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Never Ever go with them !!
They are taking more than a month to do minor repair. They keep lying saying it will be ready by next Friday but that next Friday never comes! Ridiculous Service!
- Car Insurance - Comprehensive
You are never lucky with AAMI
On the 16/4/21 AAMI client was at fault damaged the rear of my car, I called my insurance, they told as long as you not at fault you do have to contact AAMI. I called AAMI three times and send them an email but they refused to process my claim because their client not reported that accident. So if the driver doesn't report that accident AAMI will never ever repair your car. After three weeks the driver put a claim but the arrogant AAMI never call or advice me for simple reason, they do not want to pay me money. I called again but they give two ...options either repair with my insurance or repair with their insurance both these options are not good enough to me. I am still waiting for their response nearly one month I don't have a car. I have four kids at school struggling to get them to school. I couldn't do my daily duties for the last month. I explained to them my family stress but they told that I have no evidence. Beware of AAMI you buy the policy in Australia but your claim processes in the Philippines. I want people to know what these insurance companies matters to them,money is their priority. I will seek legal advice and I will contact the current affairs programs to tell my suffering hopping one the government lop open commission to check insurance companies behaviour towards customers. So far 7emails and 14calls to AAMI and still waiting. Today is 24/5/21 AAMI never call back unprofessional company. Today 30/5/21 still no response from AAMI.
I was the third party in a not at fault claim. The at fault party also had insurance with aami. I have had to follow up with aami every few days to find out what is actually happening with the claim. I had to chase them for a loan car due to not being at fault. It took them nearly 16 days to determine my car as a write off and the market value ended up being 13,900$. Despite there being no cars of similar quality and year on the market for less than 20k. I was then advised by aami to cancel registration and retrieve my plates and belongin...gs from the car which I did a couple days later and still had no word on when payment was coming through. Then as soon as I extended the loan car I get a call the next day from the total loss department, telling me that I was not allowed to cancel my registration as I had effectively sold my car to aami.....uh what? No money had changed hands at this point in time the car is still registered to me under my name. I have never had an accident before and this is my first time having to deal with any sort of insurance issues in the 15 years I've been driving. Needless to say, I will be cancelling my insurance with aami and taking it to a competitor. I cannot believe as a customer I was treated in this way. Lack of communication, car not at current market value. Rude call center staff.
Ridiculous Customer Service!
This morning we rang the car - roadside insurance to come have a look as my car had broken down. A sales person called [Name Removed] came through to replace my battery. I have a Honda CR-V. When I turned on the car my navigation system was blank and it didn't appear to work. It was working fine until the battery got replaced. When I took it up with [Name Removed], he said it's Honda's problem. He also said your car is a Honda Accord, I've done this several times and never had complaints and I said I have a CRV and he said yeah same. He was qui...te rude when questioned about the mistake which was clearly on his part. He was of no help so I had to contact AAMI, where they proceeded to tell me that such "Roadside assistance is that way, it has no gurantee". This is so unprofessional and I'm infuriated. Not only did I spend $200 to get my car damaged by them, but have to spend about $500+ to get that fixed. I really do not appreciate this customer service at all. I will definely not be renewing my insurance with AAMI.
AAMI Cancelations beware
Insurance was simple while I had it one claim for a windscreen simple fast. BUT when I sold the car and cancelled the insurance a refund was due for the unused time , Great. They took all my details and said they would pay it back in to bank account really 10 days go by and nothing. I ring them and they don't even bother checking just tell me it might take longer like 10 days instead of the 3 days I was told. I asked them to check not just guess. Then I find out that they hadn't put it in to my account and that they had sent a cheque out. A che...que who uses cheques these days no one besides that I told them I am going overseas so I don't live at that address anyway. Complete rubbish and just trying to hold on to the money as long as they can. Still on hold while writing this review. Pathetic excusses from them...
