- Sign in
- Write a review
Rewards Credit Cards
Earn points as you spend with a credit card linked to a loyalty program. Redeem your points for flights, accommodation, gift cards, and various other benefits. Different rewards programs and credit cards offer different perks, so whether you fly frequently or shop often at major supermarkets, you'll be able to find a credit card that suits your preferences.
Read More...If you travel often, being a member of Qantas Frequent Flyer or Velocity Frequent Flyer could help you save by earning and redeeming points for travel related expenses. Getting a Qantas credit card or Virgin credit card is an easy way to earn points simply through your everyday spending.
If you're a member of Woolworths Rewards or Coles flybuys as you do your weekly grocery shop at one of the nation's main supermarkets, a Woolworths credit card or Coles credit card may be handy and help reduce the cost of your grocery bill.
Australia's major banks also have their own rewards programs, so if you have a preferred bank that you trust and already have an account with, you may want to consider a credit card with them as well. For example, get a ANZ credit card and earn points through ANZ Rewards.
Besides the linked rewards program, other aspects to consider include the annual fee and purchase rate. A reward program and its accompanying benefits is considered an added feature which can sometimes mean a more expensive annual fee. Be sure to use our group of Rates & Fees filters to narrow down options. For even more payment flexibility, filter for cards with a contactless payment feature such as Apple Pay or Samsung Pay.
If you aren't a member of any rewards or loyalty program yet, take a look at our Rewards & Loyalty Programs category to help you choose which ones you'd like to join.
10 listings
Citibank Citi Rewards Platinum
- Specifications
- Pros & Cons
- Benefits: Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $6,000
- Maximum Credit Limit : $100,000
- Minimum Income : $35,000
- Rewards Program: Citi Rewards
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Sign-Up Bonus : Receive up to 120,000 bonus points (80,000 points when you spend $3,000 in the first 90 days from approval and an additional 40,000 points on your first anniversary)
- Reduced First Year Annual Fee : $49
Multiple Promotional Offers to choose from (see Details) if you apply by 31 January 2020
Points Earn Rate: 1 Citi Point per $1 spent
Linked Diners Club Card has No International Transaction Fees and 2 Citi Points per $1 spent earn rate
0% on Balance Transfers for either 12, 15 or 26 months
Reduced $0 or $49 Annual Fee in your first year
$149 or $199 Annual Fee after your first year
3.4% International Transaction Fee
1% or 1.5% Balance Transfer Fee may apply depending on which sign-up offer you choose
Sign-Up Bonus Points120,000
Citibank Citi Rewards Signature
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Maximum Credit Limit : $100,000
- Minimum Income : $75,000
- Rewards Program: Citi Rewards
- Points Earn Rates : 2 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Sign-Up Bonus : Receive 120,000 Bonus Points when you spend $4,000 in the first 90 days from card approval
- Reduced First Year Annual Fee : $199
Up to 120,000 Bonus Rewards Points on offer
0% p.a. on Balance Transfers for 15 months
Earn up to 2 Citi Rewards Points per $1 spent
Linked Diners Club Card includes uncapped earn rate of 2 Points per $1 and No International Transaction Fees
Complimentary International Travel Insurance and Two Airport Lounge Passes each year
High $199 Annual Fee in the first year & $395 for each subsequent year
1% Balance Transfer Fee
3.4% International Transaction Fee
Minimum Credit Limit of $15,000
Sign-Up Bonus Points120,000
ANZ Rewards Travel Adventures
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, No Foreign Transaction Fee, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit : $6,000
- Minimum Income : $35,000
- Rewards Program: ANZ Rewards and Velocity Frequent Flyer
- Points Earn Rates : 1.5 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus : 75,000 bonus Velocity Frequent Flyer Points when you spend $2,500 on eligible purchases in the first 3 months of approval.
75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval
Complimentary return domestic flight and two Virgin Australia lounge passes each year
No Overseas Transaction Fee on purchases
1.5 ANZ Reward Points per $1 on eligible purchases up to $2,000 per statement period
Complimentary Overseas Travel Insurance
Complimentary Extended Warranty Insurance and Purchase Security Insurance
High $225 Annual Fee
Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)
Lower earn rate of 0.5 ANZ Reward Points per $1 after the first $2,000 per statement period
Sign-Up Bonus Points75,000
ANZ Rewards
- Specifications
- Pros & Cons
- Minimum Credit Limit : $1,000
- Minimum Income : $15,000
- Rewards Program: ANZ Rewards
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus : 25,000 bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval.
