Best Travel Insurance

Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and car hire excess depending on the level of coverage you choose. Here's what you should consider before purchasing a policy. Continue reading...

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Fast Cover Travel Insurance
  • Award Winner 2022

Fast Cover Travel Insurance

 · includes 6 listings
4.6 from 1,333 reviews

Featured review: Very easy to purchase and had no problems at all deciding policy Staff member was very informative. Have used Fast cover many times Will definitely keep using Fast Cover While travelling

Affordable premiums
Simple application process
Outstanding customer service
  • Transparency
    4.5 (398)
  • Customer Service
    4.5 (439)
  • Value for Money
    4.5 (519)
  • Type of ClaimMedical (62), Lost/Stolen Property (18), Travel Delays/Cancellations (30), Car/Rental Hire Excess (3), Personal Liability (2) and Other (9)
  • Claim ApprovedYes (103) · No (17)
  • UnderwriterHollard
  • Maximum Ages Covered 64 years old to 89 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000, $500, $750 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $7,500, $15,000 and Optional up to $2,000
  • Personal Liability $1,000,000.00 to $5,000,000.00
Westpac Travel Insurance

Westpac Travel Insurance

 · includes 4 listings
2.4 from 9 reviews

Latest review: Westpac complimentary travel insurance have not changed their policy to cover Covid-19 as many other companies have. As it is a requirement of many countries that you have evidence of this cover

  • Transparency
    1.0 (2)
  • Customer Service
    1.3 (3)
  • Value for Money
    1.0 (3)
  • Type of ClaimTravel Delays/Cancellations (1)
  • Claim ApprovedYes (0) · No (1)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital Expenses$1,000, Not Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000 and $10,000
  • Personal Liability $2,500,000.00
nib Travel Insurance

nib Travel Insurance

 · includes 3 listings
1.4 from 58 reviews

Latest review: My flights were cancelled by my airline and this is not covered through the policy. Hardly a comprehensive policy at all for the price I paid. In addition it took them 3 days to inform me of this.

  • Transparency
    1.4 (47)
  • Customer Service
    1.5 (51)
  • Value for Money
    1.5 (49)
  • Type of ClaimMedical (5), Lost/Stolen Property (2), Travel Delays/Cancellations (18) and Other (4)
  • Claim ApprovedYes (4) · No (21)
  • UnderwriterXL Insurance
  • Maximum Ages Covered 80 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$500 per person and Not Included
  • Pregnancy (max weeks) 26 weeks and Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $3,000, $4,000 and $12,000
  • Personal Liability $1,000,000.00 to $2,500,000.00
AAMI Travel Insurance
1.5 from 33 reviews

Latest review: I insured via AAMI who have allianz as a parent insurer. In my claim I had claimed for a Smiths Vantage ski helmet which has a cost of $319.00 in the market. I was asked for a receipt however not

  • Customer Service
    1.7 (3)
  • Value for Money
    1.0 (2)
  • Type of ClaimMedical (1), Lost/Stolen Property (1) and Other (1)
  • Claim ApprovedYes (1) · No (1)
  • UnderwriterAAMI
  • Maximum Ages Covered 65 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency DentalUnlimited
  • Pregnancy (max weeks) Not Included
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash Not Included
  • Luggage & Personal Effects $6,000
  • Personal Liability $5,000,000.00
Ouch Travel Insurance

Ouch Travel Insurance

 · includes 4 listings
2.8 from 6 reviews

Latest review: Policy was easy to set up and pay for BUT do not expect the same if you intend making a claim. We made a claim for out of pocket to purchase new airline tickets because we missed our international

  • UnderwriterLloyd's
  • Maximum Ages Covered 65 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1,000 and $2,000
  • Pregnancy (max weeks) Not Included
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $200 and Not Included
  • Luggage & Personal Effects $15,000
  • Personal Liability $3,000,000.00
APIA Travel Insurance
3.7 from 3 reviews

Latest review: I have nothing but praise for APIA Travel Insurance. I first contacted them by phone to find out the claim procedure for major medical expenses incurred on a cruise. They immediately replied by

  • UnderwriterAAI Limited
  • Maximum Ages Covered 100 years old
  • Overseas Emergency Assistance $5,000
  • Emergency DentalUnlimited
  • Pregnancy (max weeks) Not Included
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $500
  • Luggage & Personal Effects $5,000
  • Personal Liability $2,000,000.00

