Free to use - Zero Interest and No Establishment Fees
Seamless integration within stores with a large number of merchants offering AfterPay
Automatic payment plan of 4 equal instalments each fortnight
Credit check not required; doesn't affect your credit score
$10 Late Fee for missing an automatic payment
$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date
May affect your ability to secure a loan as lenders consider Afterpay a line of credit
Reviewer Photos & Videos
There are a few things that could be better
Which you didn't have to pay the first payment for gift cards, that would be great and a lot easier for people need things a day or two before there pays
Best shopping experience ever!
Afterpay is easy to use and they have all of my favourite merchants! With no credit checks and an amazing app experience, Afterpay is my only choice for all of my shopping.
Great easy to use app
Nice and straightforward access to view orders, account balance and upcoming payments. Quick access to help topics and customer service if needed through their messaging feature incorporated into the mobile app.
Love it the old fashioned lay buy
Just makes it easier for the pensioner can buy big tickets item, and very easy to use. Love it for Big W the best. Wonderful product thanks for being interested
Love my Afterpay account makes my life so much easier to purchase anything
Afterpay is easy accessible for anyone and practical for someone on a fixed income without over extending one’s financial stress and has a large number of great businesses participating with Afterpay
I’m a regular user of Afterpay, it’s an exceptionally easy for me to be able to make purchases that I would not be able to buy if I had to pay the total amount.
So easy to manGe
Easy to use. Allows you to clearly see and manage upcoming payments. Lots of merchants to choose from with a variety of products and services available.
Love the rewards you earn, like delayed first payment.
Could reward better
Could do more reward for people who pay on time and have more place who do in store and more store to choose from like dentist and doctor would be great
Card on app
I've had nothing but issues with the Card on app working. Today will be the last time I will attempt to use it. I spent over an hour selecting items in store (Big W) only to go to the check out and spend another 1/2 hour trying to get it to work. Customer support, when called only offered "it should work, try turning it and on again".
Go back to the barcode Afterpay, there was nothing wrong with it
easy to use
well set out all info easy to find no hidden fees a quality product has incentives to pay on time and sets out fortnightly payments allows extension for good payment
So easy to use.
Love Afterpay. Easy to use and manageable financially. Customer service is always good to. Only small thing is sometimes the search results don’t always reflect what I am actually looking for.
Perfect easy to use lots of information love it
Love this app it is user friendly very informative always works easy to navigate. I love the options that are available with reward points. Customer service is also very good and helpful when inquiring
This is so awsome. I dont know what took me so long to get it.
Fast andefficient way to shop. for all your needs and wants.love the idea
of buying now and paying later.no interest get what you want straight away. awsome way to shop.
This is the best thing to happen to making purchases, opens up so many possibilities to get the thing you want, when you want them with a simple payment plan
Definitely cannot live without
Afterpay is amazing. Being rewarded for keeping up with payments. Being able to contact people in the head department if there will be in any delays with payments is awesome
Questions & Answers
I have had afterpay since 2015 or 2016 and spend 1000s with you, im on pulse rewards until mid 2022 never missed payments, always paid early, and recently i have a 3000 limit for in-store use and now its 2000 so why?
When this happened to me I was told that I had too many orders (even though I owed $227) and it takes 24 hours for the ‘system’ to recognise payments. I made a number of payments on 3 June but in the early hours of 4 June my limit decreased by $1000 for six hours. Restored now. I really think that Afterpay needs to stop with the algorithms.
I had the same I just checked and mines gone down to $2000 from $3000 also.
Any reason as to why my limit to spend would drop down to nothing for a late payment of one day without being charged a late fee?
Wow!! 1 day late.. Seems a bit harsh.. I have no idea.. Maybe contact them direct and ask.. If all your payments in the past have been on time I couldn’t honestly answer..’
Get an answer from our members and Afterpay representatives
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