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Best Travel Insurance

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330 listings

Southern Cross Travel Insurance
  • Award Winner 2020
  • 2019

Southern Cross Travel Insurance

4.7 from 2,746 reviews

Latest review: We are regular travellers and have used SCTI for many trips over several years. Initially we were drawn in by their competitive price but after making a few claims over this time we are now loyal

  • Transparency
    4.4 (207)
  • Customer Service
    4.4 (248)
  • Value for Money
    4.4 (260)
  • Type of ClaimTravel Delays/Cancellations (42), Medical (38), Lost/Stolen Property (23), Other (17), Car/Rental Hire Excess (7) and Personal Liability (2)
  • Claim ApprovedYes (112) · No (16)
  • UnderwriterSouthern Cross
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$750
  • Pregnancy (max weeks) 20 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $500 (as part of Travel Document cover)
  • Luggage & Personal Effects $25,000
  • Personal Liability A$1,000,000
Seniors Travel Insurance
  • Award Winner 2021
  • 2020

Seniors Travel Insurance · includes 3 listings

4.7 from 424 reviews

Latest review: absolutely, the consultant was patient and took plenty of time to explain everything. Was a comfort to communicate with a English speaking consultant who was easy to understand and very

  • Transparency
    4.5 (291)
  • Customer Service
    4.6 (304)
  • Value for Money
    4.4 (318)
  • Type of ClaimMedical (10), Lost/Stolen Property (1) and Travel Delays/Cancellations (1)
  • Claim ApprovedYes (17) · No (1)
  • UnderwriterHollard
  • Maximum Ages Covered 89 years old
  • Overseas Emergency Assistance $10,000 (Domestic Only) and Unlimited
  • Emergency Dental$1,000, $5,000 and Not Included
  • Pregnancy (max weeks) 24 weeks (pending assessment)
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000 and $15,000
  • Personal Liability A$1,000,000 to A$3,000,000
Fast Cover Travel Insurance

Fast Cover Travel Insurance · includes 6 listings

4.5 from 1,086 reviews

Latest review: We have held a Worldwide Multi-Trip Annual Travel Insurance Policy for many years but did not renew this year due to Covid-19. Booked our first post-lockdown trip and found that no-one is providing

  • Transparency
    4.4 (240)
  • Customer Service
    4.5 (295)
  • Value for Money
    4.5 (333)
  • Type of ClaimMedical (56), Travel Delays/Cancellations (27), Lost/Stolen Property (17), Other (9), Car/Rental Hire Excess (2) and Personal Liability (2)
  • Claim ApprovedYes (94) · No (16)
  • UnderwriterHollard
  • Maximum Ages Covered 64 years old to 89 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000, $500, $750 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $7,500, $15,000 and Optional up to $2,000
  • Personal Liability A$1,000,000 to A$5,000,000
Worldcare Travel Insurance

Worldcare Travel Insurance · includes 5 listings

4.4 from 1,920 reviews

Latest review: Outstanding. In Feb, we booked an OS trip and took out insurance. Trip was cancelled because, COVID, and while we received flight credits and accom refunds, I just assumed our insurance was money

  • Transparency
    4.3 (143)
  • Customer Service
    4.4 (170)
  • Value for Money
    4.4 (190)
  • Type of ClaimMedical (13), Travel Delays/Cancellations (7), Lost/Stolen Property (4), Car/Rental Hire Excess (4) and Other (4)
  • Claim ApprovedYes (21) · No (5)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $10,000 and Not Included
  • Personal Liability A$2,500,000
Tripcover

Tripcover

4.7 from 121 reviews

Latest review: I kept getting an error message when buying a rental car excess policy and I had assumed that the payment was not going through. I had intended following up with the company, however before I could

  • Transparency
    4.8 (21)
  • Customer Service
    4.8 (26)
  • Value for Money
    5.0 (25)
  • Type of ClaimCar/Rental Hire Excess (1), Travel Delays/Cancellations (1) and Other (1)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterAllianz
  • Maximum Ages Covered 75 years old
  • Overseas Emergency Assistance Not Included
  • Emergency DentalNot Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included
  • Theft of Cash Not Included
  • Luggage & Personal Effects $500
Online Travel Insurance