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Boomers Travel Insurance

Boomers Travel Insurance

 · includes 5 listings
5.0 from 2 reviews

Latest review: With reference to a policy for my parents with pre existing medical conditions - The level of customer service provided in a timely fashion was unparalleled in my experience. I'd also like to mention

  • UnderwriterAllianz
  • Maximum Ages Covered 59 years old to 101 years old
  • Overseas Emergency Assistance Not Covered, Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks and Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Covered, Not Included and Unlimited
  • Theft of Cash $250, $500 and Not Included
  • Luggage & Personal Effects $3,000 and $15,000
  • Personal Liability $2,500,000.00
My Cover Travel Insurance

My Cover Travel Insurance

 · includes 5 listings
5.0 from 2 reviews

Latest review: recently I booked a cruise on sea princess and came down with a virus that was spreading around the ship, I was glad I had my cover insurance I put my medical claim in to my cover with no problems at

  • UnderwriterAllianz
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000 and $10,000
  • Personal Liability $2,500,000.00
AllClear Travel Insurance

AllClear Travel Insurance

 · includes 3 listings
1.8 from 9 reviews

Latest review: Fact not good company for travel insurance did not honour gold plus coverage out of pocket $13500 plus $1008 instance cost. Very poor service wish never heard of Allclear Australia

  • Transparency
    2.0 (4)
  • Customer Service
    1.2 (5)
  • Value for Money
    1.0 (5)
  • Type of ClaimTravel Delays/Cancellations (1) and Other (2)
  • Claim ApprovedYes (0) · No (4)
  • UnderwriterMitsui Sumitomo
  • Maximum Ages Covered 66 years old
  • Overseas Emergency Assistance $10,000,000 and $15,000,000
  • Emergency Dental$350
  • Pregnancy (max weeks) 36 weeks
  • Overseas Emergency Medical & Hospital Expenses$10,000,000 and $15,000,000
  • Theft of Cash $250 and $500
  • Luggage & Personal Effects $3,000, $5,000 and $7,000
  • Personal Liability $2,000,000.00
Kogan Travel Insurance

Kogan Travel Insurance

 · includes 4 listings
2.0 from 7 reviews

Latest review: my partners phone was stolen whilst we were away and they made the claim super easy we lodged it and within 10 days it had been paid out. highly

  • Transparency
    2.3 (3)
  • Customer Service
    2.0 (4)
  • Value for Money
    2.0 (4)
  • Type of ClaimMedical (1), Lost/Stolen Property (1) and Travel Delays/Cancellations (2)
  • Claim ApprovedYes (1) · No (2)
  • UnderwriterHollard
  • Maximum Ages Covered 79 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$500 and Not Included
  • Pregnancy (max weeks) 24 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000 and $10,000
  • Personal Liability $1,000,000.00 to $2,000,000.00
XCover.com
1.2 from 21 reviews

Latest review: decided to purchase insurance cover offered for a kettle on eBay. In case glass broke on the way or something. Next I receive an email that claims I need to give them my phone number to make cover

  • Transparency
    1.0 (15)
  • Customer Service
    1.1 (13)
  • Value for Money
    1.0 (13)
  • Type of ClaimMedical (1), Travel Delays/Cancellations (5) and Other (1)
  • Claim ApprovedYes (0) · No (4)
AIG Travel Insurance

AIG Travel Insurance

 · includes 4 listings
1.0 from 42 reviews

Latest review: Had a reasonable claim denied as they relied on their policy wording to limit their obligation to nothing. This company needs to be banned from

  • Transparency
    1.0 (23)
  • Customer Service
    1.1 (24)
  • Value for Money
    1.0 (26)
  • Type of ClaimMedical (1), Travel Delays/Cancellations (13), Personal Liability (1) and Other (7)
  • Claim ApprovedYes (0) · No (18)
  • UnderwriterAIG
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$2,000 and Not Included
  • Pregnancy (max weeks) 26 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $500 and Not Included
  • Luggage & Personal Effects $15,000 and Included $3,000
  • Personal Liability $500,000.00 to $2,500,000.00
No Worries Insurance

