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Best Rewards Credit Cards

Earn points as you spend with a credit card linked to a loyalty program. Redeem your points for flights, accommodation, gift cards, and various other benefits. Different rewards programs and credit cards offer different perks, so whether you fly frequently or shop often at major supermarkets, you'll be able to find a credit card that suits your preferences.

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If you travel often, being a member of Qantas Frequent Flyer or Velocity Frequent Flyer could help you save by earning and redeeming points for travel related expenses. Getting a Qantas credit card or Virgin credit card is an easy way to earn points simply through your everyday spending.

If you're a member of Woolworths Rewards or Coles flybuys as you do your weekly grocery shop at one of the nation's main supermarkets, a Woolworths credit card or Coles credit card may be handy and help reduce the cost of your grocery bill.

Australia's major banks also have their own rewards programs, so if you have a preferred bank that you trust and already have an account with, you may want to consider a credit card with them as well. For example, get a ANZ credit card and earn points through ANZ Rewards.

Besides the linked rewards program, other aspects to consider include the annual fee and purchase rate. A reward program and its accompanying benefits is considered an added feature which can sometimes mean a more expensive annual fee. Be sure to use our group of Rates & Fees filters to narrow down options. For even more payment flexibility, filter for cards with a contactless payment feature such as Apple Pay or Samsung Pay.

If you aren't a member of any rewards or loyalty program yet, take a look at our Rewards & Loyalty Programs category to help you choose which ones you'd like to join.

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26 listings

Qantas American Express Discovery
  • Award Winner 2020

Qantas American Express Discovery

4.4 from 50 reviews
Purchase Rate20.74% p.a.
Annual Fee$0 p.a.
Interest Free Period 44 days
  • No Annual Fee

  • No Points Earn Cap

  • 0.75 point-per-dollar rate is reasonable for a $0-annual fee card

  • Generally fewer sign-up bonus points compared to other cards

  • Low Interest-Free Period (44 Days)

  • Transparency
    4.5 (35)
  • Rewards
    4.4 (31)
  • Online Experience
    4.5 (32)
  • Customer Service
    4.8 (33)
  • Rates and Fees
    4.4 (34)
  • Application Process
    4.7 (32)
  • Minimum Credit Limit $2,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Qantas American Express Ultimate

Qantas American Express Ultimate

4.0 from 65 reviews
Purchase Rate20.74% p.a.
Annual Fee$450 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points55,000

  • Regular Bonus Point Offers (currently 55,000)

  • High Points Earn Rate

  • Uncapped Annual Points Accrual

  • $450 yearly Qantas Travel Credit

  • Two complimentary Qantas Lounge invitations

  • High Annual Fee ($450)

  • Only 44 days Interest-Free Period

  • 1% Balance Transfer Establishment Fee

  • $65,000 minimum income requirement

  • Reviewers commonly complain that AmEx is not accepted everywhere

  • Transparency
    4.4 (36)
  • Rewards
    4.6 (37)
  • Online Experience
    4.3 (36)
  • Customer Service
    4.6 (38)
  • Rates and Fees
    3.6 (38)
  • Application Process
    4.4 (39)
  • BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit $3,000
  • Minimum Income $65,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 55,000 bonus Qantas Points when you apply online and spend $3,000 within the first 3 months.
David Jones American Express

David Jones American Express

2.8 from 65 reviews
Purchase Rate20.74% p.a.
Annual Fee$99 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points40,000

  • 40,000 Reward Points or 20,000 Qantas Points on offer

  • Earn up to 3 Reward Points or 1.5 Qantas Points per dollar (1 Reward Point = 0.5 Qantas Points)

  • 3% Currency Conversion Fee

  • $99 Annual Fee

  • Transparency
    3.4 (19)
  • Rewards
    3.4 (20)
  • Online Experience
    3.7 (19)
  • Customer Service
    3.7 (19)
  • Rates and Fees
    3.1 (20)
  • Application Process
    3.8 (19)
  • BenefitsSign-Up Bonus Points Offer
  • Minimum Credit Limit $2,000
  • Minimum Income $40,000
  • Rewards ProgramAmerican Express Membership Rewards and Qantas Frequent Flyer
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 40,000 Reward points or 20,000 Qantas Points when you apply online by 5th December 2019, are approved and spend $750 outside David Jones in the first three months of becoming a Card Member.
Qantas Premier Everyday

