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Best Short Term Loans in Victoria Melbourne and Geelong

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25 listings

CashnGo

CashnGo

4.9 from 1,757 reviews

Latest review: Great customer service easy fast and straight forward. Very reasonable handling fee and easy direct debit repayments. All done on any on an app on your phone nice and quick. I'm 100 % satisfied

  • Transparency
    4.8 (1,512)
  • Timeliness
    4.9 (1,459)
  • Customer Service
    4.9 (1,534)
  • Application Process
    4.9 (1,492)
  • Loan Term 5.154 months
Fundo

Fundo

4.6 from 456 reviews

Latest review: The customer service is awesome with fast and easy service. With also No unexpected extra costs with low fees. Also Very satisfied best lender around very happy with service and the help

  • Transparency
    4.5 (379)
  • Timeliness
    4.5 (346)
  • Customer Service
    4.6 (390)
  • Application Process
    4.6 (352)
  • Loan Term 12.713 months
Nifty Personal Loans

Nifty Personal Loans

4.5 from 218 reviews

Latest review: One of the easiest and best online dealings , would recommend to anyone who is in the need of cash fast and easy , hassle free & no back and forth communication

  • Transparency
    5.0 (3)
  • Timeliness
    4.3 (4)
  • Customer Service
    4.0 (6)
  • Application Process
    4.3 (4)
  • Loan Term 151.5 months
Cigno Loans

Cigno Loans

4.3 from 3,203 reviews

Latest review: Please avoid this lending service. I'm sharing this review in hopes to prevent anyone else falling victim to this company. My first experience with Cigno concluded with my load being approved but

  • Transparency
    4.5 (2,409)
  • Timeliness
    4.7 (2,350)
  • Customer Service
    4.5 (2,512)
  • Application Process
    4.7 (2,428)
  • Loan Term 5.129 months
Cash Train

Cash Train

4.2 from 613 reviews

Latest review: Don't go near these sharks, pay loans out early and don't reward loyal customers, avoid "trash train" and "trash convertors" both disgusting. I'd recommend Fundo if you want a fair go, rewards for

  • Transparency
    2.4 (15)
  • Timeliness
    3.5 (33)
  • Customer Service
    3.6 (32)
  • Application Process
    3.7 (34)
  • Loan Term 2.583 months
Nimble

Nimble

4.0 from 246 reviews

Latest review: Extra costs are ridiculous considering there is little admin involved! I found that I was immediately permitted to have a loan on multiple requests - then, randomly I was declined - even though my

  • Transparency
    4.5 (174)
  • Timeliness
    4.7 (174)
  • Customer Service
    4.6 (182)
  • Application Process
    4.7 (176)
  • Loan Term 4.812 months
Money Plus

Money Plus

4.0 from 86 reviews

Latest review: Customer service is great. Very kind and helpful. I just was disappointed with the loan as I applied for $2000.00 but was only approved for $1500. I have been with Money Plus for several years and I

  • Transparency
    4.5 (58)
  • Timeliness
    4.5 (59)
  • Customer Service
    4.6 (66)
  • Application Process
    4.6 (60)
  • Loan Term 9.912 months
MyFi

MyFi

3.4 from 53 reviews

Latest review: The application process was a breeze but how else would a company who over charges and are expensive get their clients . My fees were ridiculous, customer service was non existent and their were so

  • Transparency
    3.4 (32)
  • Timeliness
    3.7 (29)
  • Customer Service
    3.3 (32)
  • Application Process
    3.9 (30)
  • Loan Term 1.867 months
Wallet Wizard

Wallet Wizard

2.6 from 203 reviews

Latest review: Quick and easy and payments are easy to manage, was asked just a few questions after I applied online and spoke over the phone would recommend if you require a small

  • Transparency
    3.4 (84)
  • Timeliness
    3.8 (87)
  • Customer Service
    3.5 (95)
  • Application Process
    3.7 (89)
  • Loan Term 9.857 months
Sunshine Loan Centres

Sunshine Loan Centres

2.0 from 54 reviews

Latest review: Similar to most Victorians, Covid has financially & mentally ruined me. Ironically, the only thing I do have is my physical health...Anyway, I guess it’s fair to say that I was not prepared in the s

