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Best Rewards Credit Cards

Earn points as you spend with a credit card linked to a loyalty program. Redeem your points for flights, accommodation, gift cards, and various other benefits. Different rewards programs and credit cards offer different perks, so whether you fly frequently or shop often at major supermarkets, you'll be able to find a credit card that suits your preferences.

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If you travel often, being a member of Qantas Frequent Flyer or Velocity Frequent Flyer could help you save by earning and redeeming points for travel related expenses. Getting a Qantas credit card or Virgin credit card is an easy way to earn points simply through your everyday spending.

If you're a member of Woolworths Rewards or Coles flybuys as you do your weekly grocery shop at one of the nation's main supermarkets, a Woolworths credit card or Coles credit card may be handy and help reduce the cost of your grocery bill.

Australia's major banks also have their own rewards programs, so if you have a preferred bank that you trust and already have an account with, you may want to consider a credit card with them as well. For example, get a ANZ credit card and earn points through ANZ Rewards.

Besides the linked rewards program, other aspects to consider include the annual fee and purchase rate. A reward program and its accompanying benefits is considered an added feature which can sometimes mean a more expensive annual fee. Be sure to use our group of Rates & Fees filters to narrow down options. For even more payment flexibility, filter for cards with a contactless payment feature such as Apple Pay or Samsung Pay.

If you aren't a member of any rewards or loyalty program yet, take a look at our Rewards & Loyalty Programs category to help you choose which ones you'd like to join.

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76 listings

Citibank Citi Premier

Citibank Citi Premier

2.8 from 22 reviews
Purchase Rate21.49% p.a.
Annual FeeA$395 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points70,000

  • Up to 70,000 Bonus Rewards Points on offer

  • 0% p.a. on Balance Transfers for 6 months

  • Earn up to 2 Citi Rewards Points per $1 spent

  • Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees

  • Complimentary International Travel Insurance and Two Airport Lounge Passes each year

  • $395 Annual Fee

  • 1% Balance Transfer Fee

  • 3.4% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.1 (10)
  • Rewards
    3.9 (10)
  • Online Experience
    4.0 (10)
  • Customer Service
    4.0 (10)
  • Rates and Fees
    3.7 (10)
  • Application Process
    3.7 (9)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Maximum Credit Limit A$100,000
  • Minimum Income A$75,000
  • Rewards ProgramCiti Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive 70,000 Bonus Points when you spend $5,000 in the first 60 days from card approval
American Express Velocity Escape

American Express Velocity Escape

3.5 from 10 reviews
Purchase Rate20.74% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • $0 Annual Fee

  • 0% p.a. on Balance Transfers for the 12 months

  • Earn up to 0.75 Velocity Points per $1 spent, uncapped

  • 1% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Transparency
    4.5 (6)
  • Rewards
    4.0 (6)
  • Online Experience
    4.3 (6)
  • Customer Service
    4.2 (6)
  • Rates and Fees
    4.3 (6)
  • Application Process
    4.5 (6)
  • BenefitsReduced First Year Annual Fee
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$25,000
  • Minimum Income A$40,000
  • Rewards ProgramVelocity Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Qantas Premier Everyday

Qantas Premier Everyday

2.6 from 19 reviews
Purchase Rate19.99% p.a.
Annual FeeA$49 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points25,000

  • $29 Annual Fee for the first year

  • 0% p.a. on Balance Transfers for 12 months

  • Earn up to 1 Qantas Point per $1 spent

  • Complimentary Travel Insurance

  • 3% Foreign Transaction Fee

  • Minimum spend of $1,00 per month is required to receive 7,000 Bonus Qantas Points each month for 6 months

  • Transparency
    3.1 (15)
  • Rewards
    3.4 (10)
  • Online Experience
    2.7 (15)
  • Customer Service
    2.9 (14)
  • Rates and Fees
    2.8 (14)
  • Application Process
    3.6 (13)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$4,000
  • Maximum Credit Limit A$30,000
  • Minimum Income A$35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay and Samsung Pay
  • Sign-Up Bonus Earn 5,000 bonus points per month when you spend $1,000 or more on eligible purchases each month, for a total of 25,000 bonus points over the first 5 months.
  • Reduced First Year Annual Fee A$29
BankWest More Platinum MasterCard

