High interest rate, they make you keep your credit limit high, and charge you a fee when you BPAY payments. It's definitely a credit card that exists. Can use for travel, but get rid of it after!

Not the best online internet facilities - but the card itself is simple and easy to use
Perfect for international travel with no transaction fees
No annual fees at all
You don't get points etc.

Great because no fees. Used to have instant help via phone but the last time I rang I was put on a big hold and then they wanted my 16 digit number etc. so I hung up and used the chat line. I just wanted to know how to download transaction data so I could analyse my expenses. After identifying myself and giving my email and typing in my question I was told I was 1 in the Queue. Then I was told they were busy and then I was asked to state my email and to type in my question and they would get back to me sometime. ANYWAY they finally got back to me to say they DO NOT support download of transaction data.

I was unable to get a refund for cancelled flights and the charge back process was appalling that I now have to direct matters to FOS. The handling of the process is in breach of MasterCard scheme regulation and will be reported for investigation.

My wife and I have used this Mastercard for the past 15 years both within Australia and Overseas. Until last week, we have found this card brilliant - it was accepted everywhere we used it here in Australia and overseas and so long as it was paid off at the end of every month (via Direct Debit), you never paid interest. There is also no annual fee nor overseas transaction fees with the card which also makes it very attractive. The only downfall I have so far experienced with the card was with remotely located fuel stations in Australia where th...

Ive found it very difficult to proceed successful transactions because of the verification system. Places like Las Vegas won't allow a second trial of the same card if declined on first go. Even after notifying the bank of my travel destination, Im still unable to make convenient transactions first go.

a true Zero Fee card, perfect for overseas travelling and shopping. I had many other credit cards over the years but this is the only one I've kept and will keep having it.

Easy to use worldwide and no extra fees. It’s easy to set up automatic payment for the end of month statement. Have even received $20credits for spending over $2000 in a month .

I have had the 28 Degrees card for many years now (pre Latitude when I think GE ran it) and I absolutely love it. No annual fee and zero international fees so I use it for all of my overseas purchases and I'm sure I have saved thousands in fees over the years.

great experience and acceptable anywhere but the ex former states of Russia e.g. Turkmenistan to Kazakhstan (all Stan countries) Print a receipt button or History transfer reference module could be useful and a faster transfer time would add a great plus to the card.

Just what I was looking for with no Annual or International fees! Only downside charged a small fee to pay account via Bpay. Hope to use soon overseas no just online!!!

easy too use, good customer service, especially when my card was hacked. The card was immediately cancelled and the false transactions reversed and I got a new card. Thanks Team!

My Son has been using a secondary card in New York for 6 years. As main holder I can keep abreast and control. Only problem is that the pending do not name the merchant for several days

In India a lot of businesses don't accept foreign cards...as they are too expensive. In other places around the world I have visited it works seamlessly...and there is no currency exchange fees!

Very convenient and easy to use. I decided not to use another card after I saw how convenient and easy this card is. And also, I do not have pay interest if I pay the due amount on time.

I am happy to have my credit card . Great services. When we get to go overseas again I will definitely be using it. The interest is a bit high though.

It was terrible. I travel frequently (well, at least when COVID lets me) and I almost always have trouble where my card gets declined because it is "suspicious". So I am in a shop trying to pay and I can't. Some time later I have to respond to a text saying "no, it is valid". Meanwhile the card is locked and I can't do anything. This happens multiple times per trip. I have previously spoken to someone and said that I travel a lot and not everything I do is suspicious. This time, I had a lot of trouble getting through on the phone. I found someone to email and he kept pointing me at a website with COVID hardship. It's like he didn't even read what I wrote - nothing to do with COVID.

Good buying tool in hand when you are traveling overseas. I used in lot of countries such as USA , France , Sweden , Canada and Spain , Fiji , India Malaysia, Germany Singapore , Thailand .

Excellent, no exchange fees with rates very close to actual rate for that day. Never been in a situation or country where it was not accepted. I have travelled extensively through the UK and Europe.

yes the card is great however when it comes to a simple need to contact latitude it's impossible !!
phone: or email (skype never onliine) they don't even offer "CHAT" !!