??!
ProductReview.com.au

Best Rewards Credit Cards

Category

Brand

Rating

Card Type

Purchase Rate

At least 20.24% p.a.

Annual Fee

At most A$349 p.a.

Interest Free Period

Benefits

Minimum Credit Limit

At least A$500

Rewards Program

Points Earn Rate

At least 1 points per $1

Sign-Up Bonus Points

At least 50,000

Contactless Payments

Are rewards credit cards worth it?

Getting rewarded for spending money sounds like an ideal scenario. But will a rewards card really give you bang for your buck? This short guide will take you through the things to think about before signing up for a new rewards credit card.

Read now
Go to first result

5 listings

Commonwealth Bank Awards

Commonwealth Bank Awards

3.5 from 85 reviews
Purchase Rate20.24% p.a.
Annual FeeA$59 p.a.
Interest Free Period 55 days
  • Pros & Cons
  • Review Summary
  • Specifications

  • Entry-level credit limit of $500 minimum

  • Low $59 Annual Fee

  • High Balance Transfer Rate (5.99%)

  • Awards points earn rate capped at 50,000 per annum

  • Transparency
    4.1 (49)
  • Customer Service
    4.3 (49)
  • Rates and Fees
    3.6 (49)
  • Rewards
    4.1 (37)
  • Online Experience
    4.4 (48)
  • Application Process
    4.2 (39)
  • Minimum Credit Limit A$500
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Commonwealth Bank Diamond Awards

Commonwealth Bank Diamond Awards

3.5 from 41 reviews
Purchase Rate20.24% p.a.
Annual FeeA$349 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

  • Pros & Cons
  • Review Summary
  • Specifications

  • 100,000 Bonus Points on offer

  • Earn 1.25 Awards Points per $1

  • International Travel Insurance included

  • Cashback offers with Mastercard Travelers Rewards

  • $349 Annual Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (28)
  • Customer Service
    4.3 (30)
  • Rates and Fees
    3.3 (31)
  • Rewards
    3.4 (28)
  • Online Experience
    4.3 (29)
  • Application Process
    4.1 (24)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Maximum Credit Limit A$50,000
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Commonwealth Bank Platinum Awards

Commonwealth Bank Platinum Awards

3.0 from 34 reviews
Purchase Rate20.24% p.a.
Annual FeeA$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points80,000

  • Pros & Cons
  • Review Summary
  • Specifications

  • 80,000 Bonus Awards Points when you apply by 28 October 2020 and spend $4,000 on eligible purchases within 90 days from activation.

  • Earn 1 Awards point for every $1 spent

  • International Travel Insurance included

  • $249 Annual Fee

  • 3% International Transaction Fee

  • Points are capped at 150,000 points per year

  • Transparency
    3.7 (21)
  • Customer Service
    4.0 (21)
  • Rates and Fees
    2.8 (21)
  • Rewards
    2.8 (17)
  • Online Experience
    4.0 (21)
  • Application Process
    4.0 (15)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$50,000
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Suncorp Clear Options Gold

Suncorp Clear Options Gold

2.8 from 4 reviews
Purchase Rate20.50% p.a.
Annual FeeA$120 p.a.
Interest Free Period 55 days
  • Pros & Cons
  • Specifications

  • Earn 1 Reward Point per dollar spent up to $1,500 per month

  • Add up to four additional cardholders for no extra cost

  • 3.40% International Transaction Fee

  • Points Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per month

  • Minimum Credit Limit A$5,000
  • Maximum Credit Limit A$25,000
  • Minimum Income A$30,000
  • Rewards ProgramSuncorp Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Suncorp Clear Options Platinum

Suncorp Clear Options Platinum

2.7 from 9 reviews
Purchase Rate20.74% p.a.
Annual FeeA$129 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points50,000

  • Pros & Cons
  • Review Summary
  • Specifications

  • 50,000 Bonus Points on offer

  • Earn 1.25 Rewards points per dollar spent

  • Complimentary International Travel Insurance and Extended Warranty Insurance

  • $129 Annual Fee

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate of 21.99% after 14 months

  • Transparency
    3.3 (7)
  • Customer Service
    2.9 (7)
  • Rates and Fees
    2.9 (8)
  • Rewards
    3.3 (7)
  • Online Experience
    2.6 (8)
  • Application Process
    2.7 (7)
  • BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$30,000
  • Rewards ProgramSuncorp Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay