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Best Travel Insurance
Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and your car hire excess depending on the level of coverage you choose. Here's how to use our filters and a quick overview of each specification to help you compare travel insurance policies and choose the best insurance policy for you:
Read More...Coverage Type
- Single Trip (Overseas): coverage for one standalone overseas trip.
- Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
- Medical-Only: basic coverage for medical expenses and assistance.
- Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
- Domestic: coverage for domestic travel within Australia.
- Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
- Vehicle Only: coverage for rental vehicle excess only.
Maximum Age Covered
- Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.
Medical Coverage
- Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.
Luggage & Personal Effects
- Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
- Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.
Ancillary
- Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
- Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's product disclosure statement for specifications.
Rental Vehicle Excess
- Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.
Special Activities Packages
- Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
- For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.
Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.
329 listings
Zoom Travel Insurance · includes 5 listings
Latest review: Had so many complications with my travel bookings due to Covid. But Zoom got back to me immediately and offered a credit for future travel. Really relieved not to me messed around. Big
- Review Summary
- Specifications
- Transparency 4.3 (37)
- Customer Service4.4 (39)
- Value for Money4.3 (41)
- Insurance Cover For
- Adult (32)
- Senior (9)
- Child (7)
- Teenager (2)
- Type of ClaimMedical (4) · Lost/Stolen Property (2) · Car/Rental Hire Excess (2) · Travel Delays/Cancellations (2) · Other (2)
- Claim ApprovedYes (9) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 69 years old to 85 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $7,500 and Not Included
- Personal Liability A$2,500,000 to A$5,000,000
RentalCover.com
Latest review: Simple, cheap insurance that protects you, from what could only be described as overpriced repair costs, for extremely minor damage to rental vehicles. Claim process could use some minor tweaking,
- Review Summary
- Specifications
- Transparency 3.3 (38)
- Customer Service3.2 (44)
- Value for Money3.3 (43)
- Insurance Cover For
- Adult (28)
- Senior (5)
- Child (1)
- Teenager (1)
- Type of ClaimCar/Rental Hire Excess (25) · Other (4)
- Claim ApprovedYes (29) · No (5)
- UnderwriterAssetinsure
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance Not Included
- Emergency DentalNot Included
- Overseas Emergency Medical & Hospital ExpensesNot Included
- Theft of Cash Not Included
- Luggage & Personal Effects Not Included
RACV Travel Insurance · includes 5 listings
Latest review: Happy to hear today that our RACV Travel Insurance has been extended to cover an identical booked trip in May 2021. We have felt confident over past five years with RACV Travel cover for trips
- Review Summary
- Specifications
- Transparency 3.2 (98)
- Customer Service3.5 (126)
- Value for Money3.4 (130)
- Insurance Cover For
- Senior (74)
- Adult (59)
- Child (3)
- Teenager (2)
- Type of ClaimMedical (16) · Travel Delays/Cancellations (14) · Lost/Stolen Property (7) · Car/Rental Hire Excess (3) · Other (3)
- Claim ApprovedYes (15) · No (24)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 110 years old
- Overseas Emergency Assistance $5,000, $25,000, Not Covered and Unlimited
- Emergency Dental$2,000, $500, Not Included and Unlimited
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,000, $7,500 and $15,000
- Personal Liability A$10,000,000
SureSave · includes 4 listings
Latest review: I have been exchanging emails for four months with Sure Save. I put forward a claim for the cost of new flights after our airline ceased all flights to Australia (prior to COVID) while we were
- Review Summary
- Specifications
- Transparency 1.0 (12)
- Customer Service1.1 (15)
- Value for Money1.1 (14)
- Insurance Cover For
- Adult (14)
- Senior (4)
- Child (1)
- Teenager (1)
- Type of ClaimTravel Delays/Cancellations (6) · Medical (3) · Other (2) · Lost/Stolen Property (1)
- Claim ApprovedYes (0) · No (12)
