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Best Rewards Credit Cards

Earn points as you spend with a credit card linked to a loyalty program. Redeem your points for flights, accommodation, gift cards, and various other benefits. Different rewards programs and credit cards offer different perks, so whether you fly frequently or shop often at major supermarkets, you'll be able to find a credit card that suits your preferences.

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If you travel often, being a member of Qantas Frequent Flyer or Velocity Frequent Flyer could help you save by earning and redeeming points for travel related expenses. Getting a Qantas credit card or Virgin credit card is an easy way to earn points simply through your everyday spending.

If you're a member of Woolworths Rewards or Coles flybuys as you do your weekly grocery shop at one of the nation's main supermarkets, a Woolworths credit card or Coles credit card may be handy and help reduce the cost of your grocery bill.

Australia's major banks also have their own rewards programs, so if you have a preferred bank that you trust and already have an account with, you may want to consider a credit card with them as well. For example, get a ANZ credit card and earn points through ANZ Rewards.

Besides the linked rewards program, other aspects to consider include the annual fee and purchase rate. A reward program and its accompanying benefits is considered an added feature which can sometimes mean a more expensive annual fee. Be sure to use our group of Rates & Fees filters to narrow down options. For even more payment flexibility, filter for cards with a contactless payment feature such as Apple Pay or Samsung Pay.

If you aren't a member of any rewards or loyalty program yet, take a look at our Rewards & Loyalty Programs category to help you choose which ones you'd like to join.

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76 listings

Qantas American Express Premium

Qantas American Express Premium

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual FeeA$249 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 bonus Qantas Points on offer

  • Earn up to 1 Qantas Point for every $1 spent

  • 0% on Balance Transfers for the first 12 months

  • $249 Annual Fee

  • 1% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 bonus Qantas Points when you spend $3,000 with the first 3 months of card approval.
Bank of Queensland Platinum Visa

Bank of Queensland Platinum Visa

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual FeeA$129 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points1,000

  • $0 Annual Fee in your first year

  • 1,000 Bonus Q Rewards points every month when you spend $1,000 per month on eligible transactions for the first 12 months

  • Earn 2 Q Rewards credit card points for every $1 spent

  • 0% p.a. on Balance Transfers for 12 months

  • Complimentary Travel Insurance

  • $129 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • Transparency
    4.7 (3)
  • Rewards
    3.0 (3)
  • Online Experience
    4.7 (3)
  • Customer Service
    4.3 (3)
  • Rates and Fees
    4.0 (3)
  • Application Process
    5.0 (2)
  • BenefitsReduced First Year Annual Fee
  • Rewards ProgramQ Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsGoogle Pay and Samsung Pay
  • Sign-Up Bonus 1,000 Bonus Q Rewards Points every month when you spend $1,000 per month on eligible transactions for the first 12 months
  • Reduced First Year Annual Fee A$0
St.George Amplify Platinum

St.George Amplify Platinum · includes 2 listings

4.0 from 1 review
Purchase Rate19.74% p.a.
Annual FeeA$99 p.a.
Interest Free Period At least 55 days

Sign-Up Bonus Points60,000 to 100,000

  • 100,000 Bonus Amplify Points or 60,000 Bonus Qantas Points on offer

  • Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible purchases

  • Complimentary Travel Insurance and Extended Warranty Insurance

  • 0% for 6 months on Balance Transfers & No Balance Transfer Fee

  • $99 Annual Card Fee

  • 3% Overseas Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after the first 6 months

  • Transparency
    4.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    3.0 (1)
  • BenefitsSign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Rewards ProgramAmplify Rewards and Qantas Frequent Flyer
  • Points Earn Rate 0.5 to 1 points per $1
  • Contactless PaymentsGoogle Pay and Samsung Pay
  • Reduced First Year Annual Fee A$49
ANZ Rewards Black

ANZ Rewards Black

3.7 from 7 reviews
Purchase Rate20.24% p.a.
Annual FeeA$375 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • 150,000 bonus Reward Points on offer

  • Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $375 Annual Fee

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    4.5 (4)
  • Rewards
    4.0 (4)
  • Online Experience
    5.0 (5)
  • Customer Service
    4.8 (5)
  • Rates and Fees
    4.2 (5)
  • Application Process
    4.7 (3)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$75,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 150,000 points when you spend $4000 in the first 3 months
NAB Rewards Signature

NAB Rewards Signature

3.7 from 3 reviews
Purchase Rate19.99% p.a.
Annual FeeA$295 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points120,000

  • 120,000 NAB Rewards Bonus Points on offer

  • Earn up to 3.75 Points per dollar

  • 0% p.a. on Balance Transfers for 6 months

  • Seven complimentary insurances, including Overseas Travel Insurance

  • $295 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    5.0 (2)
  • Customer Service
    5.0 (2)
  • Rates and Fees
    4.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Rewards ProgramNAB Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 120,000 Bonus Points (90,000 points when you spend $3,000 within 60 days of card approval and 30,000 points when you keep your card for over 12 months)
Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard

3.6 from 5 reviews
Purchase Rate20.49% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

  • $160 Annual Fee

  • Transparency
    2.5 (2)
  • Rewards
    3.0 (2)
  • Online Experience
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Rates and Fees
    3.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$3,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay and Google Pay
ANZ Rewards Platinum

ANZ Rewards Platinum

3.3 from 3 reviews
Purchase Rate20.24% p.a.
Annual FeeA$95 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

  • 100,000 Bonus Reward Points on offer

  • Earn 1.5 Reward Points per $1 spend on eligible purchases up to $2,000 per statement period

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $95 Annual Fee

  • 3% Foreign Transaction Fee

  • Points Earn Rate drops to 0.5 Reward Points per $1 spent after the first $2,000 per statement period

  • Transparency
    4.5 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    4.0 (2)
  • Customer Service
    4.5 (2)
  • Rates and Fees
    4.0 (2)
  • Application Process
    4.5 (2)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$35,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 100,000 bonus Rewards Points when you spend $2,500 in the first 3 months from approval
Suncorp Clear Options Platinum

Suncorp Clear Options Platinum

3.1 from 7 reviews
Purchase Rate20.74% p.a.
Annual FeeA$129 p.a.
Interest Free Period 55 days
  • Discounted $49 Annual Fee for your first year ($129 thereafter)

  • 0% p.a. for 14 months on Purchases or Balance Transfers

  • Earn 1.25 Rewards points per dollar spent

  • Complimentary International Travel Insurance and Extended Warranty Insurance

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate of 21.99% after 14 months

  • Transparency
    3.3 (6)
  • Rewards
    3.5 (6)
  • Online Experience
    3.0 (6)
  • Customer Service
    3.2 (6)
  • Rates and Fees
    2.9 (7)
  • Application Process
    3.0 (6)
  • BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$30,000
  • Rewards ProgramSuncorp Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Introductory Rate 0% p.a. for 14 months on Purchases
  • Reduced First Year Annual Fee A$49
HSBC Premier World Mastercard

HSBC Premier World Mastercard · includes 2 listings

3.0 from 1 review
Purchase Rate19.99% p.a.
Annual FeeA$0 p.a. and A$99 p.a.
Interest Free Period At least 55 days
  • $0 Annual Fee ($99 if you choose Qantas Rewards)

  • Earn up to 1.5 HSBC Rewards Points or 1 Qantas Point per $1 spent on eligible purchases

  • Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover

  • 2% Overseas Exchange Fees

  • Points capped at 10,000 per statement period

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    4.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    4.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    3.0 (1)
  • Application Process
    4.0 (1)
  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit A$15,000
  • Rewards ProgramHSBC Rewards Plus
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Westpac Altitude Business Gold

Westpac Altitude Business Gold

3.0 from 7 reviews
Purchase Rate20.24% p.a.
Annual FeeA$150 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points60,000

