Best Rewards Credit Cards

4 listings
ANZ Rewards
2.7 from 58 reviews
Purchase Rate20.24% p.a.
Annual Fee$80 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points50,000

  • 50,000 Bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval

  • 1 Reward Point per $1 spent on eligible purchases up to $1,000 per statement period

  • Up to 55 interest free days on purchases

  • 3% Overseas Transaction Fee

  • Lower earn rate of 0.5 Reward Points per $1 after the first $1,000 per statement period

  • Transparency
    3.6 (24)
  • Customer Service
    3.5 (23)
  • Rates and Fees
    3.1 (22)
  • Rewards
    3.8 (21)
  • Online Experience
    3.6 (22)
  • Application Process
    3.9 (17)
  • Foreign Transaction Fee 3%
  • BenefitsSign-Up Bonus Points Offer
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Garmin Pay, Google Pay and Samsung Pay
ANZ Frequent Flyer Black
2.4 from 16 reviews
Purchase Rate20.24% p.a.
Annual Fee$425 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • 120,000 Bonus Qantas Points & $200 Cash Back Offer

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • Complimentary Travel and Shopping Insurances

  • Two complimentary Qantas Club Lounge invitations every year

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    2.7 (11)
  • Customer Service
    2.6 (12)
  • Rates and Fees
    2.4 (12)
  • Rewards
    3.5 (13)
  • Online Experience
    2.4 (12)
  • Application Process
    2.5 (10)
  • Foreign Transaction Fee 3%
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Minimum Income $75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
ANZ Rewards Black
3.9 from 8 reviews
Purchase Rate20.24% p.a.
Annual Fee$375 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points130,000

  • 180,000 bonus Reward Points on offer

  • $0 Annual Fee in the first year

  • Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $375 Annual Fee

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    4.6 (5)
  • Customer Service
    4.8 (6)
  • Rates and Fees
    4.3 (6)
  • Rewards
    4.2 (5)
  • Online Experience
    5.0 (6)
  • Application Process
    4.8 (4)
  • Foreign Transaction Fee 3%
  • BenefitsCashback Offer, Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Minimum Income $75,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 2 points per $1
  • Reduced First Year Annual Fee $0
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
ANZ Rewards Platinum
2.4 from 5 reviews
Purchase Rate20.24% p.a.
Annual Fee$95 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

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