Best Travel Insurance

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Maximum Age CoveredWe have used "101" where no age limit was outlined by the provider.
At least 49 years old
49 years old

Pregnancy Cover

Overseas Emergency AssistanceAn amount for the cost of unforeseen emergency medical and hospital treatment overseas.

Maximum Single Item LimitThis is the highest amount you can claim for a single item. This may be restricted to a certain type of product (e.g. Electronics). Please check the PDS for details.
At least $250
$250

Benefits LimitTypically covers your baggage and personal effects from theft, damage, or loss.
At least $500
$500

Luggage & Personal EffectsTypically covers your baggage and personal effects from theft, damage, or loss.

LimitAmount for any rental vehicle insurance excess you become liable to pay as a result of damage to, or theft of, a rental vehicle. Check PDS for details.
At least $1,000
$1,000

Vehicle CoverageRental vehicle insurance excess you become liable to pay as a result of damage to, or theft of, a rental vehicle. Check PDS for details.

Personal LiabilityYour legal liability for payment of compensation regarding death or bodily injury, or damage to property of other persons. Check PDS for details.
At least $60,000
$60,000

Motorbike / Moped CoverageEngine size for included coverage may vary greatly (e.g. 50cc - 250cc). Check PDS for details.

Cruise

Special ActivitiesSelect which activities you are interested in. May be included or an optional extra.

Snow / Ski

Fast Cover Travel Insurance
  • Award Winner 2023

Fast Cover Travel Insurance

4.6 from 2,085 reviews

Get a quote for your next trip with Fast Cover Travel Insurance. Underwritten by certain underwriters at Lloyd's. Consider the PDS.

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Fast Cover Travel Insurance - Basics
  • Award Winner 2023
4.7 from 280 reviews

FastCover provides 5 different levels of cover, which includes a Basics policy all the way to a multi-trip policy if you travel frequently. Loyal reviewers appreciate the transparency and helpful customer service they receive from Fast Cover.

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    4.6 (171)
  • Customer Service
    4.7 (151)
  • Value for Money
    4.6 (207)
  • Type of ClaimMedical (9), Lost/Stolen Property (1), Travel Delays/Cancellations (2), Personal Liability (1) and Other (2)
  • Claim ApprovedYes (12) · No (0)
  • UnderwriterUnderwritten by certain underwriters at Lloyd's
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$500
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash Not Included
  • Luggage & Personal Effects Optional up to $2,000
  • Personal Liability $1,000,000

Is part of...
Fast Cover Travel Insurance · includes 6 listings
2,085 reviews
Fast Cover Travel Insurance - Comprehensive
  • Award Winner 2023
4.6 from 810 reviews

FastCover provides 5 different levels of cover, which includes a Basics policy all the way to a multi-trip policy if you travel frequently. Loyal reviewers appreciate the transparency and helpful customer service they receive from Fast Cover.

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    4.5 (498)
  • Customer Service
    4.6 (469)
  • Value for Money
    4.5 (577)
  • Type of ClaimMedical (37), Lost/Stolen Property (15), Travel Delays/Cancellations (29), Car/Rental Hire Excess (2), Personal Liability (2) and Other (9)
  • Claim ApprovedYes (70) · No (14)
  • UnderwriterUnderwritten by certain underwriters at Lloyd's
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1,000
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $15,000
  • Personal Liability $5,000,000

Is part of...
Fast Cover Travel Insurance · includes 6 listings
2,085 reviews
Seniors Travel Insurance - Top Cover
  • Award Winner OVERALL INSURANCE 2023
4.6 from 145 reviews

Dedicated to Australians over 50 years old, Seniors Travel Insurance covers up to 31 pre-existing medical conditions, for extra peace of mind while travelling.

  • Transparency
    4.4 (103)
  • Customer Service
    4.6 (108)
  • Value for Money
    4.3 (113)
  • Type of ClaimMedical (1)
  • Claim ApprovedYes (1) · No (0)
  • UnderwriterHollard
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$5,000
  • Pregnancy (max weeks) 24 weeks (pending assessment)
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash $250
  • Luggage & Personal Effects $15,000
  • Personal Liability $3,000,000

Is part of...
Seniors Travel Insurance · includes 3 listings
425 reviews
Fast Cover Travel Insurance - Standard Saver
  • Award Winner 2023
4.6 from 154 reviews

FastCover provides 5 different levels of cover, which includes a Basics policy all the way to a multi-trip policy if you travel frequently. Loyal reviewers appreciate the transparency and helpful customer service they receive from Fast Cover.