  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

  • Complimentary Travel and Purchase-related Insurances

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Income A$30,000
  • Rewards ProgramQantas Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 bonus Altitude Points when you apply by 29th June and spend $3,000 on eligible purchases within 90 days of card approval.
  • Reduced First Year Annual Fee A$0
BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews
Purchase Rate19.99% p.a.
Annual FeeA$100 p.a.
Interest Free Period 44 days
  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • Transparency
    3.0 (1)
  • Online Experience
    4.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsCashback Offer
  • Minimum Credit Limit A$1,000
  • Maximum Credit Limit A$25,000
  • Minimum Income A$19,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay
NAB Qantas Rewards

NAB Qantas Rewards

2.8 from 5 reviews
Purchase Rate19.99% p.a.
Annual FeeA$95 p.a.
Interest Free Period 44 days
  • 0% on Balance Transfers for 6 months

  • Earn 0.5 Qantas Points per $1 & Free Qantas Frequent Flyer Membership

  • Complimentary Purchase Protection Insurance

  • Accessible Minimum Credit Limit of $500

  • $95 Annual Card Fee

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Transparency
    5.0 (2)
  • Rewards
    3.5 (2)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (2)
  • Rates and Fees
    4.5 (2)
  • Application Process
    4.0 (1)
  • Minimum Credit Limit A$500
  • Maximum Credit Limit A$55,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Suncorp Clear Options Gold

Suncorp Clear Options Gold

2.8 from 4 reviews
Purchase Rate20.50% p.a.
Annual FeeA$120 p.a.
Interest Free Period 55 days
  • Earn 1 Reward Point per dollar spent up to $1,500 per month

  • Add up to four additional cardholders for no extra cost

  • 3.40% International Transaction Fee

  • Points Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per month

  • Minimum Credit Limit A$5,000
  • Maximum Credit Limit A$25,000
  • Minimum Income A$30,000
  • Rewards ProgramSuncorp Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
HSBC Platinum Qantas

HSBC Platinum Qantas

2.3 from 8 reviews
Purchase Rate19.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • Receive 20,000 bonus Qantas Points when you spend $3,000 or more within 90 days from card approval

  • 0% p.a. Balance Transfer for 12 months

  • Earn 1 Qantas point per $1 spent up to $1,000 per statement period on eligible purchases

  • Complimentary Insurance Benefits

  • 3% Overseas Exchange fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $1,000 per statement period

  • Transparency
    2.0 (3)
  • Rewards
    4.0 (2)
  • Online Experience
    2.4 (5)
  • Customer Service
    3.0 (4)
  • Rates and Fees
    3.5 (4)
  • Application Process
    3.0 (4)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$60,000
  • Minimum Income A$40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Qantas points when you spend $3,000 within 90 days from card approval.
Bankwest Qantas World Mastercard

Bankwest Qantas World Mastercard

2.0 from 4 reviews
Purchase Rate20.49% p.a.
Annual FeeA$270 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fees

  • Earn 1 point per $1 on your first $5,000 spent on eligible purchases per statement period

  • Complimentary Overseas Travel Insurance

  • $270 Annual Fee

  • Points Earn Rate drops to 0.5 points per $1 after the first $5,000 per statement period

  • Minimum Credit Limit of $12,000 may be too high for you

  • Transparency
    1.7 (3)
  • Rewards
    2.7 (3)
  • Online Experience
    2.7 (3)
  • Customer Service
    2.0 (4)
  • Rates and Fees
    2.3 (3)
  • Application Process
    2.0 (3)
  • BenefitsNo Foreign Transaction Fee
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Citibank Citi Prestige

Citibank Citi Prestige

2.0 from 2 reviews
Purchase Rate20.99% p.a.
Annual FeeA$700 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points100,000

