This card was previously called 28 Degrees Mastercard.
No Annual Fee
No International Transaction Fees
No Currency Conversion Fees
Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)
Website and app experience seen as sub-par
|Category||No Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards|
|Benefits||No Foreign Transaction Fee|
|Minimum Credit Limit||A$6,000|
|Additional Cardholder Fee||A$0 p.a.|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||21.99% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||A$30|
|Annual Fee||A$0 p.a.|
|Foreign Transaction Fee||0%|
|Overseas ATM Withdrawal Fee||A$0|
|Interest Free Period||55 days|
|Cash Advance Rate||21.99% p.a.|
|Release date||Aug 2006|
Reviewer Photos & Videos
Any transaction relating to money exchange you are better off
Rather than using Apple or Android ways to pay I used my card while my friend used the other method . Came out she paid $22 aus more than me on a $20us transaction . Time and time again best purchase exchange without other fees and charges. No cost to get the card and by paying in full no ongoing costs . Very happy with this card. I like the app that works well with card even when we were overseas last year
This card is very user-friendly.
This card has a platform that is user-friendly and easy to navigate particularly for the less experienced and older individuals. It is well thought out and the card is eye-catching as everyone asked me what was the brand which I naturally told them. In times such as we live in now, it is refreshing to find a product that works not requiring endless phone calls from the client trying to understand the platform.
A card with minimal fees, as long as you jump through the hoops right
To avoid extra fees you need to pay them through their website, and it prevented me from copy&pasting the owed sum, making it less easy. Why not just automatically offer me to pay off the whole sum? This could be so much more straight forward!
I only used this a little bit so far, it's pretty new, so I'm sure I'll just build a routine for it.
Their website information about Shopper's Protection is very hidden right now, and they are not issuing new policies. It's too bad since it's one of the reasons I was recommended the card.
Really good product
I use this card for overseas travel because there are no transaction fees and the exchange rate is always good. My local use has included one disputed transaction with a hotel that was withholding a refund and I was so impressed with how well Latitude 28 Degrees dealt with the issue. I also like the occasional awards offered for certain spend level. I highly recommend the card and the organisation.
Questions & Answers
if the monthly repayment due date of 28-degrees card is on Weekend or on holiday, will it be extended to the next business day automatically?
if the monthly repayment due date is on Sunday or holiday, will it be extended to the next business day automatically?
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