??!

Best Rewards Credit Cards

Are rewards credit cards worth it?

Getting rewarded for spending money sounds like an ideal scenario. But will a rewards card really give you bang for your buck? This short guide will take you through the things to think about before signing up for a new rewards credit card.

Read now
Go to first result

3 listings

Coles No Annual Fee MasterCard

Coles No Annual Fee MasterCard

3.2 from 166 reviews
Purchase Rate19.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • No annual fee

  • 0% p.a. balance transfers for 12 months when you apply by 31 January 2020

  • $10 off Coles supermarket shop at the checkout each time you redeem 2,000 flybuys points

  • Low flybuys points earn rate of 1 Flybuy Point per $2

  • 2.5% International Transaction Fee

  • Relatively high 19.99% interest rate

  • Reviewers mention poor customer service should an issue arise

  • Transparency
    3.8 (103)
  • Customer Service
    3.7 (104)
  • Rates and Fees
    4.1 (102)
  • Rewards
    3.9 (87)
  • Online Experience
    3.6 (101)
  • Application Process
    4.2 (88)
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$60,000
  • Minimum Income A$25,000
  • Rewards Programflybuys
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
Coles Rewards Mastercard

Coles Rewards Mastercard

3.2 from 116 reviews
Purchase Rate19.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days
  • Earn 2 flybuys Points per $1 on eligible spend

  • $0 Annual Fee

  • $10 off Coles supermarket shop at the checkout each time you redeem 2,000 flybuys points

  • 0% p.a. on balance transfers for 18 months

  • Relatively high $99 Annual Fee

  • $30 Late Payment Fee

  • 1.5% Balance Transfer Fee

  • Transparency
    3.5 (95)
  • Customer Service
    3.3 (99)
  • Rates and Fees
    3.5 (93)
  • Rewards
    4.1 (81)
  • Online Experience
    3.5 (91)
  • Application Process
    3.7 (84)
  • Minimum Credit Limit A$2,000
  • Rewards Programflybuys
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
Coles Low Rate MasterCard

Coles Low Rate MasterCard

1.6 from 544 reviews
Purchase Rate12.99% p.a.
Annual FeeA$58 p.a.
Interest Free Period 55 days
  • Low $58 Annual Fee

  • Low 12.99% p.a. Interest Rate on purchases

  • flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

  • 2.5% International Transaction Fee

  • Transparency
    3.0 (58)
  • Customer Service
    2.5 (64)
  • Rates and Fees
    3.1 (60)
  • Rewards
    3.3 (40)
  • Online Experience
    2.7 (58)
  • Application Process
    3.4 (55)
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$60,000
  • Minimum Income A$25,000
  • Rewards Programflybuys
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay