Free to use - Zero Interest and No Establishment Fees
Seamless integration within stores with a large number of merchants offering AfterPay
Automatic payment plan of 4 equal instalments each fortnight
Credit check not required; doesn't affect your credit score
$10 Late Fee for missing an automatic payment
$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date
May affect your ability to secure a loan as lenders consider Afterpay a line of credit
Love it works for us !!!
Gives us freedom over time to pay off what we purchased and love the interest free , flexibility and coverage of merchandise available with Afterpay. Thanks for making this App. We enjoy it.
A New Style of Lay-bys.
Afterpay is great! Just remember to stay within your budget. If you do then it’s an amazing opportunity. You have a unique opportunity to shop and receive your products from many shops and pay off with instalments.
Love having the choice of Afterpay when those amazing buys come up and I don’t wanna spend it all at once and I can take home now and pay later!! Life saver
it’s great when you need something asap like for moving into a new place and needing bedding
love it sooo much! would recommend for sure!
good for everything actually!
Afterpay is great, they needed a little more clarification on how to use the card when it came out. As when it's in your Apple ph it doesn't work at all
There are a few things that could be better
Which you didn't have to pay the first payment for gift cards, that would be great and a lot easier for people need things a day or two before there pays
Review collected in partnership with Afterpay
Could reward better
Could do more reward for people who pay on time and have more place who do in store and more store to choose from like dentist and doctor would be great
Review collected in partnership with Afterpay
This is perfect and can’t live without it!
Easy to use and allows you to pay and control up coming payments. Smart and budget forecasting makes it fantastic. Say, good bye credit card and hello flexible easy payments
Afterpay resolved the situation
After some miscommunication with Afterpay regarding an issue that I wasnt pleased about, The Afterpay customer service team contacted me fairly promptly and resolved the problem to my satisfaction
Smooth transactions, great customer support.
Really easy to use, if there is a problem, you can negotiate
Applying is straight forward. Reminders when a payment is due, would definitely recommend over Zippay.
Great and helpful customer support!
Pros n Cons
Pro is I love it for small purchases.. but now I have noticed when using it yesterday in store I been given 3k limit.. so the con would be I and I'm sure other people wouldn't use that much as you only get 4 payments to pay it off sadly.. maybe allow a longer payback if we're given that much to use like ZIPPAY..
Afterpay playing dodge ball
I purchased something of Ebay, not recieved. refund issued, Ebay then Paypal sent me confirmation that money was returned to Afterpay, been since the 12th feb and still nothing contacted numerous time with screen shots and nothing. email and phonecalls, ACCC next if that dont work, well sadly issue a letter of intent. so sad as I have only had great dealings with Afterpay, and such and insignificant amout. have never missed a payment and have the maximum amount to spend.
very easy to use and keep on track with your repayment
I love this and have been using this for most of my online shopping. It helps me to keep on track of my repayments with no fuss. using afterpay actually help me to save more money! I won't do more than 2 purchases unless I have fully repaid everything!
I’ve found on 3 occasions I have not had funds in the right a/c when they debited But they give you 24 hours b4 late fee
If you call afterpay when u miss a payment they always give time b4 charging late fee. It says so in the text example; Urgent - your Afterpay payment of $8.26 has failed. Pay now at afterpay.com to avoid a $10.00 late fee. Order # 14460xxxx
Great! Never been a problem
Great way to purchase something when you don't have the cash at hand, just like lay-by, never any problems, any problems someone is always there to help you out, will totally use again
Questions & Answers
Why would my limit go from 3000 to 2000 and Ive never missed a payment?
I've never missed a payment with afterpay now my spend limit has been reduced from $3,000 to $2,000 wtf???
Same thing happened to me today. Never missed a payment either. Think I’m gonna call them
I have had afterpay since 2015 or 2016 and spend 1000s with you, im on pulse rewards until mid 2022 never missed payments, always paid early, and recently i have a 3000 limit for in-store use and now its 2000 so why?
When this happened to me I was told that I had too many orders (even though I owed $227) and it takes 24 hours for the ‘system’ to recognise payments. I made a number of payments on 3 June but in the early hours of 4 June my limit decreased by $1000 for six hours. Restored now. I really think that Afterpay needs to stop with the algorithms.
I had the same I just checked and mines gone down to $2000 from $3000 also.
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