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Latitude 28 Degrees Global Platinum Mastercard

Latitude 28 Degrees Global Platinum Mastercard (page 3 of 88)

3.8 from 1,750 reviews · View Statistics


  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees


  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par


CategoryNo Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards
Card TypeMastercard
BenefitsNo Foreign Transaction Fee
Minimum Credit Limit A$6,000
Additional Cardholders 1
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2.5%
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate21.99% p.a.
Cash Advance Fee3%
Late Payment FeeA$30
Annual FeeA$0 p.a.
Foreign Transaction Fee 0%
Overseas ATM Withdrawal FeeA$0
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Release dateAug 2006

Visit official website


  • Transparency
    4.4 (1,035)
  • Customer Service
    4.3 (1,060)
  • Rates and Fees
    4.5 (1,080)
  • Rewards
    2.9 (182)
  • Online Experience
    4.3 (1,029)
  • Application Process
    4.5 (904)

Reviewer Photos & Videos

Easy to save money when using it overseas or to by from online OS


Used on many holidays overseas. So easy .no problems ...saved a lot of money ..
I find it easy to pay online .
Only problem I have is ...I want to change my name on my account..back to my Maiden name ...I was told i need to use snail mail ...i want to do it online please


MareeSydney, NSW

  • 2 reviews

28 degrees Mastercard is ideal for overseas travel.


Musicians came around to tables for tips at a restaurant in Italy. Later we had a call from 28 degrees telling us our card may have been hacked and checking.

Can’t get it right


After having fraudulent charges put on my card, you fixed it and then you put more charges on my card, you fixed again and then added more charges, you fixed it again and the added more charges, so I have asked you to fix it again and then cancel my card.....I have no trust in your ability to offer a credit card.

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g man

g manRichmond-Tweed, NSW

  • 2 reviews

this card convenience suits my purpose


l purchase using my 28° mastercard when appropriate and safe ..... l like the look of it ...... the name 28° is unique ....... it makes me feel important ...... it's a great addition to my financial situation


SanjibSydney, NSW

Great with overseas transactions


I do overseas online transaction frequently and the conversion rate provided by Latitude is the better every time. And the best part is, there is no overseas transaction fees. Good value for money.

Mau S.

Mau S.Sydney, NSW

It works well but it's annoying how hard it is to pay my account which wasn't an issue in the past


I like the features the card has including international usage and shoppers protection etc
My frustration is that it's hard to pay off the card to the exact cents owed and not a cent more and that I have to wait 5 days between transfers which is annoying when i want to pay off the card before the cut off date. they also charge fees using alternative methods. It's also annoying that they don't make it clear you can pay your account over the phone, not that that's totally easy that way either



  • 4 reviews
  • 1 like

Excellent Card


Not a problem..all good. Everyone accepted it and the payments went through without an issue. It is the only card I will ever use overseas when next we can travel...hopefully very soon when this Covid is less.

No problems, great service


I lost my card overseas and had no problems replacing it. Has been fine to use at home and overseas. When I had some extra items on my transaction list they investigated and removed them. No conversion fees for currency conversion was the main reason I chose this card.

Amazing Credit Card


This is one of the best credit cards out there.

Shoppers protection is the best thing ever.

Great peace of mind.

Could process pending transactions a little faster but otherwise a great card.

Highly Recommended.

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Good Service


I have a Son stranded overseas at present. He had been made redundant due to Covid and needed money. 28 degrees were very helpful and offered to send a card to him within 10 days.


JenSouth East Queensland, QLD

  • 8 reviews

Latitude 28 Degrees Mastercard

Geoff C.

Geoff C.Goulburn Valley, VIC

  • 2 reviews

Nice card, works well


I used the card electronically and it worked a treat. Great customer service from the crew at Latitude and the fees, particularly on overseas transactions, are the lowest I’ve come across. Thanks guys


SamSydney, NSW

  • 25 reviews

LOST & Stolen card hotline number


I have been on phone for the past one hour trying to reach their team as there are some suspicious transactions on my card. Appears that they have outsourced it and using VOIP service. The line constantly drops after connecting within 5 seconds. I have had 8 attempts so far & still trying .. And the staff member on another end would not bother to give a call back as well.


WatcherSouth East Queensland, QLD

  • 2 reviews

A reasonable all rounder


I obtained the card in Jan, 2010. It was originally called Wizard Clear Advantage, then became 28 Degrees then became Latitude 28 Degrees Global Platinum Mastercard. I originally signed up to get fee-free overseas transactions and fee-free cash advances. The latter were stopped a while back so I obtained a Citi debit card for o/s cash advances.
Now that I have ditched other cards because of high fees and now near-useless frequent flyer points, this is my main credit card.
Annoyances are no pay wave, and thus having to insert card and punch in PIN for smallest transactions, plus the ridiculous fee for paying off balance using BPay.

Matt S.

Matt S.Sydney, NSW

  • 3 reviews

Great, except sometimes their fraud detection is a bit jumpy


The good is no annual fee, interest free period, no fee for currency conversion or international transactions.

Where they could improve is:
* The monthly notification email has no detail. No due date, no amounts.
* The only way to pay the bill with no fee is to schedule a one off direct debit from their site.
* Often they will decide that a legitimate transaction might be fraud, and they robocall you asking for partial personal information and to confirm the transactions.

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EthaSouth East Queensland, QLD

Exactly what I needed


Perfect for travelling overseas, I've used it all over the world and have had no problems with it. I love that there are no currency conversion fees and it uses a very competitive interest rate.

The app makes it easy to track purchases and make payments.

It also can be used with Google Pay which makes it very convenient!


JohnSydney, NSW

Poor service when tryign to do a chargeback


Bought somthing that never turned up got no response from seller, tried to lodge a cahrgeback with 28 no option to do this online. Was forced to call call center, terrible call quality, agent blamed working from home.. asked for a call back was told they can't do that. Took almost a month for them to even follow up my claim asking for details of the charge back. Same experience with Amex is you can do it online and they lodge on the spot...

An almost perfect card and company


Used overseas many times without problems. The card was excepted everywhere.
There were no problems with the conversions back to Aussie dollars.
Have recommended the card to my friends travelling overseas.
Tried A number of times to put card on my Apple phone without success.


RichSouth East Queensland, QLD

  • 10 reviews

Great little international card with no annual or conversion fees


I have been a long-time customer of the 28 Degrees Global Platinum Mastercard and used it even back when it was called the Wizard Clear Advantage Mastercard. I have to say it has been handy to manage my money and, provided I pay the full balance at the end of the 60 days, there are never really any fees to worry about. There is no annual fee and no currency conversion fee, making it cheaper to make international transactions without paying hefty conversion fees on other payment services.


muzzaSydney, NSW

excellent card


it was great, i didn't have to worry about the conversion rate, or fees charged overseas on the card, it was great, and handy. it worked in all the different counties that went to in europe

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Questions & Answers

Bob X.

Bob X.asked

if the monthly repayment due date of 28-degrees card is on Weekend or on holiday, will it be extended to the next business day automatically?

No answers
Bob X.

Bob X.asked

if the monthly repayment due date is on Sunday or holiday, will it be extended to the next business day automatically?

No answers
Igor K.

Igor K.asked

I'd like to change pin on line

No answers

Get an answer from our members and Latitude Financial representatives

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