BankWest More Platinum MasterCard

3.3 from 10 reviews
Purchase Rate19.99% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • Earn 75,000 Annual Bonus Points every year

  • Earn 2 points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel and Shopping Insurances

  • 0% p.a. on Balance Transfers for the first 6 months

  • $160 Annual Fee

  • Minimum $48,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

  • Transparency
    2.9 (8)
  • Rewards
    3.3 (7)
  • Online Experience
    3.6 (8)
  • Customer Service
    3.3 (9)
  • Rates and Fees
    3.2 (9)
  • Application Process
    3.9 (8)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$65,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay
Qantas Premier Platinum

Qantas Premier Platinum

2.1 from 48 reviews
Purchase Rate19.99% p.a.
Annual FeeA$299 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

  • Up to 100,000 Bonus Qantas Points & 75 bonus Status Credits on offer if you apply by 30 August 2020

  • Earn up to 1.5 Qantas Points per $1 spent

  • 0% p.a. on Balance Transfers for 18 months

  • Complimentary Travel Insurance & Complimentary Lounge Invitations each year

  • $299 Annual Fee

  • 3% International Transaction Fee

  • Transparency
    2.3 (45)
  • Rewards
    3.4 (31)
  • Online Experience
    2.3 (42)
  • Customer Service
    2.3 (43)
  • Rates and Fees
    2.4 (38)
  • Application Process
    2.8 (39)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Earn 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval plus an additional 20,000 bonus points after your first anniversary of approval. Earn 75 bonus Status Credits when you make an eligible purchase by 30/08/2020.
Myer Visa Card

Myer Visa Card

1.9 from 74 reviews
Purchase Rate20.69% p.a.
Annual FeeA$69 p.a.
Interest Free Period 55 days
  • Uncapped Myer One credit earn rate

  • 6 months interest free on purchases of $250 or more at Myer

  • Combine with your existing Myer One membership for maximum rewards

  • Not that useful if you don't regularly shop at Myer

  • Not good for travelling (3% international transaction fee)

  • Transparency
    2.3 (6)
  • Rewards
    2.8 (4)
  • Online Experience
    2.0 (6)
  • Customer Service
    2.0 (6)
  • Rates and Fees
    2.2 (6)
  • Application Process
    3.0 (4)
  • BenefitsReduced First Year Annual Fee
  • Minimum Credit Limit A$1,000
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$0
Virgin Australia Velocity Flyer

Virgin Australia Velocity Flyer

1.9 from 73 reviews
Purchase Rate20.74% p.a.
Annual FeeA$129 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points70,000

  • Multiple Promotional Offers to choose from (see Details below)

  • $129 Virgin Australia Gift Voucher each year

  • Earn Velocity Points at a rate of 0.66 points per $1 spent up to $1,500 per statement period

  • 3.3% International Transaction Fee

  • Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per statement period

  • Transparency
    3.0 (21)
  • Rewards
    3.5 (17)
  • Online Experience
    2.9 (21)
  • Customer Service
    2.9 (21)
  • Rates and Fees
    2.9 (20)
  • Application Process
    3.8 (17)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$35,000
  • Rewards ProgramVelocity Frequent Flyer
  • Points Earn Rate 0.66 points per $1
  • Contactless PaymentsSamsung Pay
  • Sign-Up Bonus Earn up to 70,000 bonus Velocity Points (20,000 points each month when you spend $1,500 or more in the first 3 months and 10,000 points after your first anniversary)
  • Introductory Rate 0% p.a. for up to 14 months on purchases.
  • Reduced First Year Annual Fee A$65
Coles Low Rate MasterCard

Coles Low Rate MasterCard

1.6 from 541 reviews
Purchase Rate12.99% p.a.
Annual FeeA$58 p.a.
Interest Free Period 55 days
  • Low $58 Annual Fee

  • Low 12.99% p.a. Interest Rate on purchases

  • flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

  • 2.5% International Transaction Fee

  • Transparency
    3.1 (56)
  • Rewards
    3.4 (38)
  • Online Experience
    2.8 (56)
  • Customer Service
    2.5 (62)
  • Rates and Fees
    3.2 (58)
  • Application Process
    3.5 (54)
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$60,000
  • Minimum Income A$25,000
  • Rewards Programflybuys
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
NAB Qantas Rewards Premium

