Services in New South Wales Sydney, Newcastle and Wollongong

$59 Annual Fee, 12.99% Standard Purchase Rate

0% p.a. on Purchases and Balance Transfers for 6 months

Minimum Credit Limit of $500

2% Balance Transfer Fee

3% Foreign Transaction Fee

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Earn up to 3 Points per dollar (see Details), uncapped

0% p.a. on Balance Transfers for 6 months

$195 Annual Fee

2% Balance Transfer Fee