No Worries Insurance

 · includes 9 listings
1.6 from 8 reviews

Latest review: NoWorries were good to deal with. Their website makes it really quick and easy to purchase and the call centre staff were helpful when we needed to make a change. Had to make a claim for some medical

  • UnderwriterChubb
  • Maximum Ages Covered 64 years old to 69 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000, $2,500, $500 and Not Included
  • Pregnancy (max weeks) Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $1,000 and Not Included
  • Luggage & Personal Effects $1,000 per Item, $5,000, $10,000, $25,000 and $500 per Item
  • Personal Liability $200,000.00 to $5,000,000.00
HCF Travel Insurance

HCF Travel Insurance

 · includes 5 listings
2.0 from 5 reviews

Latest review: 2 1/2 weeks to call and let me know they wouldn’t pay. I always travel with insurance but I won’t use HCF (Allianz) again. too many exclusions that shouldn’t be exclu

  • Type of ClaimTravel Delays/Cancellations (1)
  • Claim ApprovedYes (0) · No (1)
  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $3,000 and $10,000
  • Personal Liability $2,500,000.00
CHI Travel Insurance

CHI Travel Insurance

 · includes 10 listings
1.0 from 16 reviews

Latest review: Our policy was a non event. We lodged our claim in April only to be told in June we can’t claim should have known better after reading reviews. Never a

  • Transparency
    1.0 (4)
  • Customer Service
    1.0 (4)
  • Value for Money
    1.3 (4)
  • Type of ClaimMedical (1)
  • Claim ApprovedYes (0) · No (2)
  • UnderwriterAllianz
  • Maximum Ages Covered 101 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000, $500 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $1,500, $3,000, $8,000 and Not Included
  • Personal Liability $1,000,000.00 to $5,000,000.00
Go Insurance

Go Insurance

 · includes 2 listings
2.3 from 3 reviews

Latest review: We travelled to the US our policy had half an hour left when we started our trip home on the second leg of the journey we were asked to do another Covid test and came up positive so our flights were

  • Transparency
    2.3 (3)
  • Customer Service
    3.0 (3)
  • Value for Money
    2.3 (3)
  • Type of ClaimMedical (1) and Travel Delays/Cancellations (1)
  • Claim ApprovedYes (1) · No (1)
  • UnderwriterLloyd's
  • Maximum Ages Covered 75 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$500 and $750
  • Pregnancy (max weeks) 20 weeks
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $1,000 and $500
  • Luggage & Personal Effects $2,500 and $7,500
  • Personal Liability $2,500,000.00 to $5,000,000.00

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Suncorp Travel Insurance

Suncorp Travel Insurance

 · includes 2 listings
2.3 from 3 reviews

Latest review: Regardless of when you booked your travel tickets, and when the event occurs in the travel timeline - the moment a "pandemic" is declared such as the Covid-19, all coverage is void as this is a

  • Transparency
    3.0 (2)
  • Customer Service
    4.0 (2)
  • Value for Money
    3.0 (2)
  • UnderwriterAAI
  • Maximum Ages Covered 99 years old
  • Overseas Emergency Assistance Unlimited
  • Emergency Dental$1,000
  • Pregnancy (max weeks) Not Included
  • Overseas Emergency Medical & Hospital ExpensesUnlimited
  • Theft of Cash $250
  • Luggage & Personal Effects $6,000
  • Personal Liability $5,000,000.00
ING Travel Insurance

ING Travel Insurance

 · includes 5 listings
1.1 from 9 reviews

Latest review: Purchased comprehensive travel insurance for a holiday booked in March 2020. Flights cancelled due to Covid and the booking agent went into administration after the holiday was supposed to have taken

  • Transparency
    1.0 (6)
  • Customer Service
    1.1 (7)
  • Value for Money
    1.1 (7)
  • Type of ClaimTravel Delays/Cancellations (4)
  • Claim ApprovedYes (2) · No (5)
  • UnderwriterAuto & General Services
  • Maximum Ages Covered 75 years old to 100 years old
  • Overseas Emergency Assistance Not Covered, Not Included and Unlimited
  • Emergency DentalNot Included
  • Pregnancy (max weeks) Not Included
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250, $400 and Not Included
  • Luggage & Personal Effects $2,500, $5,000 and $7,500
  • Personal Liability $1,000,000.00 to $5,000,000.00
GIO Travel Insurance
5.0 from 1 review

