Free to use - Zero Interest and No Establishment Fees
Seamless integration within stores with a large number of merchants offering AfterPay
Automatic payment plan of 4 equal instalments each fortnight
Credit check not required; doesn't affect your credit score
$10 Late Fee for missing an automatic payment
$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date
May affect your ability to secure a loan as lenders consider Afterpay a line of credit
Reviewer Photos & Videos
Excellent BNPL option
I was a bit sceptical at the start, but after using Afterpay for nearly a year now it has been excellent. You need to use this sort of scheme wisely.
Review collected in partnership with Afterpay
Love the app
I can track my spending and pay off my afterpay earlier than needed. It’s clear and easy to use. They provide all the information required and all the help you need.
this is perfect for me coz i can save my money
more shop n give payment more time.it is amazing for me n friend.i can buy anything at here but please give more streetwear or hypebeast shop at here.thanks cheers afterpay
I use Afterpay all the time. I recently appreciated an email which addressed an error I’d made in store. One improvement to make would be fixing how the text appears when font size is set on the highest.
Bloody brilliant I love it!
Making things easier! I love shopping and I wasn’t able too afford what I wanted until I got Afterpay. Any one can use it and it’s just a little ripper!
Made our spending more friendly.
Make us realize the value of pay after and being able to monitor your spending too. I like the idea that we can get the item we love without the guilt in spending our money in one go.
Definitely the best part-payment option out there!
After-pay is hands down the best part-payment option out there. I absolutely love that you can purchase something, get it delivered and not have to pay for the order until a fortnight later. Sometimes it works out better for me if I’m running short that week. I do hope in the future they offer longer part payments instead of 4x part payments, however Afterpay is still my no.1 choice!
Good but need to be able to extend repayments easily for max 5 days
Please allow to extend repayment for
3-5 days (payment is sometimes delayed with people’s income)
Would love to see the charge for late fee be lower also!!
Great overall and my
Go to but often get trapped in the repayment on time.
Budget control, interest free forever.
Budget control, interest free forever. Save your money to pay interest, BNPL helping customers and retails during the COVID-19. It’s time to replace credit card into Afterpay, later on this year , it can be used in anywhere.
It’s a lifesaver perfect good app.
Afterpay is an fantastic App that helps out with financial situations or circumstances especially when your short of funds and are unable to pay upfront. It’s very easy to use and very handy to have.
Great way for me to budget and still purchase items what a great idea. Well done. Able to go out to restaurant buy Woolworths coles and Bunnings petroleum anything you like better than my bank
Helpful with getting the things I need when I need them, I got a lot of work clothes and utensils that I need in my specific field thanks to afterpay
This is great, would recommend
Have used many times, absolutely love it. Would highly recommend, as long as you keep up with your payments then you should have no problems. Ideal for purchase of those last minute gift ideas.
Review collected in partnership with Afterpay
Afterpay is awesome
Afterpay is brilliant because it allows someone to afford more without placing them on a credit line that wouldn’t be as sustainable. I use Afterpay for our household &personal needs.
This is great , Afterpay is the best
I love Afterpay, had it for years and I’ve never had a problem ,it’s great for larger purchases and things you normally wouldn’t buy ,I would definitely recommend to anyone
Questions & Answers
Why would my limit go from 3000 to 2000 and Ive never missed a payment?
I've never missed a payment with afterpay now my spend limit has been reduced from $3,000 to $2,000 wtf???
Same thing happened to me today. Never missed a payment either. Think I’m gonna call them
I have had afterpay since 2015 or 2016 and spend 1000s with you, im on pulse rewards until mid 2022 never missed payments, always paid early, and recently i have a 3000 limit for in-store use and now its 2000 so why?
When this happened to me I was told that I had too many orders (even though I owed $227) and it takes 24 hours for the ‘system’ to recognise payments. I made a number of payments on 3 June but in the early hours of 4 June my limit decreased by $1000 for six hours. Restored now. I really think that Afterpay needs to stop with the algorithms.
I had the same I just checked and mines gone down to $2000 from $3000 also.
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