- UnderwriterXL Insurance Company SE
- Maximum Ages Covered 76 years old to 111 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250
- Luggage & Personal Effects $3,000, $4,000, $12,000 and Included
- Personal Liability A$1,000,000 to A$2,500,000
Australia Post Travel Insurance · includes 6 listings
Latest review: I would give them one star for ease of taking your money then no stars for service. I have phoned countless times and emailed just as many with only one generic reply which didn't help me at all. I
- Review Summary
- Specifications
- Transparency 3.3 (29)
- Customer Service3.3 (38)
- Value for Money3.8 (38)
- Insurance Cover For
- Adult (24)
- Senior (15)
- Child (4)
- Teenager (1)
- Type of ClaimMedical (17) · Travel Delays/Cancellations (10) · Lost/Stolen Property (3) · Other (3) · Car/Rental Hire Excess (1) · Personal Liability (1)
- Claim ApprovedYes (24) · No (8)
- UnderwriterZurich
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency DentalNot Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash Not Included
- Luggage & Personal Effects $4,000, $7,500 and Not Included
- Personal Liability A$5,000,000
Good2Go Travel Insurance · includes 4 listings
Latest review: I rang Good To Go insurance to get some clarification around cancellation costs and medical coverage in the event our family traveling to the USA and Mexico contracted Coronavirus there or had to
- Review Summary
- Specifications
- Transparency 3.7 (10)
- Customer Service3.6 (11)
- Value for Money3.9 (12)
- Insurance Cover For
- Adult (9)
- Senior (2)
- Child (2)
- Teenager (1)
- Type of ClaimMedical (3) · Lost/Stolen Property (2)
- Claim ApprovedYes (4) · No (0)
- UnderwriterAIG
- Maximum Ages Covered 59 years old to 70 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital Expenses$5,000,000, Not Covered and Unlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $3,000 and $15,000
- Personal Liability A$500,000 to A$2,500,000
Travel Insuranz · includes 6 listings
Latest review: Sadly I've had to cancel my trip to US in June (almost 3 months away) due the corona virus. Accomodation and flights all get refunded, but not my insurance from Travel Insuranz. After the 14 days
- Review Summary
- Specifications
- Transparency 4.0 (17)
- Customer Service3.8 (22)
- Value for Money4.1 (24)
- Insurance Cover For
- Adult (20)
- Senior (2)
- Teenager (2)
- Type of ClaimLost/Stolen Property (3) · Medical (2) · Travel Delays/Cancellations (1) · Other (1)
- Claim ApprovedYes (3) · No (2)
- UnderwriterBerkshire Hathaway Specialty Insurance Company
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$1,000, $500 and $750
- Pregnancy (max weeks) 18 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $125, $150 and $400
- Luggage & Personal Effects $2,500, $3,500 and $7,500
- Personal Liability A$2,500,000 to A$7,500,000
Medibank Travel Insurance · includes 5 listings
Latest review: As a Medibank Member I was able to get a good discount on my travel policy, which covered all the bases and I felt was good value for money. It was easy to organize with a phone call, or it can be
- Review Summary
- Specifications
- Transparency 3.3 (54)
- Customer Service3.3 (57)
- Value for Money3.3 (58)
- Insurance Cover For
- Adult (38)
- Senior (18)
- Child (8)
- Teenager (2)
- Type of ClaimMedical (18) · Travel Delays/Cancellations (17) · Lost/Stolen Property (5) · Other (3) · Car/Rental Hire Excess (1)
- Claim ApprovedYes (44) · No (14)
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency DentalNot Included
- Pregnancy (max weeks) 26 weeks and Optional cover for 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered, Not Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $8,000, $300 and Not Included
- Personal Liability A$5,000,000
World Nomads Travel Insurance · includes 2 listings
Latest review: Took two months to provide any correspondence on claim, unable to answer emails and calls. Unable to provided decision on claim. They don't answer the phone, I left my number for a call back but they
- Review Summary
- Specifications
- Transparency 1.2 (18)
- Customer Service1.3 (24)
- Value for Money1.2 (23)
- Insurance Cover For
- Adult (21)
- Child (1)
- Type of ClaimTravel Delays/Cancellations (6) · Lost/Stolen Property (5) · Medical (4) · Personal Liability (1) · Other (1)
- Claim ApprovedYes (3) · No (11)
- UnderwriterAXA
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance $5,000,000 and Unlimited
- Emergency Dental$500
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital Expenses$5,000,000 and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $2,000 and $10,000