Qantas Premier Everyday

2.7 from 18 reviews
Purchase Rate19.99% p.a.
Annual Fee$49 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points25,000

  • Up to 42,000 Bonus Qantas Points on offer

  • $29 Annual Fee for the first year

  • 0% p.a. on Balance Transfers for 12 months

  • Earn up to 1 Qantas Point per $1 spent

  • Complimentary Travel Insurance

  • 3% Foreign Transaction Fee

  • Minimum spend of $1,00 per month is required to receive 7,000 Bonus Qantas Points each month for 6 months

  • Transparency
    3.3 (14)
  • Rewards
    3.4 (10)
  • Online Experience
    2.8 (14)
  • Customer Service
    3.1 (13)
  • Rates and Fees
    2.9 (13)
  • Application Process
    3.6 (13)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $4,000
  • Maximum Credit Limit $30,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay and Samsung Pay
  • Sign-Up Bonus 25,000 bonus Qantas points when you spend $1,000 on eligible purchases each month for over the first 5 months.
  • Reduced First Year Annual Fee $29
Qantas Premier Platinum

Qantas Premier Platinum

2.2 from 35 reviews
Purchase Rate19.99% p.a.
Annual Fee$149 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • Up to 120,000 Bonus Qantas Points on offer if you apply by 26 February 2019

  • Earn up to 1.5 Qantas Points per $1 spent

  • 0% p.a. on Balance Transfers for 18 months

  • Complimentary Travel Insurance & Complimentary Lounge Invitations each year

  • $199 Annual Fee in your first year, $299 Annual Fee in subsequent years

  • 3% International Transaction Fee

  • Minimum spend of $1,500 per month is required to receive 20,000 Bonus Qantas Points each month for 6 months

  • Transparency
    2.5 (32)
  • Rewards
    3.3 (21)
  • Online Experience
    2.4 (31)
  • Customer Service
    2.5 (32)
  • Rates and Fees
    2.5 (26)
  • Application Process
    2.9 (28)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 120,000 Qantas Points (20,000 points each month when you spend $1,500 each month for the first 6 months)
  • Reduced First Year Annual Fee $199
ANZ Frequent Flyer Black

ANZ Frequent Flyer Black

2.9 from 10 reviews
Purchase Rate20.24% p.a.
Annual Fee$425 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • 100,000 Bonus Qantas Points and $200 cashback on offer

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • Complimentary Travel and Shopping Insurances

  • Two complimentary Qantas Club Lounge invitations every year

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    3.3 (6)
  • Rewards
    3.5 (8)
  • Online Experience
    3.1 (8)
  • Customer Service
    3.3 (7)
  • Rates and Fees
    2.3 (7)
  • Application Process
    3.1 (7)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Minimum Income $75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 120,000 bonus Qantas Points and $275 back when you spend $4,000 on eligible purchases in the first 3 months of approval
NAB Qantas Rewards Premium

NAB Qantas Rewards Premium

2.2 from 19 reviews
Purchase Rate19.99% p.a.
Annual Fee$250 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

  • Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

  • 0% on Balance Transfers for 6 months

  • Seven complimentary insurances including Overseas Travel Insurance

  • $250 Annual Fee

  • 3% International Transaction Fee

  • 2% Balance Transfer Fee

  • Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period

  • Transparency
    3.2 (6)
  • Rewards
    2.7 (6)
  • Online Experience
    3.3 (6)
  • Customer Service
    2.8 (6)
  • Rates and Fees
    2.6 (5)
  • Application Process
    3.3 (6)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
Woolworths Qantas Platinum

Woolworths Qantas Platinum

1.6 from 52 reviews
Purchase Rate20.49% p.a.
Annual Fee$169 p.a.
Interest Free Period 55 days
  • Stack the QFF points earned with this card with normal Woolworths Rewards points

  • 0% balance transfer rate for 14 months

  • 10% off one shop at Woolworths each month

  • Relatively high ongoing annual fee ($169)

  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit $6,000
  • Minimum Income $30,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee $99
Westpac Altitude Black - Qantas Frequent Flyer American Express Bundle

Westpac Altitude Black - Qantas Frequent Flyer American Express Bundle

4.1 from 8 reviews
Purchase Rate20.24% p.a.
Annual Fee$199 p.a.
Interest Free Period 45 days

