Services in New South Wales Sydney, Newcastle and Wollongong

0% p.a. for 17 months on purchases and $0 Annual Fee in the first year

Ongoing Annual Fee Waiver: $0 if you make $20,000 in eligible purchases on the card in 12 months

Complimentary Overseas Travel Insurance and Purchase Security Insurance

2% Balance Transfer Fee

3% International Transaction Fee

Low Interest Rate of 12.49% p.a. on purchases

$0 Annual Account Fee in First Year, $58 in subsequent years

0% on Balance Transfers for 25 months

3% Foreign Transaction Fee

Low $30 Annual Fee

0% p.a. on Balance Transfers for 18 months

Low minimum credit limit of $1,000

2% Balance Transfer Fee

50,000 Bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval

1 Reward Point per $1 spent on eligible purchases up to $1,000 per statement period

3% Overseas Transaction Fee

0.75 points per $1 for the first $3,000 each statement period

Travel insurance and shopping insurance available

Points earn rate reduced to 0.5 after $3,000 per statement period

25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

Low points earn rate (0.5 per $1 up to $500, 0.25 per $1 above $500 per statement period)

120,000 Bonus Point & $200 Cash Back Offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

100,000 Bonus Points on offer

Earn 1.25 Rewards points per dollar spent

$129 Annual Fee

3.4% International Transaction Fee