NAB Qantas Rewards Premium

2.2 from 19 reviews
Purchase Rate19.99% p.a.
Annual FeeA$250 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

  • Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

  • 0% on Balance Transfers for 6 months

  • Seven complimentary insurances including Overseas Travel Insurance

  • $250 Annual Fee

  • 3% International Transaction Fee

  • 2% Balance Transfer Fee

  • Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period

  • Transparency
    3.2 (6)
  • Rewards
    2.7 (6)
  • Online Experience
    3.3 (6)
  • Customer Service
    2.8 (6)
  • Rates and Fees
    2.6 (5)
  • Application Process
    3.3 (6)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
ANZ Frequent Flyer Black

ANZ Frequent Flyer Black

2.6 from 12 reviews
Purchase Rate20.24% p.a.
Annual FeeA$425 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • Complimentary Travel and Shopping Insurances

  • Two complimentary Qantas Club Lounge invitations every year

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    2.9 (8)
  • Rewards
    3.3 (10)
  • Online Experience
    2.7 (10)
  • Customer Service
    2.8 (9)
  • Rates and Fees
    2.2 (9)
  • Application Process
    2.9 (8)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 120,000 bonus Qantas Points and $275 back when you spend $4,000 on eligible purchases in the first 3 months of approval.
NAB Rewards Platinum

NAB Rewards Platinum

2.3 from 16 reviews
Purchase Rate19.99% p.a.
Annual FeeA$194 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points60,000

  • Earn up to 3 Points per dollar (see Details), uncapped

  • 0% p.a. on Balance Transfers for 6 months

  • Seven complimentary insurances, including Overseas Travel Insurance

  • $195 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Transparency
    2.8 (8)
  • Rewards
    3.6 (9)
  • Online Experience
    3.0 (8)
  • Customer Service
    2.8 (9)
  • Rates and Fees
    2.9 (9)
  • Application Process
    3.3 (8)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Rewards ProgramNAB Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 Bonus Points when you spend $1,000 on everyday purchases within 60 days of account opening
ING Orange One Platinum

ING Orange One Platinum

2.6 from 10 reviews
Purchase Rate16.99% p.a.
Annual FeeA$149 p.a.
Interest Free Period 45 days
  • Up to $30 per month cashback on your spend

  • No International Transaction Fees (Rebate if you meet requirements)

  • $149 Annual Fee

  • Foreign Currency Conversion Fee Rebate Requirememt: Deposit at least $1,000 to any personal ING account (excluding Living Super and Orange One) and make at least 5 card purchases that are settled using your ING credit card each month

  • Transparency
    4.0 (6)
  • Rewards
    2.3 (4)
  • Online Experience
    3.9 (7)
  • Customer Service
    3.9 (7)
  • Rates and Fees
    4.1 (7)
  • Application Process
    3.7 (6)
  • BenefitsCashback Offer, Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$30,000
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Woolworths Qantas Platinum

Woolworths Qantas Platinum

1.6 from 52 reviews
Purchase Rate20.49% p.a.
Annual FeeA$169 p.a.
Interest Free Period 55 days
  • Stack the QFF points earned with this card with normal Woolworths Rewards points

  • 0% balance transfer rate for 14 months

  • 10% off one shop at Woolworths each month

  • Relatively high ongoing annual fee ($169)

  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit A$6,000
  • Minimum Income A$30,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$99
Macquarie Bank Platinum

Macquarie Bank Platinum · includes 2 listings

2.1 from 13 reviews
Purchase Rate20.70% p.a.
Annual FeeA$199 p.a. and A$249 p.a.
Interest Free Period At least 55 days

Sign-Up Bonus Points20,000

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Some Travel and Purchase insurances included

  • Need to spend ~$3,200 to receive a $20 gift card

  • Transparency
    4.5 (2)
  • Rewards
    4.5 (2)
  • Online Experience
    4.5 (2)
  • Customer Service
    4.0 (2)
  • Rates and Fees
    4.5 (2)
  • Application Process
    4.5 (2)
  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$50,000
  • Rewards ProgramMacquarie Rewards and Qantas Frequent Flyer
  • Points Earn Rate 1 to 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Reduced First Year Annual Fee A$99
St.George Amplify