Sign-Up Bonus Points20,000

  • Receive both a Westpac Altitude Black Mastercard and an American Express Westpac Altitude Black Card

  • Uncapped points earning

  • Lounge passes and travel insurance included

  • Total annual fee of $449 + QFF joining fee

  • $75,000 minimum income required

  • May be hard to juggle the different rates and conditions of two cards

  • Transparency
    4.3 (8)
  • Rewards
    4.3 (7)
  • Online Experience
    3.9 (7)
  • Customer Service
    4.0 (8)
  • Rates and Fees
    2.9 (7)
  • Application Process
    4.3 (8)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $3,000
  • Maximum Credit Limit $75,000
  • Minimum Income $75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 20,000 bonus Qantas Points when spend $3,000 on eligible purchases within 90 days of Card approval.
  • Reduced First Year Annual Fee $250

Is part of...
Westpac Altitude Black · includes 6 listings
72 reviews
NAB Qantas Rewards Signature

NAB Qantas Rewards Signature

4.0 from 2 reviews
Purchase Rate19.99% p.a.
Annual Fee$395 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points120,000

  • Sign up and receive up to 120,000 Qantas Points (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • 0% p.a. on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $395 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Rewards
    4.5 (2)
  • Online Experience
    4.0 (2)
  • Customer Service
    3.5 (2)
  • Rates and Fees
    3.0 (1)
  • Application Process
    4.0 (2)
  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 120,000 Bonus Qantas Points (90,000 points when you spend $4,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
  • Reduced First Year Annual Fee $295
Macquarie Bank Platinum - Qantas Rewards

Macquarie Bank Platinum - Qantas Rewards

4.0 from 1 review
Purchase Rate20.70% p.a.
Annual Fee$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $50,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee $99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews
Qantas American Express Premium

Qantas American Express Premium

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual Fee$249 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 bonus Qantas Points on offer

  • Earn up to 1 Qantas Point for every $1 spent

  • 0% on Balance Transfers for the first 12 months

  • $249 Annual Fee

  • 1% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $50,000
  • Minimum Income $40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 bonus Qantas Points when you spend $3,000 with the first 3 months of card approval.
Citibank Citi Signature Qantas

Citibank Citi Signature Qantas

3.9 from 7 reviews
Purchase Rate21.49% p.a.
Annual Fee$444 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • Up to 150,000 Bonus Qantas Points on offer

  • No Annual Fee in your first year

  • Earn up to 1 Qantas Point per $1 spent

  • 0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee

  • Complimentary Insurances, including International Travel Insurance

  • $444 Annual Fee after your first year

  • Minimum Credit Limit of $15,000

  • 3.4% International Transaction Fee

  • Transparency
    4.3 (6)
  • Rewards
    4.7 (3)
  • Online Experience
    4.5 (6)
  • Customer Service
    4.3 (6)
  • Rates and Fees
    3.8 (5)
  • Application Process
    4.3 (6)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Maximum Credit Limit $100,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 150,000 bonus Qantas Points (100,000 points when you spend $5,000 within 90 days from card approval, plus an additional 50,000 points after your first anniversary)
  • Reduced First Year Annual Fee $0
St.George Amplify Signature - Qantas Frequent Flyer

St.George Amplify Signature - Qantas Frequent Flyer

3.8 from 8 reviews
Purchase Rate19.74% p.a.
Annual Fee$279 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points80,000

  • 90,000 Qantas bonus points on offer

  • Earn 0.75 points per $1 spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points

  • 0% on Balance Transfers for 6 months

  • Complimentary Travel Insurance and Extended Warranty

  • $179 Annual Card Fee for the first year ($179 thereafter)

  • 3% Overseas Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate of 21.49% after the first 6 months

  • Transparency
    4.3 (7)
  • Rewards
    4.7 (6)
  • Online Experience
    4.6 (7)
  • Customer Service
    4.7 (7)
  • Rates and Fees
    4.3 (7)
  • Application Process
    4.4 (7)
  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsGoogle Pay
  • Sign-Up Bonus Receive 80,000 bonus Qantas points when you spend at least $6,000 within 90 days of card approval.
  • Reduced First Year Annual Fee $139

Is part of...
St.George Amplify Signature · includes 2 listings
17 reviews
Westpac Altitude Platinum - Qantas Frequent Flyer Mastercard