Worst Car insurance - Please stay away
I went with AAMI because of low insurance policy - Got a call from repair no parts in town for Toyota Corolla which is hard to believe and they informed it will take another 8 weeks for the parts to arrive.
I think AAMI is big SCAM it should be avoided at any cost and go with proper car insurance company
Avoid AAMI and Suncorp at all costs
Woeful and rude customer service. They don't care about you as a customer, only the bottom line. My car was in an accident, and they took it to one of their 'authorised repair centres'. Said it would be back in 2-5 business days, but I ended up getting my car back 60 days later. Zero communication from AAMI, or the car repair centre. It was towed and transferred elsewhere. I had to follow up and chase for two whole months, on my own time, often during work. I then raised a complaint which went up to Suncorp, and they only further wasted my time.... The agent there did nothing but make poor excuses and perpetuate false and misinformation so they were able to get out of any sort of compensation for misleading me. My excess was also through the roof compared to many other, more reputable insurers I have found today, almost a year after taking out my policy. They also like to do things like authorise second hand parts without ever notifying you. AAMI sucks. I would rather drive around with no insurance, even if they were the last insurer on the planet, I would never go to them ever again, and I will ensure everyone I know does the same. Avoid at all costs, there are many better car insurance options out there. AAMI deserve to be dissolved as a company, but funny they just might do it themselves with the way their treat their customers, the sole life source of their business. Nice work AAMI!
Worst car insurance- Please do not buy any AAMI insurance
My dad was involved in a car accident in which the person at fault was with AAMI. So we agreed for AAMI to fix his car thinking it would be a smooth process however it has been nearly a month and no one from AAMI has bothered to call us to inform the outcome of his car. Whenever I called, I would be on hold for 10-20 minutes and the AAMI representative would eventually tell me that someone would get back to me within the next two days however this has never been the case. As his car hire was due to expire, I decided to call AAMI again and this ...time the person on the line told me that my dad's car will be written off and we can no longer hire the car. The person on the line kept apologising but at the end of the day, what can that apology do? It can't buy us time to purchase a new car... Overall, I am very disappointed in AAMI's service and would not recommend for anyone to purchase insurance from them.
Authorised Repairer Only
Tried to get my car fixed in Dandenong . Closest repairer they use is Hallam. I told them I have no time to take it there and could I use a repairer close to me. Came back to me saying I have to use their authorised repairer. All repairers do insurance work. NEVER AGAIN>
AAMI is a good service provider UNTILL you envolved in an accident.
TERRIBLE TERRIBLE TERRIBLE SERVICE.
Its been 60 days since my car is with repairer (AAMI’s suggested repairer) Even estimated pick up date passed away by 10 days. Called repairer and got reply that even they don’t know how long will it take. Even no help from AAMI.
High cost of premium - policy went up the second year even though the price of our car went down (no claims made).
When are car was stolen:
Car was recovered and sent to a repairer. It then sat at the repairer for 6 weeks without assessment. Every time I called the main AAMI number a 'specialist' told me different information. Reasons I was given for why the car was taking so long changed each day and included: 'it is at the wrong repairer', 'repairer had a fire', 'assessor is on leave, someone else has been assigned and will call you back (...never did)'. When it was finally assessed I was given misinformation by AAMI staff (assessor said we had the option of purchasing the car when it is not an option in the PDS). Constant delays in every department. There was a week delay between the Total Loss department calling me and confirming my details (21/1) and then me calling them to find out what is happening with the payment (28/1) to find that it has been fully processed yet. The service is shocking and communication is worse. Avoid
AAMI looks cheaper comparing to other service but they really have a poor service. I had to make more than 50 calls to settle my claim my sides which they never make any attemp to contact me at all. Had to stay on 40-45 minutes on hold.. personal belongs were capped 1000 limit where an ipad itaelf cost $900. So rude staffs, have no idea what they were explaining. Charged for whole year premium but disnt allow me to add new car under same policy after other car got writtwn off. Put a complaint where their managers werent helpful on any cases. Sp...oke to them multiple time about thia with no progress. Same issue with hire too. Absolutely terrible service. At the end they blocked me on facebook as I wrote about their service experience.. i wouldnt recommend or go with Aami anymore.
