Up to 50,000 bonus Membership Rewards points on offer
$400 Travel Credit each year
Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports
Earn up to 2 Membership Rewards points per $1
Complimentary Travel Insurance
$395 Annual Fee
1% Balance Transfer Fee
|Category||Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards|
|Card Type||American Express|
|Benefits||Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit|
|Minimum Credit Limit||$3,000|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||American Express Membership Rewards|
|Points Earn Rate||2 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay, Fitbit Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||20.74% p.a.|
|Cash Advance Fee||2%|
|Late Payment Fee||$30|
|Annual Fee||$395 p.a.|
|Foreign Transaction Fee||3%|
|Interest Free Period||55 days|
Receive 50,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.
Worst card ever, never coming back Amex card
$400 travel credit expired and no extension due to Covid, I have spent a whole year in lockdown and forgot to cancel.... "nothing we can do " worst card ever, customer service advisor advised booking 1 year ahead for traveling. which is "are you crazy? during covid? "
The reviewer stated that an incentive was offered for this review
Adjustment of points and rewards dilution
Have had it for two years, it's started to decline in its member benefits with stores that are overpriced and not relevant. The discount amount isnt actually attractive for sellers who have an inflated RRP
Also, it's American Express and isn't readily available within stores and if they are - there's usually surcharges.
Points used to get a higher return e.g 1,000 = $5 and it was formally $7+
Ripped off my points !
I have well over 160,000 points and I wanted to transfer to Asiamiles before the 15 April deadline of the massive devaluation.
I transfer twice three and two weeks before the deadline and they have both failed. Right after the devaluation they say now I can transfer, but only under the new rate. This means I would lose at least a one way flight to Asia in points.
Beside after the massive devaluation there is little point keeping the Amex as a lot of merchants still not accept it, or will have a higher surcharge for using it. The $400 Amex t...ravel credit is of little value as they are offer a less range of hotels and flights and are more expensive than other websites such as Expedia and Booking.com anyway. Their foreign currency commission is one of the highest among other credit cards.
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