St.George Amplify · includes 2 listings

2.1 from 13 reviews
Purchase Rate19.74% p.a.
Annual FeeA$79 p.a.
Interest Free Period At least 55 days
  • Introductory Offer: 0% p.a. on purchases for 14 months

  • Choose between Qantas Frequent Flyer or Amplify points programs

  • Uncapped points earn rate

  • 3% Foreign Transaction Fee

  • Transparency
    3.8 (4)
  • Rewards
    3.0 (3)
  • Online Experience
    3.0 (6)
  • Customer Service
    2.6 (5)
  • Rates and Fees
    3.6 (5)
  • Application Process
    3.2 (6)
  • Minimum Credit Limit A$500
  • Rewards ProgramAmplify Rewards and Qantas Frequent Flyer
  • Points Earn Rate 0.5 to 1 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Kogan Money Black Card

Kogan Money Black Card

1.1 from 18 reviews
Purchase Rate20.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • Earn $100 Kogan.com Credit when you apply and spend $1,000 in the first 60 days from approval

  • No Annual Fee

  • 0% p.a. for 22 months on Balance Transfers

  • Complimentary Kogan First Membership

  • 3.4% International Transaction Fee

  • Reward points can only be redeemed for eligible purchases on Kogan.com, Kogan Mobile or Kogan Internet

  • Transparency
    1.1 (15)
  • Rewards
    1.5 (8)
  • Online Experience
    1.1 (15)
  • Customer Service
    1.1 (14)
  • Rates and Fees
    1.5 (12)
  • Application Process
    1.8 (13)
  • Minimum Credit Limit A$6,000
  • Minimum Income A$35,000
  • Points Earn Rate 2 points per $1
  • Sign-Up Bonus $100 Kogan.com credit when you spend $1,000 on eligible purchases in the first 60 days from card approval.
Bank of Queensland Blue Visa

Bank of Queensland Blue Visa

5.0 from 5 reviews
Purchase Rate20.74% p.a.
Annual FeeA$60 p.a.
Interest Free Period 44 days
  • $60 Annual Fee

  • $120 cash back if you spend $500 per month on retail purchases for the first 3 months

  • Earn 1 Q Rewards Point for every dollar spent on eligible transactions

  • 0% on Balance Transfers for 6 months

  • Purchase Cover Insurance and Guaranteed Pricing Scheme

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to the high Cash Advance Rate of 21.74% p.a. after the promotional period

  • Transparency
    5.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    3.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsCashback Offer and Sign-Up Bonus Points Offer
  • Maximum Credit Limit A$10,000
  • Minimum Income A$25,000
  • Rewards ProgramQ Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsSamsung Pay
  • Sign-Up Bonus $120 Cashback if you spend $500 per month on retail purchases for the first 3 months
Bankwest More World Mastercard

Bankwest More World Mastercard

5.0 from 1 review
Purchase Rate19.99% p.a.
Annual FeeA$270 p.a.
Interest Free Period 44 days
  • 115,000 Bonus Points on offer every anniversary year

  • Earn 2.5 More Rewards Points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel Insurance and Shopping Insurances

  • 0% on Balance Transfers for the first 6 months

  • $270 Annual Fee

  • 1% Balance Transfer Fee

  • Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points

  • Transparency
    5.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$12,000
  • Minimum Income A$76,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2.5 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Heritage Classic Rewards

Heritage Classic Rewards

5.0 from 2 reviews
Purchase Rate17.74% p.a.
Annual FeeA$55 p.a.
Interest Free Period 55 days
  • $55 Annual Fee (waived when you spend at least $25,000 per annum on Visa Purchases)

  • Accessible Minimum Credit Limit of $1,000

  • Earn 1 Heritage Credit for every $1,300 spend per calendar month

  • Minimum Credit Limit A$1,000
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
NAB Qantas Rewards Signature

NAB Qantas Rewards Signature

4.0 from 2 reviews
Purchase Rate19.99% p.a.
Annual FeeA$395 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points130,000

  • Sign up and receive up to 130,000 Qantas Points (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • 0% p.a. on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $395 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Rewards
    4.5 (2)
  • Online Experience
    4.0 (2)
  • Customer Service
    3.5 (2)
  • Rates and Fees
    3.0 (1)
  • Application Process
    4.0 (2)
  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 130,000 Bonus Qantas Points (100,000 points when you spend $3,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
  • Reduced First Year Annual Fee A$295
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