This card was previously called 28 Degrees Mastercard.
No Annual Fee
No International Transaction Fees
No Currency Conversion Fees
Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)
Website and app experience seen as sub-par
|Category||No Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards|
|Benefits||No Foreign Transaction Fee|
|Minimum Credit Limit||$6,000|
|Additional Cardholder Fee||$0 p.a.|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||21.99% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$30|
|Annual Fee||$0 p.a.|
|Foreign Transaction Fee||0%|
|Overseas ATM Withdrawal Fee||$0|
|Interest Free Period||55 days|
|Cash Advance Rate||21.99% p.a.|
|Release date||Aug 2006|
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Reviewer Photos & Videos
Great card haven't had many problems with the service
Used it for EBay purchase from Australian suppliers and also from AliExpress suppliers in China. No problems with either way of purchasing products with this card. Also use it for everyday purchases for life necessaries and paying bills online. i.e. I use it for everything these days
Love my card!
Have been using the card overseas for several years. We have been compromised both here and overseas several times but have always had satisfactory outcomes. A couple of times we were notified immediately it had happened, other times I picked it up by nearly daily scrutinising of the account. Love that there are no fees!
Always love to use 28 Degrees when International purchase
I always use the 28 Degrees card when I have an online International purchase, the FX rate is great, and no FX fees! In the current COVID situation, I am not able to travel and purchase, otherwise 28 Degrees card is my "Go to" card when used overseas.
Questions & Answers
Can Latitude 28° Cards be used for Travel / Holiday Trips within Australia?
I have used it in Australia the same as my ANZ card paying at the supermarket even. Just pay account on time so no fees. Friend recommended it to me as best for overseas, in his opinion and he travelled extensively pre covid.
if the monthly repayment due date of 28-degrees card is on Weekend or on holiday, will it be extended to the next business day automatically?
if the monthly repayment due date is on Sunday or holiday, will it be extended to the next business day automatically?
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