up to $30 per month cashback on your spend

$149 Annual Fee

100,000 Bonus Points on offer

Earn 1.25 Rewards points per dollar spent

$129 Annual Fee

3.4% International Transaction Fee

115,000 Bonus Points on offer every anniversary year

Earn 2.5 More Rewards Points per $1 spent on eligible purchases

No Foreign Transaction Fees

Complimentary Travel Insurance and Shopping Insurances

$270 Annual Fee

1% Balance Transfer Fee

Earn up to 30,000 bonus Qantas Points

No Foreign Transaction Fee

Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

30,000 bonus Qantas Points on offer

$249 Annual Fee

Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval

0% p.a. balance transfer for 14 months