- Personal Liability A$1,000,000 to A$2,500,000
Easy Travel Insurance · includes 6 listings
Latest review: I have been using Easy Travel Insurance for 5 years now and I have absolutely no complaints. They are always extremely helpful in finding the best deal and cover that’s most suitable for my trips. N
- Specifications
- UnderwriterZurich
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, Not Included and Unlimited (sub-limits apply)
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000 (combined with Travel Documents and Credit Card cover), $15,000 (combined with Travel Documents and Credit Card cover) and Not Included
- Personal Liability A$200,000 to A$2,500,000
NAB Travel Insurance · includes 5 listings
Latest review: I purchased travel tickets using nab platinum card to go to USA in November last year with travel date in April 20. The airline cancelled the flight and the travel agent also went in liquidation. The
- Review Summary
- Specifications
- Transparency 2.5 (4)
- Customer Service2.8 (4)
- Value for Money2.6 (5)
- Insurance Cover For
- Adult (3)
- Senior (2)
- Child (1)
- Teenager (1)
- Type of ClaimTravel Delays/Cancellations (2) · Other (1) · Medical (1)
- Claim ApprovedYes (0) · No (4)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 120 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) Optional cover available for 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included, Optional cover available for 23 weeks and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000 and $10,000
- Personal Liability A$2,500,000
Simply Travel Insurance · includes 5 listings
Latest review: Booked holiday travel insurance prior to pandemic and due to travel ban unable to take holiday Simply Travel Insurance would not refund Many other companies have refunded their customers Would
- Review Summary
- Specifications
- Transparency 2.1 (7)
- Customer Service3.0 (9)
- Value for Money3.0 (10)
- Insurance Cover For
- Adult (10)
- Senior (1)
- Child (1)
- Type of ClaimTravel Delays/Cancellations (2) · Medical (2) · Lost/Stolen Property (1) · Other (1)
- Claim ApprovedYes (2) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 64 years old to 101 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$500, 500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $7,500 and Not Included
- Personal Liability A$5,000,000
insure4less · includes 8 listings
Latest review: Paid for policy in September 2019..for travel in May and June 2020. Obviously this trip never happened due to covid 19. Take note WEB BASED COMPANY only except for outsourced claims department. Tried
- Review Summary
- Specifications
- Transparency 1.3 (4)
- Customer Service1.2 (6)
- Value for Money1.3 (6)
- Insurance Cover For
- Adult (6)
- Child (1)
- Type of ClaimMedical (3) · Lost/Stolen Property (2) · Other (2) · Travel Delays/Cancellations (1)
- Claim ApprovedYes (1) · No (5)
- UnderwriterBerkshire Hathaway Specialty Insurance Company
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$500
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,500, $3,500, $5,000, Included $2,500 and Not Included
- Personal Liability A$2,500,000 to A$7,500,000
RAA Travel Insurance · includes 5 listings
Latest review: When I initially rang about my travel insurance the lady told me I had to make sure I did something with my travel insurance before June 8th 2020 or it would activate and I would be unable to do
- Review Summary
- Specifications
- Transparency 2.4 (26)
- Customer Service2.6 (31)
- Value for Money2.4 (31)
- Insurance Cover For
- Adult (26)
- Senior (10)
- Child (3)
- Teenager (2)
- Type of ClaimTravel Delays/Cancellations (12) · Medical (5) · Lost/Stolen Property (3) · Personal Liability (2) · Other (2)
- Claim ApprovedYes (6) · No (15)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$2,000, $500, Not Included and Unlimited
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,000, $7,500 and $15,000
- Personal Liability A$10,000,000
CGU Travel Insurance · includes 5 listings
Latest review: I appreciate the service I have received in these difficult times from CGU. I had no trouble connecting with staff and they were courteous and helpful both times. The e-mail contact forwarded to me
- Review Summary
- Specifications
- Transparency 3.0 (2)
- Customer Service2.0 (6)
- Value for Money1.8 (5)
- Insurance Cover For
- Adult (5)
- Senior (1)
- Child (1)
- Teenager (1)
- Type of ClaimOther (2) · Lost/Stolen Property (1) · Travel Delays/Cancellations (1) · Medical (1)
- Claim ApprovedYes (1) · No (2)
