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American Express Explorer

American Express Explorer

4.0 from 15 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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  • Up to 50,000 bonus Membership Rewards points on offer

  • $400 Travel Credit each year

  • Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

  • Earn up to 2 Membership Rewards points per $1

  • Complimentary Travel Insurance


  • $395 Annual Fee

  • 1% Balance Transfer Fee


CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
Minimum Credit Limit $3,000
Minimum Income $65,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Minimum Repayments2.5%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 points per $1 spent on purchases excluding government bodies in Australia

  • 1 point per $1 spent at government bodies in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee2%
Late Payment Fee$30
Annual Fee$395 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days
Introductory Offers
Sign-Up Bonus

Receive 50,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.

Visit official website


15 reviews
  • Transparency
    2.0 (1)
  • Customer Service
    2.0 (1)
  • Rates and Fees
    1.5 (2)
  • Rewards
    1.5 (2)
  • Online Experience
    1.5 (2)
  • Application Process
    2.0 (1)
sukiSydney, NSW
  • 3 reviews

Worst card ever, never coming back Amex card


$400 travel credit expired and no extension due to Covid, I have spent a whole year in lockdown and forgot to cancel.... "nothing we can do " worst card ever, customer service advisor advised booking 1 year ahead for traveling. which is "are you crazy? during covid? "

Rates and Fees
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The reviewer stated that an incentive was offered for this review

JasonSydney, NSW
  • 9 reviews
  • Verified

Ripped off my points !

Customer Service

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