  • 100,000 Bonus Points on offer

  • Earn up to 3 Points for every $1 spent

  • Unlimited Airport Lounge Access and Complimentary Airport Transfer Service

  • Complimentary International Travel Insurance and Complimentary Hotel Stay

  • 0% p.a. on Balance Transfers for 6 months

  • Add up to 4 Additional Cardholders at no extra cost

  • $700 Annual Fee

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after 6 months

  • Minimum Credit Limit of $30,000

  • Transparency
    1.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    1.0 (1)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$30,000
  • Maximum Credit Limit A$100,000
  • Rewards ProgramCiti Rewards
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive 100,000 Points when you apply by 30 June 2020 and spend $7,500 within the first 60 days of card approval
David Jones American Express Platinum

David Jones American Express Platinum

1.6 from 5 reviews
Purchase Rate20.74% p.a.
Annual FeeA$295 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 Bonus AMEX Rewards Points or 15,000 Bonus Qantas Points on offer

  • Earn up to 4 Reward Points per $1

  • Complimentary Travel Insurance

  • Exclusive Card Member benefits at David Jones

  • $295 p.a. Annual Fee

  • 3% Foreign Transaction Fee

  • Transparency
    2.5 (2)
  • Rewards
    4.0 (1)
  • Online Experience
    2.5 (2)
  • Customer Service
    2.5 (2)
  • Rates and Fees
    2.5 (2)
  • Application Process
    2.5 (2)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$65,000
  • Rewards ProgramAmerican Express Membership Rewards and Qantas Frequent Flyer
  • Points Earn Rate 4 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 Membership Rewards Points or 15,000 Qantas Points when you spend $750 outside David Jones within the first three months
Qantas Premier Titanium

Qantas Premier Titanium

1.0 from 1 review
Purchase Rate19.99% p.a.
Annual FeeA$1,200 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • 150,00 Bonus Qantas Points on offer

  • Earn 2 Qantas Points per dollar on International Spend & 1.25 Points per dollar on Domestic Spend

  • 20% Bonus Status Credits on eligible flights and Complimentary First Lounge Invitations

  • Complimentary Travel Insurance

  • Unique Metal Card

  • $1,200 Annual Fee

  • 3% Foreign Transaction Fee

  • Minimum Income Requirement of $200,000 per year

  • Transparency
    1.0 (1)
  • Rewards
    2.0 (1)
  • Online Experience
    2.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    1.0 (1)
  • Application Process
    2.0 (1)
  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit A$15,000
  • Minimum Income A$200,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 150,000 bonus Qantas Points when you spend $5,000 on eligible purchases within 90 days of card approval.
American Express Platinum Business

American Express Platinum Business

1.0 from 2 reviews
Purchase Rate
Annual FeeA$1,750 p.a.
Interest Free Period 55 days
  • No pre-set spending limit

  • Earn up to 2.25 points per $1 spent

  • Add up to 99 Employee Cards at no additional cost

  • Complimentary Accor Plus membership (valued at $395 p.a.)

  • Complimentary Travel Insurances including Business Trip Completion Cover

  • $1,750 Annual Fee

  • 3% Foreign Transaction Fee

  • Transparency
    1.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    1.0 (1)
  • Customer Service
    2.0 (1)
  • Rates and Fees
    1.0 (1)
  • Application Process
    3.0 (1)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Income A$75,000
  • Rewards ProgramAmerican Express Membership Rewards
  • Points Earn Rate 2.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Macquarie Bank Black

Macquarie Bank Black · includes 2 listings

No reviews
Purchase Rate20.70% p.a.
Annual FeeA$249 p.a. and A$299 p.a.
Interest Free Period At least 55 days

Sign-Up Bonus Points20,000

  • No International Transaction Fees

  • Earn 2 Macquarie Reward Points or 1 Qantas Point per $1 spent

  • 0% p.a Balance Transfer for 14 months

  • Complimentary Insurances, including Overseas Travel Insurance

  • $99 First Year Annual Fee, then $249 or $299 ongoing

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$70,000
  • Rewards ProgramMacquarie Rewards and Qantas Frequent Flyer
  • Points Earn Rate 1 to 2 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$99 and A$149
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