- UnderwriterInsurance Australia Limited
- Maximum Ages Covered 85 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000, $2,000 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
- Personal Liability A$1,000,000 to A$2,500,000
Commonwealth Bank Travel Insurance · includes 9 listings
Latest review: I lost my $2000 phone whilst travelling, and when I came back I made a claim. Although the police report was in another language, and the ink was very light among other details that insurances might
- Review Summary
- Specifications
- Transparency 1.7 (11)
- Customer Service2.2 (13)
- Value for Money2.1 (14)
- Insurance Cover For
- Adult (10)
- Senior (2)
- Child (1)
- Teenager (1)
- Type of ClaimLost/Stolen Property (5) · Travel Delays/Cancellations (3) · Other (1) · Medical (1)
- Claim ApprovedYes (3) · No (6)
- UnderwriterZurich
- Maximum Ages Covered 69 years old to 100 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,500, Not Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250, $500 (combined with Credit Card and Travel Documents cover) and Not Included
- Luggage & Personal Effects $3,000, $5,000, $5,000 (combined with Credit Card and Travel Documents cover), $10,000, $15,000 and Not Included
- Personal Liability A$200,000 to A$2,500,000
World2Cover · includes 4 listings
Latest review: Bough out a comprehensive policy on Feb 2020 before any travel restriction, my mom she have a diabetes, her level sugar very height doctor wouldn't let she out country, she is under monitoring by
- Review Summary
- Specifications
- Transparency 1.6 (12)
- Customer Service1.6 (16)
- Value for Money2.2 (17)
- Insurance Cover For
- Adult (14)
- Child (2)
- Senior (1)
- Teenager (1)
- Type of ClaimMedical (4) · Lost/Stolen Property (3) · Travel Delays/Cancellations (3) · Car/Rental Hire Excess (1) · Other (1)
- Claim ApprovedYes (6) · No (8)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 74 years old
- Overseas Emergency Assistance $5,000, $25,000, Not Covered and Unlimited
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,500, $3,000, $250 and Not Included
- Luggage & Personal Effects $2,000, $7,500, $15,000 and Included $7,500
- Personal Liability A$10,000,000
Aussie Travel Cover · includes 15 listings
Latest review: The company was not good. They offering too things in their policy. If something happens in your journey company stick it to their hard lows. I lodged a claim. But they stick it to their things.
- Review Summary
- Specifications
- Transparency 1.0 (2)
- Customer Service1.0 (3)
- Value for Money1.0 (3)
- Insurance Cover For
- Adult (2)
- Teenager (1)
- Type of ClaimPersonal Liability (1) · Travel Delays/Cancellations (1) · Other (1)
- Claim ApprovedYes (0) · No (2)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 23 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $1,000, $1,500, $2,000, $3,000, $6,000, $8,000 and $10,000
- Personal Liability A$1,000,000 to A$5,000,000
Chubb Travel Insurance · includes 9 listings
Latest review: The best travel insurance I have ever had. This insurance is complimentary with my Amex Platinum card. I had 4 legitimate claims to get home from Europe once the pandemic hit. The costs to get home
- Review Summary
- Specifications
- Transparency 2.6 (10)
- Customer Service2.9 (10)
- Value for Money2.7 (10)
- Insurance Cover For
- Adult (9)
- Senior (1)
- Child (1)
- Type of ClaimTravel Delays/Cancellations (7) · Medical (2) · Car/Rental Hire Excess (1) · Other (1)
- Claim ApprovedYes (4) · No (5)
- UnderwriterChubb
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000, $2,500, $500 and Not Included
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,000, $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and $25,000
- Personal Liability A$200,000 to A$5,000,000
NRMA Travel Insurance · includes 5 listings
Latest review: Booked International Travel with NRMA, since I have been a member for over 15 years, and did have an incident in Honolulu and was hospitalised. NRMA were fantastic. I rang today to cancel my travel
- Review Summary
- Specifications
- Transparency 1.5 (2)
- Customer Service1.0 (5)
- Value for Money1.5 (4)
- Insurance Cover For
- Adult (4)
- Senior (1)
- Teenager (1)
- Type of ClaimMedical (3)
- Claim ApprovedYes (0) · No (2)
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
- Emergency Dental$10,000,000, Not Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered and Unlimited
- Theft of Cash $200 and Not Included
- Luggage & Personal Effects $3,000, $8,000 and $12,000
- Personal Liability A$1,000,000 to A$5,000,000