Online Travel Insurance · includes 5 listings

4.4 from 1,036 reviews

Latest review: Purchased the highest product for my trip well before COVID (October 2019). Prior to not being able to travel I had sought advice about what sort of cover I would receive in case of a pandemic - no

  • Transparency
    3.6 (87)
  • Customer Service
    3.6 (88)
  • Value for Money
    4.0 (102)
  • Type of ClaimTravel Delays/Cancellations (12), Lost/Stolen Property (6), Medical (5), Other (2) and Personal Liability (1)
  • Claim ApprovedYes (10) · No (11)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 24 weeks and Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $10,000 and Not Included
  • Personal Liability A$1,000,000
1Cover Travel Insurance
  • Award Winner 2019

1Cover Travel Insurance · includes 5 listings

4.3 from 4,531 reviews

Latest review: Before taking out a policy with 1Cover check their cancellation fees and any possible refund. I had to cancel my holiday, due to COVID 19 Virus, before it started and tried to get my money back on

  • Transparency
    3.4 (288)
  • Customer Service
    3.6 (334)
  • Value for Money
    3.7 (349)
  • Type of ClaimMedical (49), Travel Delays/Cancellations (37), Lost/Stolen Property (19), Other (14), Car/Rental Hire Excess (9) and Personal Liability (2)
  • Claim ApprovedYes (87) · No (40)
  • UnderwriterLloyd's
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$1,000, $500 and Not Included
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $15,000 and Not Included
  • Personal Liability A$5,000,000
TID Travel Insurance Direct

TID Travel Insurance Direct · includes 4 listings

4.2 from 2,549 reviews

Latest review: Took out insurance with TID for a trip to America in August 2019. Was admitted to hospital and had to make a claim. It took 6 months before claim was paid with communication from the claims

  • Transparency
    3.0 (75)
  • Customer Service
    2.8 (85)
  • Value for Money
    2.8 (84)
  • Type of ClaimTravel Delays/Cancellations (23), Medical (19), Lost/Stolen Property (15), Other (9) and Car/Rental Hire Excess (2)
  • Claim ApprovedYes (32) · No (25)
  • UnderwriterXL Insurance Company SE
  • Maximum Ages Covered 76 years old to 81 years old
  • Overseas Emergency Assistance $5,000,000, Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital Expenses$5,000,000, Not Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000, $4,000 and $12,000
  • Personal Liability A$1,000,000 to A$2,500,000
Allianz Travel Insurance

Allianz Travel Insurance · includes 4 listings

4.1 from 2,939 reviews

Latest review: For a Travel Insurance company to give me an exclusion due to Covid when I had not stepped foot onto an airport due to a ban on International travel made me boil. They actually have 37 exclusions in

  • Transparency
    4.1 (508)
  • Customer Service
    4.1 (555)
  • Value for Money
    4.1 (609)
  • Type of ClaimTravel Delays/Cancellations (36), Medical (29), Lost/Stolen Property (16), Other (16), Car/Rental Hire Excess (2) and Personal Liability (2)
  • Claim ApprovedYes (47) · No (41)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $10,000 and Not Included
  • Personal Liability A$2,500,000 to A$5,000,000
Travel With Jane

Travel With Jane · includes 4 listings

4.6 from 70 reviews

Latest review: The policy seems to be good value and was quite easy to read and set up. We actually did go through all the PDS first (so you saying that nobody reads it is not true!) and found it better than most

  • Transparency
    4.9 (21)
  • Customer Service
    4.6 (23)
  • Value for Money
    4.6 (24)
  • Type of ClaimTravel Delays/Cancellations (6), Medical (2), Lost/Stolen Property (1) and Other (1)
  • Claim ApprovedYes (7) · No (2)
  • UnderwriterLloyd's
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance $5,000, $15,000, $25,000 and Not Covered
  • Emergency Dental$2,000, $500 and Not Included
  • Pregnancy (max weeks) Optional cover for up to 32 weeks and Optional for up to 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $1,000, $300 and Not Included
  • Luggage & Personal Effects $2,000, $10,000 and Not Included
  • Personal Liability A$1,000,000 to A$3,500,000
Columbus Direct