  • Transparency
    2.9 (26)
  • Timeliness
    3.1 (30)
  • Customer Service
    2.4 (32)
  • Application Process
    3.2 (31)
  • Loan Term 2.231 months
Ferratum Group

Ferratum Group

2.0 from 75 reviews

Latest review: They couldn't do direct debit on my card which was not my fault, could be just a glitch In the system, but still charged me double, they kept using the same excuse when clearly there was money enough

  • Transparency
    2.4 (5)
  • Timeliness
    2.8 (6)
  • Customer Service
    2.6 (5)
  • Application Process
    3.7 (6)
  • Loan Term 10 months
Credit24

Credit24

1.8 from 13 reviews

Latest review: Would never recommend this place to anyone. I've called up multiple times and no one is helping!!! They have taken money out of my account when they weren't meant to and have not refunded it, even

  • Transparency
    2.0 (4)
  • Timeliness
    2.3 (8)
  • Customer Service
    1.6 (7)
  • Application Process
    2.0 (8)
  • Min Money Borrowable A$500.00
  • Max Money Borrowable A$10,000.00
Mr Loan

Mr Loan · includes 9 listings

5.0 from 51 reviews

Latest review: Feel grateful to have Ken as my loan manager who provides excellent customer services from the beginning until the end. He provided professional advices and walked me through every step of the loan

  • Transparency
    5.0 (25)
  • Timeliness
    4.9 (21)
  • Customer Service
    5.0 (26)
  • Application Process
    5.0 (22)
Champion Loans

Champion Loans · includes 4 listings

4.6 from 140 reviews

Latest review: Excellent customer service and friendly staff to talk to ...my funds were paid when I needed them ..very happy to do business with champion loans and I highly recommend

  • Transparency
    4.7 (108)
  • Timeliness
    4.7 (117)
  • Customer Service
    4.8 (119)
  • Application Process
    4.7 (119)
  • Loan Term 11.05 months
Spotter Loans

Spotter Loans

4.6 from 9 reviews

Latest review: It was all very clear and I knew what I would need to pay overall. Nicole was lovely and processed my application efficiently despite not being able to upload my bank statements electronically

  • Transparency
    4.5 (8)
  • Timeliness
    4.6 (8)
  • Customer Service
    4.5 (8)
  • Application Process
    4.6 (8)
  • Loan Term 17.333 months
Money3

Money3 · includes 3 listings

4.5 from 974 reviews

Latest review: This was my second loan through Money3 and I must admit I would recommend them to anyone very easily finance and professionally looked after over the phone And Very

  • Transparency
    4.5 (193)
  • Timeliness
    4.5 (224)
  • Customer Service
    4.5 (235)
  • Application Process
    4.5 (231)
  • Loan Term 4.571 months
MyPayNow

MyPayNow

4.3 from 6 reviews

Latest review: Downloaded the app and reviewed the fee (which is only $5) and schedule before proceeding. The application process is very easy and it doesn’t affect your credit score. I found the fees way cheaper t

  • Transparency
    5.0 (5)
  • Timeliness
    5.0 (5)
  • Customer Service
    5.0 (3)
  • Application Process
    5.0 (5)
  • Loan Term 1 months
Pay Express

Pay Express

4.2 from 5 reviews

Latest review: Been using this company for just over a year and they are great. Quick to Apply, Quick Approval and funds in bank same day. One of the better ones out there, will keep on using

  • Transparency
    5.0 (3)
  • Timeliness
    5.0 (4)
  • Customer Service
    5.0 (4)
  • Application Process
    5.0 (4)
  • Loan Term 2.5 months
Capfin

Capfin

3.0 from 8 reviews

Latest review: $60 a month on admin fees. on top of $25 and $15 for giving you a call. I've had loans before. the interest might seem ok but all their sneaky extra charges isn't worth it. scrap capfin! just money

Australian Lending Centre

Australian Lending Centre · includes 5 listings

2.6 from 5 reviews

Latest review: Received a call back for a loan enquiry, the operator spoke way too fast as if it was just another call to meet their quota. Referd to another lending site to answer the same questions again. You

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (1)
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