  • Transparency
    4.4 (83)
  • Customer Service
    4.5 (72)
  • Value for Money
    4.4 (96)
  • Type of ClaimMedical (4) and Travel Delays/Cancellations (5)
  • Claim ApprovedYes (8) · No (0)
  • UnderwriterUnderwritten by certain underwriters at Lloyd's
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$750
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash Not Included
  • Luggage & Personal Effects $5,000
  • Personal Liability $2,500,000

Is part of...
Fast Cover Travel Insurance · includes 6 listings
2,085 reviews
Southern Cross International Comprehensive (Single Trip)

Southern Cross Travel Insurance offers domestic travel insurance and two types of overseas travel insurance, for single trips or an annual policy, if you travel multiple times per year.

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    4.5 (147)
  • Customer Service
    4.5 (153)
  • Value for Money
    4.5 (160)
  • Type of ClaimMedical (41), Lost/Stolen Property (13), Travel Delays/Cancellations (30), Car/Rental Hire Excess (3), Personal Liability (2) and Other (2)
  • Claim ApprovedYes (80) · No (2)
  • UnderwriterSouthern Cross Benefits Ltd
  • Maximum Ages Covered 118 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$2,000
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $500
  • Luggage & Personal Effects $25,000
  • Personal Liability $1,000,000

Is part of...
Southern Cross Travel Insurance · includes 5 listings
3,007 reviews
Worldcare Travel Insurance - Comprehensive Plan

Worldcare offers four main policies for domestic travel insurance, Essentials or Comprehensive coverage for international trips, and an international multi-trip policy. Overseas emergency assistance and a 24/7 emergency call centre is among its attractive offerings.

  • Transparency
    4.3 (73)
  • Customer Service
    4.5 (72)
  • Value for Money
    4.4 (78)
  • Type of ClaimMedical (4), Lost/Stolen Property (4), Travel Delays/Cancellations (5), Car/Rental Hire Excess (3) and Other (2)
  • Claim ApprovedYes (14) · No (3)
  • UnderwriterAllianz
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Unlimited*
  • Emergency DentalUnlimited
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited*
  • Theft of Cash $250
  • Luggage & Personal Effects $10,000
  • Personal Liability $2,500,000

Is part of...
Worldcare Travel Insurance · includes 5 listings
1,922 reviews
Fast Cover Travel Insurance - Domestic Plus
  • Award Winner 2023
4.8 from 75 reviews

FastCover provides 5 different levels of cover, which includes a Basics policy all the way to a multi-trip policy if you travel frequently. Loyal reviewers appreciate the transparency and helpful customer service they receive from Fast Cover.

  • Transparency
    4.7 (47)
  • Customer Service
    4.8 (49)
  • Value for Money
    4.6 (55)
  • Type of ClaimMedical (1), Travel Delays/Cancellations (1) and Car/Rental Hire Excess (2)
  • Claim ApprovedYes (4) · No (0)
  • UnderwriterUnderwritten by certain underwriters at Lloyd's
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance Not Included
  • Emergency DentalNot Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash Not Included
  • Luggage & Personal Effects $7,500
  • Personal Liability $5,000,000

Is part of...
Fast Cover Travel Insurance · includes 6 listings
2,085 reviews
1Cover Domestic Travel Insurance

Latest review: My lovely chat lady, Lorraine, was so very patient helping me sort thru a situation with extending days for my Travel Insurance Cover, that had been previously misunderstood by a different consultant

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    4.2 (40)
  • Customer Service
    4.3 (43)
  • Value for Money
    4.4 (41)
  • Type of ClaimMedical (2), Lost/Stolen Property (1), Travel Delays/Cancellations (3) and Car/Rental Hire Excess (1)
  • Claim ApprovedYes (5) · No (0)
  • UnderwriterLloyd's
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Not Covered
  • Emergency DentalNot Included
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered
  • Theft of Cash Not Included
  • Luggage & Personal Effects $15,000
  • Personal Liability $5,000,000

Is part of...
1Cover Travel Insurance · includes 5 listings
4,747 reviews
1Cover Comprehensive Travel Insurance

Latest review: We have been very disappointed with 1cover insurance as always trying to wriggle out of their insurance responsibilities and not pay out genuine customers!! Beware 1cover you are NOT covered

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    3.1 (265)
  • Customer Service
    3.2 (276)
  • Value for Money
    3.3 (288)
  • Type of ClaimMedical (40), Lost/Stolen Property (21), Travel Delays/Cancellations (38), Car/Rental Hire Excess (3), Personal Liability (1) and Other (12)
  • Claim ApprovedYes (45) · No (49)
  • UnderwriterLloyd's
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1,000
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $15,000
  • Personal Liability $5,000,000

Is part of...
1Cover Travel Insurance · includes 5 listings
4,747 reviews
PassportCard.com.au
4.2 from 81 reviews

Latest review: Great cover at affordable prices that fit our needs.