Columbus Direct · includes 6 listings

4.1 from 177 reviews

Latest review: We were scheduled for a holiday in early March of 2020 and was booked in 2019 when Coronavirus wasn’t an issue. Since our holiday was booked way before the pandemic our insurance was still valid for o

  • Transparency
    4.1 (24)
  • Customer Service
    4.4 (27)
  • Value for Money
    4.4 (30)
  • Type of ClaimTravel Delays/Cancellations (2), Medical (2) and Lost/Stolen Property (1)
  • Claim ApprovedYes (0) · No (2)
  • UnderwriterLloyd's
  • Maximum Ages Covered 84 years old
  • Overseas Emergency Assistance $25,000,000 and Not Included
  • Emergency Dental$1,000, $500 and Not Included
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital Expenses$25,000,000 and Not Included
  • Theft of Cash $250, $500 and Not Included
  • Luggage & Personal Effects $2,500, $2,750, $7,500 and $10,000
  • Personal Liability A$1,000,000 to A$5,000,000
InsureandGo Australia

InsureandGo Australia · includes 12 listings

3.9 from 4,805 reviews

Latest review: our claim for refund as a result of covid 19 was refused despite purchasing insurance product in Dec 2019 and clearly stating in the policy we would be covered for an epidemic. Grounds for refund

  • Transparency
    3.4 (1,102)
  • Customer Service
    3.6 (1,335)
  • Value for Money
    3.7 (1,486)
  • Type of ClaimMedical (165), Travel Delays/Cancellations (161), Other (70), Lost/Stolen Property (61), Car/Rental Hire Excess (13) and Personal Liability (5)
  • Claim ApprovedYes (279) · No (169)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 64 years old to 100 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 32 weeks and Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $200, $250, $300, $500 and Not Included
  • Luggage & Personal Effects $2,000 (excluding electronic devices and valuables), $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $3,000, $5,000, $6,000 and $8,000
  • Personal Liability A$1,500,000 to A$5,000,000
iTrek

iTrek · includes 4 listings

4.3 from 91 reviews

Latest review: I've spend a month trying to get a response from Itrek (not claim related). Emails go unanswered and the one time I got hold of someone on the phone, I was promised a reply in the next few days -

  • Transparency
    3.0 (6)
  • Customer Service
    3.3 (7)
  • Value for Money
    3.8 (6)
  • Type of ClaimMedical (4), Travel Delays/Cancellations (3) and Other (1)
  • Claim ApprovedYes (4) · No (1)
  • UnderwriterLloyd's
  • Maximum Ages Covered 49 years old to 64 years old
  • Overseas Emergency Assistance $5,000,000 and Unlimited
  • Emergency Dental$500
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital Expenses$15,000
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $2,500, $10,000 and Not Included
  • Personal Liability A$1,000,000 to A$2,500,000
Tick Travel Insurance

Tick Travel Insurance · includes 7 listings

3.8 from 1,625 reviews

Latest review: I had a previous claim in 2019 after an accident and medical relocation back home during our Kimberly Safari. The claim was not disputed by the Tick Team and was settled promptly. Based on this

  • Transparency
    3.6 (519)
  • Customer Service
    3.6 (620)
  • Value for Money
    4.0 (714)
  • Type of ClaimTravel Delays/Cancellations (64), Medical (54), Lost/Stolen Property (23), Other (22), Car/Rental Hire Excess (2) and Personal Liability (2)
  • Claim ApprovedYes (77) · No (95)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 69 years old to 100 years old
  • Overseas Emergency Assistance Not Applicable and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 32 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Applicable and Unlimited
  • Theft of Cash $300 and Not Included
  • Luggage & Personal Effects $2,000, $2,500, $4,000 and $7,500
  • Personal Liability A$1,000,000 to A$3,000,000
Bupa Travel Insurance

Bupa Travel Insurance · includes 4 listings

4.0 from 134 reviews

Latest review: I applied for a claim for cancellation of my tour due to COVID 19. All the costs were covered by them Thank you, Suzzane at CGU for being supportive, I recommend BUPA insurance for

  • Transparency
    3.7 (3)
  • Customer Service
    3.5 (4)
  • Value for Money
    4.0 (4)
  • Type of ClaimMedical (1)
  • Claim ApprovedYes (2) · No (0)
  • UnderwriterInsurance Australia Limited
  • Maximum Ages Covered 85 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency DentalNot Included and Unlimited
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $500 and Not Included
  • Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
  • Personal Liability A$1,000,000 to A$2,500,000
TravelCard Real-Time Travel Insurance