Westpac Altitude Platinum - Qantas Frequent Flyer Mastercard

3.7 from 3 reviews
Purchase Rate20.49% p.a.
Annual Fee$200 p.a.
Interest Free Period 45 days

Sign-Up Bonus Points60,000

  • Receive 60,000 Bonus Qantas Points if you apply by 15 October 2019 and spend $3,000 on eligible purchases in the first 90 days from card approval

  • Earn 0.5 Qantas Points per $1, uncapped

  • Complimentary Insurance covers, including Overseas Travel, Purchase Security and Transit Accident Insurance

  • $200 Annual Fee

  • 3% Foreign Transaction Fee

  • Transparency
    4.0 (2)
  • Rewards
    3.0 (1)
  • Online Experience
    3.5 (2)
  • Customer Service
    4.5 (2)
  • Rates and Fees
    2.5 (2)
  • Application Process
    4.5 (2)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 points when you spend $3,000 within 90 days from card approval.

Is part of...
Westpac Altitude Platinum · includes 8 listings
41 reviews
Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard

3.6 from 5 reviews
Purchase Rate20.49% p.a.
Annual Fee$160 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

  • $160 Annual Fee

  • Transparency
    2.5 (2)
  • Rewards
    3.0 (2)
  • Online Experience
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Rates and Fees
    3.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit $3,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Westpac Altitude Black - Qantas Frequent Flyer Mastercard

Westpac Altitude Black - Qantas Frequent Flyer Mastercard

3.6 from 7 reviews
Purchase Rate20.49% p.a.
Annual Fee$300 p.a.
Interest Free Period 45 days

Sign-Up Bonus Points80,000

  • Uncapped points earning

  • Lounge passes and travel insurance included

  • Annual fee of $250 + QFF joining fee

  • $75,000 minimum income required

  • Transparency
    3.6 (7)
  • Rewards
    3.0 (6)
  • Online Experience
    3.6 (7)
  • Customer Service
    3.7 (7)
  • Rates and Fees
    2.4 (7)
  • Application Process
    4.0 (7)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Maximum Credit Limit $75,000
  • Minimum Income $75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 80,000 bonus Qantas Points when you spend $4,000 within 90 days of card approval.
  • Reduced First Year Annual Fee $250

Is part of...
Westpac Altitude Black · includes 6 listings
72 reviews
Westpac Altitude Business Gold

Westpac Altitude Business Gold

3.0 from 7 reviews
Purchase Rate20.24% p.a.
Annual Fee$150 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points60,000

  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

  • Complimentary Travel and Purchase-related Insurances

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Income $30,000
  • Rewards ProgramQantas Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 bonus Altitude Points when you spend $3,000 on eligible purchases within 90 days of card approval.
  • Reduced First Year Annual Fee $0
NAB Qantas Rewards

NAB Qantas Rewards

2.8 from 5 reviews
Purchase Rate19.99% p.a.
Annual Fee$95 p.a.
Interest Free Period 44 days
  • 0% on Balance Transfers for 6 months

  • Earn 0.5 Qantas Points per $1 & Free Qantas Frequent Flyer Membership

  • Complimentary Purchase Protection Insurance

  • Accessible Minimum Credit Limit of $500

  • $95 Annual Card Fee

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Transparency
    5.0 (2)
  • Rewards
    3.5 (2)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (2)
  • Rates and Fees
    4.5 (2)
  • Application Process
    4.0 (1)
  • Minimum Credit Limit $500
  • Maximum Credit Limit $55,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
HSBC Platinum Qantas

HSBC Platinum Qantas

2.3 from 8 reviews
Purchase Rate19.99% p.a.
Annual Fee$79 p.a.
Interest Free Period 55 days
  • $0 Annual Fee in the first year ($79 in subsequent years)

  • 0% p.a. Balance Transfer for 12 months

  • Earn 1 Qantas point per $1 spent up to $2,500 per statement period on eligible purchases

  • Complimentary Insurance Benefits

  • 3% Overseas Exchange fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $2,500 per statement period

  • Transparency
    2.0 (3)
  • Rewards
    4.0 (2)
  • Online Experience
    2.4 (5)
  • Customer Service
    3.0 (4)
  • Rates and Fees
    3.5 (4)
  • Application Process
    3.0 (4)
  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $60,000
  • Minimum Income $40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay
  • Reduced First Year Annual Fee $0
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