Latest review: I phoned GIO travel insurance to cancel my policy as I can no longer travel overseas in June. I was immediately told by Pam I was entitled to a full refund and she processed it while I was talking to

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Value for Money
    5.0 (1)
Webjet Travel Insurance

Webjet Travel Insurance

 · includes 6 listings
5.0 from 1 review

Latest review: Purchased Webjet travel insurance for our family of 4. It was very cost effective with optional excess fees to reduce the upfront premium cost. Additional extras at reasonable cost. Will be using

  • UnderwriterAllianz
  • Maximum Ages Covered 74 years old to 101 years old
  • Overseas Emergency Assistance Not Covered and Unlimited
  • Emergency Dental$1,000 and Not Covered
  • Pregnancy (max weeks) Optional cover up to and including 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
  • Theft of Cash $250 and Not Covered
  • Luggage & Personal Effects Included, up to $3,000, Included, up to $10,000 and Not Covered
  • Personal Liability $2,500,000.00 to $5,000,000.00
Play Travel
4.0 from 1 review

Latest review: Professional, polite, and informative. Timely response. Make sure you remain updated with travel restrictions and refund policies. With recent Covid restrictions, I have had to cancel. Refund was

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Fast Cover Travel Insurance
  • Award Winner 2022

Fast Cover Travel Insurance

 · includes 6 listings
4.6 from 1,333 reviews

Featured review: Very easy to purchase and had no problems at all deciding policy Staff member was very informative. Have used Fast cover many times Will definitely keep using Fast Cover While travelling

Affordable premiums
Simple application process
Outstanding customer service
  • Transparency
    4.5 (398)
  • Customer Service
    4.5 (439)
  • Value for Money
    4.5 (519)
  • Type of ClaimMedical (62), Lost/Stolen Property (18), Travel Delays/Cancellations (30), Car/Rental Hire Excess (3), Personal Liability (2) and Other (9)
  • Claim ApprovedYes (103) · No (17)
  • UnderwriterHollard
  • Maximum Ages Covered 64 years old to 89 years old
  • Overseas Emergency Assistance Not Included and Unlimited
  • Emergency Dental$1,000, $500, $750 and Not Included
  • Pregnancy (max weeks) 23 weeks
  • Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
  • Theft of Cash $250 and Not Included
  • Luggage & Personal Effects $5,000, $7,500, $15,000 and Optional up to $2,000
  • Personal Liability $1,000,000.00 to $5,000,000.00
Page 3 of 4

Do I need travel insurance?

If you’re travelling overseas, travel insurance is as important as a passport. It will help cover the cost of things like accidents, illnesses, cancellations and delays while you travel - the Australian government will not cover these costs for you.

There are also some countries - like Thailand, Cuba, and all Schengen countries - which require you to have travel insurance to enter.

A model plane sitting atop a passport. Next to it is a small model globe of the world and a stethoscope.

Do I need domestic travel insurance?

You don’t need to purchase travel insurance for domestic travel, but some people still choose to, typically for the following reasons:

  • Cancellation costs, particularly if you’ve spent a lot of money on your trip.
  • Damage, loss or theft of baggage, especially if you’re travelling with valuables or gear.
  • Car hire excess.

Do I need travel insurance for a cruise?

You should purchase insurance for both international and domestic cruises.

Even if your cruise doesn’t leave Australian waters, Medicare (or your private health fund) won’t cover your hospital or medical costs once your cruise ship has left port. Cruises won’t automatically be included in all policies, but you can often find cruise-specific travel insurance policies.

When should I buy travel insurance?

You should purchase travel insurance as soon as you know when you’re travelling and have booked your flights. This means you’ll be covered if your trip gets cancelled or you’re unable to travel, as you’ll be covered as soon as you buy your policy.

What to consider when choosing a policy

This isn’t a definitive roundup of everything you should consider before deciding which insurance policy is the right one for you, but it covers the main considerations you should be making when deciding what’s right for you.

Ensure that you read a policy’s Product Disclosure Statement (PDS) carefully before you purchase it. This is a document that outlines all the inclusions, exclusions, limits, and other details of a policy.