  • Transparency
    4.1 (64)
  • Customer Service
    4.1 (66)
  • Value for Money
    4.0 (63)
  • Type of ClaimMedical (12), Lost/Stolen Property (8), Travel Delays/Cancellations (11) and Other (4)
  • Claim ApprovedYes (35) · No (6)
  • Maximum Ages Covered 85 years old
  • Overseas Emergency Assistance Unlimited
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash Up to $350
  • Personal Liability $5,000,000
Seniors Travel Insurance - Essential Cover
  • Award Winner 2023
  • OVERALL INSURANCE 2023
4.6 from 43 reviews

Dedicated to Australians over 50 years old, Seniors Travel Insurance covers up to 31 pre-existing medical conditions, for extra peace of mind while travelling.

  • Transparency
    4.5 (27)
  • Customer Service
    4.4 (28)
  • Value for Money
    4.4 (30)
  • Type of ClaimLost/Stolen Property (1)
  • Claim ApprovedYes (2) · No (1)
  • UnderwriterHollard
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1,000
  • Pregnancy (max weeks) 24 weeks (pending assessment)
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash Not Included
  • Luggage & Personal Effects $5,000
  • Personal Liability $1,500,000

Is part of...
Seniors Travel Insurance · includes 3 listings
425 reviews
Allianz Travel Insurance - Comprehensive Plan

Allianz Travel Insurance offers a range of travel cover options, such as domestic travel insurance, basic travel insurance, comprehensive travel insurance, and multi-trip travel insurance.

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    3.6 (277)
  • Customer Service
    3.5 (274)
  • Value for Money
    3.7 (297)
  • Type of ClaimMedical (30), Lost/Stolen Property (12), Travel Delays/Cancellations (37), Car/Rental Hire Excess (2), Personal Liability (2) and Other (10)
  • Claim ApprovedYes (36) · No (38)
  • UnderwriterAllianz
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Unlimited*
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited*
  • Theft of Cash $250
  • Luggage & Personal Effects $10,000
  • Personal Liability $5,000,000

Is part of...
Allianz Travel Insurance · includes 4 listings
3,064 reviews
InsureandGo Australia International Travel Insurance - Gold Cruise

InsureandGo Australia is a travel insurance company that offers one-trip travel insurance, annual multi-trip travel insurance, cruise travel insurance, and more.

  • Transparency
    3.6 (150)
  • Customer Service
    3.7 (155)
  • Value for Money
    3.8 (171)
  • Type of ClaimMedical (18), Lost/Stolen Property (1), Travel Delays/Cancellations (16), Car/Rental Hire Excess (2) and Other (6)
  • Claim ApprovedYes (23) · No (13)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 100 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental500
  • Pregnancy (max weeks) 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $500
  • Luggage & Personal Effects $8,000
  • Personal Liability $5,000,000

Is part of...
InsureandGo Australia · includes 12 listings
6,134 reviews
InsureandGo Australia International Travel Insurance - Bare Essentials Cruise

InsureandGo Australia is a travel insurance company that offers one-trip travel insurance, annual multi-trip travel insurance, cruise travel insurance, and more.

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    4.2 (23)
  • Customer Service
    4.3 (26)
  • Value for Money
    4.1 (30)
  • Type of ClaimMedical (2)
  • Claim ApprovedYes (1) · No (1)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 79 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental500
  • Pregnancy (max weeks) 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash Not Included
  • Luggage & Personal Effects $2,000 (excluding electronic devices and valuables)
  • Personal Liability $1,500,000

Is part of...
InsureandGo Australia · includes 12 listings
6,134 reviews
InsureandGo Australia International Travel Insurance - Silver Cruise

InsureandGo Australia is a travel insurance company that offers one-trip travel insurance, annual multi-trip travel insurance, cruise travel insurance, and more.