25,000 Bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval
1 Reward Point per $1 spent on eligible purchases up to $1,000 per statement period
Up to 55 interest free days on purchases
3% Overseas Transaction Fee
Lower earn rate of 0.5 Reward Points per $1 after the first $1,000 per statement period
Sign-Up Bonus Points25,000
ANZ Frequent Flyer Black
- Specifications
- Pros & Cons
- Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $15,000
- Minimum Income : $75,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus : Receive 120,000 bonus Qantas Points and $275 back when you spend $4,000 on eligible purchases in the first 3 months of approval
100,000 Bonus Qantas Points and $200 cashback on offer
Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period
Complimentary Travel and Shopping Insurances
Two complimentary Qantas Club Lounge invitations every year
$425 Annual Fee
Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period
3% Foreign Transaction Fee
Minimum Credit Limit of $15,000 may be too high for you
Sign-Up Bonus Points120,000
Citibank Citi Signature Qantas
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $15,000
- Maximum Credit Limit : $100,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Sign-Up Bonus : Receive up to 150,000 bonus Qantas Points (100,000 points when you spend $5,000 within 90 days from card approval, plus an additional 50,000 points after your first anniversary)
- Reduced First Year Annual Fee : $0
Up to 150,000 Bonus Qantas Points on offer
$49 Annual Fee in your first year
Earn up to 1 Qantas Point per $1 spent
0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee
Complimentary Insurances, including International Travel Insurance
$444 Annual Fee after your first year
Minimum Credit Limit of $15,000
3.4% International Transaction Fee
Sign-Up Bonus Points150,000
ANZ Rewards Platinum
- Specifications
- Pros & Cons
- Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $6,000
- Minimum Income : $35,000
- Rewards Program: ANZ Rewards
- Points Earn Rates : 1.5 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus : Receive 50,000 bonus Rewards Points and $50 cashback when you spend $2,000 in the first 3 months from approval
50,000 Bonus Reward Points and $50 back to your new ANZ Rewards Platinum on offer
Earn 1.5 Reward Points per $1 spen on eligible purchases up to $2,000 per statement period
Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance
$95 Annual Fee
3% Foreign Transaction Fee
Points Earn Rate drops to 0.5 Reward Points per $1 spent after the first $2,000 per statement period
Sign-Up Bonus Points50,000
ANZ Rewards Black
- Specifications
- Pros & Cons
- Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $15,000
- Minimum Income : $75,000
- Rewards Program: ANZ Rewards
- Points Earn Rates : 2 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus : Receive 100,000 points when you spend $4000 in the first 3 months and $100 back to your ANZ Rewards Black
100,000 bonus Reward Points and $100 back to your new ANZ Rewards Black on offer
Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)
Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance
$375 Annual Fee
3% Foreign Transaction Fee
Minimum Credit Limit of $15,000 may be too high for you
Sign-Up Bonus Points100,000
Citibank Citi Prestige
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $30,000
- Maximum Credit Limit : $100,000
- Rewards Program: Citi Rewards
- Points Earn Rates : 3 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Sign-Up Bonus : Receive 150,000 Points when you spend $5,000 within the first 90 days of card approval
150,000 Bonus Points on offer
Earn up to 3 Points for every $1 spent
Unlimited Airport Lounge Access and Complimentary Airport Transfer Service
Complimentary International Travel Insurance and Complimentary Hotel Stay
0% p.a. on Balance Transfers for 6 months
Add up to 4 Additional Cardholders at no extra cost
$700 Annual Fee
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after 6 months
Minimum Credit Limit of $30,000
Sign-Up Bonus Points150,000
Citibank Citi Prestige Qantas
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance
- Minimum Credit Limit : $30,000
- Maximum Credit Limit : $100,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1.5 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
- Sign-Up Bonus : Receive 70,000 bonus Qantas Points on your first spend within 90 days from card approval
Up to 70,000 bonus Qantas Points on offer
Earn up to 1.5 Qantas Points per $1 spent
0% p.a. on Balance Transfers for 6 months
Complimentary Airport Transfers, Hotel Stay and Unlimited Lounge Access
Complimentary Insurances including International Travel Insurance, Purchase Cover Insurance and Extended Warranty Insurance
Add up to 4 Additional Cardholders at no extra cost
$749 Annual Fee
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after 6 months
Minimum Credit Limit of $30,000