Your destination

It’s a good idea to regularly check the Australian government’s Smartraveller website to see the safety status of your destination. Some countries have “Do not travel” warnings, and travelling to these places will likely void your insurance.

There are many countries on the “Reconsider your need to travel’ list. While an insurer may still cover you for these countries, if circumstances in a specific country change (such as escalation of political unrest), they could be moved to the “Do not travel” list.

The length of your trip

If you’re going for a single trip away, then you only need to buy a travel insurance policy for a fixed number of days. Those who travel often may want to consider taking out an annual multi-trip travel insurance policy. You can also get one-way travel insurance if you’re moving overseas.

What you'll be doing

If you have activities you’re planning on doing, you should take out a policy that will cover these. Many activities deemed to be “risky”, such as adventure activities like scuba diving or abseiling, may not be included in your policy. Your best bet is to call an insurance company to ask if you’ll be covered for your activities, and if not, whether cover can be arranged.

What you're taking

Whether or not you’re travelling with valuables, travel insurance can help cover the cost of loss, damage, or theft of your belongings. Cover can range from $100 to $25,000. If you’re not taking expensive items with you, then you can save on your premium by choosing a policy that provides less cover.

You should also check how a policy covers valuables; sometimes check-in luggage or baggage stored in a hire car isn’t covered.

Medical conditions

You should disclose any pre-existing medical conditions you have to your insurer.

Before purchasing a claim, ensure that any pre-existing ailment you have is covered, as even common medical conditions, like asthma, can be excluded under some policies. Some travel insurance companies will also cover change of travel plans caused by a mental health issue.

If you have a disability and are travelling with equipment such as a wheelchair or hearing aid, ensure that this is insured as well.

Excess

Travel insurance excess (also referred to as a deductible) is the agreed amount that you will pay towards a claim on a travel insurance policy. Once the excess is settled on a valid claim, then your insurance provider will pay the remainder up to the limit defined in your policy’s Product Disclosure Statement.

For example, if your excess on lost belongings is $200, then you’re responsible for paying the first $200 before your insurer will begin to pay for you.

Usually to keep your excess low, you have to purchase a high level of cover or pay a higher premium.

A man walking through an airport terminal wearing a satchel on his shoulder and pulling a suitcase behind him.

Exclusions

Exclusions are what isn’t included in your cover. A policy’s Product Disclosure Statement will list these exclusions, so make note of these as well as any activities or situations that will mean you won’t be covered.

Some common exclusions in travel insurance policies include:

  • Activities deemed ‘high risk’, such as bungee jumping and riding a motorbike.
  • Illness caused by a pre-existing medical condition.
  • Loss or theft of luggage that is unattended or left in an insecure place.
  • Travel to areas against official government advice.
  • Accidents arising from you being under the influence of drugs or alcohol, or if you were acting recklessly.
  • Costs related to pregnancy.

Limits

For travel insurance policies, there will typically be a maximum dollar value up to which you can claim for a single incident.

This is a particularly important consideration if, for example, medical treatment is extremely expensive at your destination, so ensure that your limits are suitable for where you’re heading.

Other things to consider

  • Age: double check that your policy covers your age and those of the people you’re travelling with. Some insurers charge higher premiums for older travellers, and sometimes “older” can mean as young as 50.
  • Premiums and costs of excess: You should always make sure that a policy’s premiums are within your budget, and that you can afford to pay the excess if something does happen.

How to use our filters to compare travel insurance policies

Here’s a quick overview of each specification to help you compare travel insurance policies and choose the right one for you.

Coverage Type

  • Single Trip (Overseas): coverage for one standalone overseas trip.
  • Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
  • Medical-Only: basic coverage for medical expenses and assistance.
  • Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
  • Domestic: coverage for domestic travel within Australia.
  • Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
  • Vehicle Only: coverage for rental vehicle excess only.

Maximum Age Covered

  • Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.

Medical Coverage

  • Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.

Luggage & Personal Effects

  • Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
  • Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.

Ancillary

  • Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
  • Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's Product Disclosure Statement for specifications.

Rental Vehicle Excess

  • Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.

Special Activities Packages

  • Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
  • For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.

Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.

Disclaimer: The information on this website is for general information only. It should not be taken as constituting professional advice from the website owner - ProductReview.com.au. ProductReview.com.au is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances. ProductReview.com.au is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this website.