  • Transparency
    3.9 (48)
  • Customer Service
    4.0 (48)
  • Value for Money
    4.0 (54)
  • Type of ClaimMedical (4), Lost/Stolen Property (1) and Travel Delays/Cancellations (1)
  • Claim ApprovedYes (5) · No (2)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 100 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental500
  • Pregnancy (max weeks) 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $6,000
  • Personal Liability $2,500,000

Is part of...
InsureandGo Australia · includes 12 listings
6,134 reviews
Super Funds Awards 2022!
Super Funds Awards 2022!
Wendy Z.
Wendy Z.
RACV Travel Insurance - Domestic

Latest review: I received a form letter saying I might be eligible for a refund of the money I paid for a travel insurance policy in 2021 that I never used. Despite following the instructions in the letter

  • Transparency
    3.7 (41)
  • Customer Service
    3.8 (43)
  • Value for Money
    3.9 (43)
  • Type of ClaimMedical (2), Lost/Stolen Property (1), Travel Delays/Cancellations (4), Car/Rental Hire Excess (1) and Other (3)
  • Claim ApprovedYes (8) · No (4)
  • UnderwriterTokio Marine & Nichido Fire Insurance
  • Maximum Ages Covered 110 years old
  • Overseas Emergency Assistance Not Covered
  • Emergency DentalNot Included
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered
  • Theft of Cash $250
  • Luggage & Personal Effects $7,500
  • Personal Liability $10,000,000

Is part of...
RACV Travel Insurance · includes 5 listings
427 reviews
Fast Cover Travel Insurance - Snow Sports Plus
  • Award Winner 2023
4.7 from 26 reviews

FastCover provides 5 different levels of cover, which includes a Basics policy all the way to a multi-trip policy if you travel frequently. Loyal reviewers appreciate the transparency and helpful customer service they receive from Fast Cover.

  • Transparency
    4.5 (19)
  • Customer Service
    4.5 (20)
  • Value for Money
    4.2 (18)
  • Type of ClaimMedical (6) and Travel Delays/Cancellations (2)
  • Claim ApprovedYes (6) · No (1)
  • UnderwriterUnderwritten by certain underwriters at Lloyd's
  • Maximum Ages Covered 69 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1,000
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $15,000
  • Personal Liability $5,000,000

Is part of...
Fast Cover Travel Insurance · includes 6 listings
2,085 reviews
Allianz Travel Insurance - Domestic Plan

Allianz Travel Insurance offers a range of travel cover options, such as domestic travel insurance, basic travel insurance, comprehensive travel insurance, and multi-trip travel insurance.

  • Transparency
    4.2 (15)
  • Customer Service
    4.1 (14)
  • Value for Money
    4.4 (15)
  • Type of ClaimCar/Rental Hire Excess (1)
  • Claim ApprovedYes (1) · No (1)
  • UnderwriterAllianz
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash $250
  • Luggage & Personal Effects $10,000
  • Personal Liability $5,000,000

Is part of...
Allianz Travel Insurance · includes 4 listings
3,064 reviews
TID Travel Insurance Direct - The Works (Comprehensive Overseas Insurance)

Latest review: My son's suitcase disappeared from the train we were travelling on in Germany. It simply wasn't there when we went to get off the train. We immediately informed the train company. All our

  • Transparency
    2.6 (64)
  • Customer Service
    2.5 (67)
  • Value for Money
    2.7 (67)
  • Type of ClaimMedical (17), Lost/Stolen Property (7), Travel Delays/Cancellations (26), Car/Rental Hire Excess (1) and Other (4)
  • Claim ApprovedYes (23) · No (18)
  • UnderwriterXL Insurance Company SE
  • Maximum Ages Covered 74 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1000
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $12,000
  • Personal Liability $2,500,000

Is part of...
TID Travel Insurance Direct · includes 4 listings
2,575 reviews
Travel with Jane Comprehensive Travel Insurance

Latest review: Compares reasonably well against other domestic travel policies for COVID and car rental excess cover. User friendly claims lodgement system. I thought I read through the PDS properly but managed to

  • Transparency
    4.7 (19)
  • Customer Service
    4.7 (19)
  • Value for Money
    4.7 (19)
  • Type of ClaimLost/Stolen Property (1), Travel Delays/Cancellations (2) and Other (1)
  • Claim ApprovedYes (4) · No (0)
  • UnderwriterLloyd's
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance $25,000
  • Emergency Dental$2,000
  • Pregnancy (max weeks) Optional cover for up to 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $1,000
  • Luggage & Personal Effects $10,000
  • Personal Liability $3,000,000

Is part of...
Travel With Jane · includes 4 listings
83 reviews
Fast Cover Travel Insurance
  • Award Winner 2023

Fast Cover Travel Insurance

4.6 from 2,085 reviews

Get a quote for your next trip with Fast Cover Travel Insurance. Underwritten by certain underwriters at Lloyd's. Consider the PDS.

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