TravelCard Real-Time Travel Insurance

4.2 from 73 reviews

Latest review: Orr policy has been great value, I was recently on the gold coast when i lost my car keys in the ocean as forgot they were in my pocket when I was thrown in after mucking around on the beach. I

  • Transparency
    4.0 (57)
  • Customer Service
    3.9 (59)
  • Value for Money
    3.9 (57)
  • Type of ClaimMedical (12), Travel Delays/Cancellations (10), Lost/Stolen Property (8) and Other (4)
  • Claim ApprovedYes (34) · No (6)
Woolworths Travel Insurance

Woolworths Travel Insurance · includes 8 listings

3.8 from 226 reviews

Latest review: I purchased travel insurance from Woolies Insurance in March for a flight to New Zealand that was supposed to happen in April-May, however, due to the Coronavirus border restrictions I ended up

  • Transparency
    3.0 (31)
  • Customer Service
    3.3 (42)
  • Value for Money
    3.4 (43)
  • Type of ClaimMedical (13), Travel Delays/Cancellations (8), Lost/Stolen Property (3) and Other (3)
  • Claim ApprovedYes (25) · No (11)
  • UnderwriterHollard
  • Maximum Ages Covered 75 years old to 79 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 25 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $5,000 and $15,000
  • Personal Liability A$1,000,000 to A$3,000,000
Cover-More Travel Insurance

Cover-More Travel Insurance · includes 7 listings

3.5 from 2,538 reviews

Latest review: Our 7 week holiday to Europe had to be cancelled due to Covid-19. Had chosen for an annual insurance and all was booked through Travel agency Most of costs such as Airlines, Hotels, Car hire were

  • Transparency
    2.4 (318)
  • Customer Service
    2.4 (373)
  • Value for Money
    2.4 (368)
  • Type of ClaimMedical (91), Travel Delays/Cancellations (85), Lost/Stolen Property (38), Other (37), Car/Rental Hire Excess (10) and Personal Liability (3)
  • Claim ApprovedYes (110) · No (134)
  • UnderwriterZurich
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
  • Emergency Dental$10,000,000, Not Included and Unlimited
  • Pregnancy (max weeks) Optional cover for up to the 24th week
  • Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000, $7,500, $15,000 and Not Included
  • Personal Liability A$200,000 to A$2,500,000
Zoom Travel Insurance

Zoom Travel Insurance · includes 5 listings

4.2 from 47 reviews

Latest review: So disappointed that COVID caused my trip to be cancelled! But very grateful to have taken out insurance with Zoom. Being able to get a credit means I can use it for my next trip...hopefully in the

  • Transparency
    4.3 (37)
  • Customer Service
    4.4 (39)
  • Value for Money
    4.3 (41)
  • Type of ClaimMedical (4), Lost/Stolen Property (2), Car/Rental Hire Excess (2), Travel Delays/Cancellations (2) and Other (2)
  • Claim ApprovedYes (9) · No (2)
  • UnderwriterLloyd's
  • Maximum Ages Covered 69 years old to 85 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $7,500 and Not Included
  • Personal Liability A$2,500,000 to A$5,000,000
RAC Travel Insurance

RAC Travel Insurance · includes 5 listings

3.6 from 162 reviews

Latest review: Whilst initially unable to get a refund for travel insurance booked for a cancelled trip, we later found out that the underwriters were now offering full refunds. It was a bit disappointing that I

  • Transparency
    3.5 (49)
  • Customer Service
    3.9 (70)
  • Value for Money
    3.7 (70)
  • Type of ClaimMedical (10), Lost/Stolen Property (5), Travel Delays/Cancellations (4) and Other (3)
  • Claim ApprovedYes (13) · No (11)
  • UnderwriterTokio Marine & Nichido Fire Insurance
  • Maximum Ages Covered 110 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$2,000, $500, Not Included and Unlimited
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250, $500 and Not Included
  • Luggage & Personal Effects $2,000, $7,500 and $15,000
  • Personal Liability A$10,000,000
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