Terrible & dodgy Insurance company
I got Comprehensive car insurance from AAMI early this year. After six months of purchasing insurance, my car got written-off as a result of an accident where other party was on fault (the other driver hit my car from behind). I lodged my claim, provided all details of other driver and the circumstances of incident. Despite not being on fault, I was asked to deposit excess amount of $700 - which I did. I was told that a hire car was booked for me and that would remain with me till my car get assessed/repaired. Next day, repairer towed away my c...ar and I headed to the car hire company which was 20km away from my residence. I paid for taxi and got there. But I was surprised when I got informed that there was no car booked for me. I rang AAMI again to confirm and I was shocked with their answer that I wasn't eligible for the car hire and that it was booked mistakenly.... such a shame, that left me without a car for a week till it was written-off and paid the the agreed value. But during the settlement I wasn't advised that the AAMI would retain the refund of remaining Rego which was six months ($410). I came to know about it after four months when I called Vicroads. They advised me that refund cheque was issued two months ago to Insurance company ... what a rip off? would you still trust this dodgy insurance company? After passing four months I'm still trying to get my refund back from AAMI by lodging complaints to different sources but no avail. Stay away from this terrible company.
Great if you let them take money and that's it - Worst service ever!!!!!!!
$1250 was my excess! Called and logged insurance claim once i removed tree branch. Was easy and seemed quite good. Lady said as i was not at fault i receive a loan car as well. That was the end of service.
02nd Dec 2020 -Dropped car at Capital Smart who said car would be ready in a week. I thought this would be quite soon? They said would call me that arvo with when car would be ready. No call. Called AAMI end of following day who said they closed and to call back again so i did. Then was told capital smart couldn't do the repair job and...
Worst insurance company ever
Over 6 months have passed since my car was stolen. Took over 3 months to approve my claim and a further 3 months for the repairs. Still don’t have it.
Questions & Answers
I had a trolley driver damage my car while it was parked. 'Hit and Run' situation and there is shopping centre video evidence showing what happened. However, AAMI in their wisdom have decided to deem that the excess paid to have my car repair will not be refunded on the basis that I did not provide the at-fault person's details? How could I as I was not there when this happened. Seems like a clever way to avoid the work involved in clearing me and going after the trolley-company contractor's insurance company to pay for my damages. It this not part of the Insurance service?
How do you decide who is at fault for collision
It goes by the road laws. For example, if the other person was supposed to give way and you were already in the intersection, then the other person is at fault.
Hi Wendy! Well it depends if you think fault of the other party, of course they will fight for you but it needs justification. Proof thanks
Why is my claim review taking so long I am homless and live out the car I suffer a neurological disease that causes me to stutter AAMI thought they put the call on hold but took it off for me to hear them picking on my stutter saying nnnnooooo moooonnnnneeeyyyy fffffooooorrrrr hhhhimmmm I have contacted 2gb and am contacting channel 9 I just wanted to hurt myself after hearing the mocking and have only just been released from hospital
Get an answer from our members and AAMI representatives
Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.
Points of praise for AAMI:
- AAMI's top score was given for its timeliness in responding to claims.
- Friendly and personable customer service was appreciated. Two customers reported AAMI ‘going above and beyond’ by helping them generously during times of financial hardship.
- Multiple reviewers reported that AAMI offered to organise Ubers from the repairer to and from their homes. Others enjoyed a smooth and hassle-free experience when making claims, with quick response times from AAMI.
Pain points with AAMI:
- AAMI’s chosen repairers and roadside-assist contractors were thought to be low quality
- Premiums increasing considerably even with no claims being made (this increase in premiums appeared to also apply to customers who had taken out multiple policies with AAMI, e.g. home and contents insurance along with car insurance).
|Category||Roadside Assistance Providers and Car Insurance||Roadside Assistance Providers and Car Insurance||Roadside Assistance Providers and Car Insurance||Roadside Assistance Providers and Car Insurance|
|Other Insurance Types Offered||Business, Health, Home and Contents, Income, Landlord, Life, Motorcycle, Pet and Travel||Business, Health, Home and Contents, Income, Landlord, Life, Motorcycle, Pet and Travel||Business, Health, Home and Contents, Income, Landlord, Life, Motorcycle, Pet and Travel||Business, Health, Home and Contents, Income, Landlord, Life, Motorcycle, Pet and Travel|
|Coverage Type||Compulsory Third Party (CTP Green Slip)||Comprehensive||Third Party Property Damage||Third Party, Fire and Theft|
|Legal Liability Cover||Not Included||Included up to $20 million||Included up to $20 million||Included up to $20 million|
|Roadside Assistance||Not Offered||Optional Extra||Not Offered||Not Offered|
|Reduced or Zero Excess Windscreen Cover||Not Offered||Zero Excess Optional Extra||Not Offered||Not Offered|
|Choice of Repairer||Not Applicable||Not Allowed||Not Allowed||Not Allowed|
|After Accident Care|
|Hire Car after an Incident|
Included, up to $90 per day for unlimited days - must use car by AAMI provider if available and within a reasonable distance of your location. Benefit ceases when:
|Emergency Transport & Accommodation||Not Applicable||Included up to $250 per claim for Transport costs, and up to $1,000 for Emergency Accomodation if you are more than 100km from home (combined with Emergency Repairs and Personal Property)||Reasonable taxi costs included for up to 2 journeys (applies to 'Damage by uninsured drivers' claims only)||Reasonable taxi costs included for up to 2 journeys|
|Towing Costs||Not Applicable||Included||Included (only for a claim made under 'Damage by uninsured drivers'||Included|
|Hire Car after a No Fault Accident|
Included - must use car by AAMI provider if available and within a reasonable distance of your location. Benefit ceases when:
|Essential / Emergency Repairs||Not Applicable||Included (combined with Emergency Accomodation & Personal Property), up to $1,000 per incident||Not Included||Not Included|
|Pay As You Drive / Fixed Kilometre Discount||Not Applicable||Not Offered||Not Offered||Not Offered|
|Hire Car after Theft|
Included up to 21 days - must use car by AAMI provider if available and within a reasonable distance of your location
Included up to 21 days - must use car by AAMI provider if available and within a reasonable distance of your location
|Lock and Key Replacement||Not Applicable||Not Included||Not Included||Included up to $1,000|
|Transit Cover||Not Applicable||Not Included||Not Included||Not Included|
|Trailer & Caravan Cover||Not Applicable||Two-Wheel Trailer Cover included up to $1,000||Not Included||Not Included|
|Child Safety Seats and Prams||Not Applicable||Included up to $500 per claim||Not Included||Not Included|
|New-for-old Car Replacement|
Included, if you are the first registered owner of the car and it is less than 2 years old
|Personal Property Cover||Not Applicable||Included up to $1,000 (combined with Emergency Accomodation and Repairs)||Not Included||Included up to $500 (does not include cash, tools and items use for business or trade)|
|Uninsured Motorist Benefit||Not Applicable||Not Applicable||Included up to $5,000||Included up to $5,000|
|Accidental Loss or Damage|
|Malicious Damage / Vandalism||Not Applicable||Included||Not Included||Not Included|
|Fire||Not Applicable||Included||Not Included||Included|
|Collision||Not Applicable||Included||Not Included||Not Included|
|Natural Events||Not Applicable||Included||Not Included||Not Included|
|Theft or Attempted Theft||Not Applicable||Included||Not Included||Included|
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