1 photo
American Express Explorer

American Express Explorer

4.0 from 15 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
Brand Manager for American Express? Register now and take advantage of ProductReview's Brand Management Platform!

Pros

  • Up to 50,000 bonus Membership Rewards points on offer

  • $400 Travel Credit each year

  • Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

  • Earn up to 2 Membership Rewards points per $1

  • Complimentary Travel Insurance

Cons

  • $395 Annual Fee

  • 1% Balance Transfer Fee

Details

CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
Minimum Credit Limit $3,000
Minimum Income $65,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Minimum Repayments2.5%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 points per $1 spent on purchases excluding government bodies in Australia

  • 1 point per $1 spent at government bodies in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee2%
Late Payment Fee$30
Annual Fee$395 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days
Introductory Offers
Sign-Up Bonus

Receive 50,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.

Visit official website

Reviews

4.0
15 reviews
  • Transparency
    2.5 (2)
  • Customer Service
    3.0 (2)
  • Rates and Fees
    1.3 (3)
  • Rewards
    1.7 (3)
  • Online Experience
    2.0 (3)
  • Application Process
    3.0 (2)
Previous
Next
suki
sukiSydney, NSW
  • 3 reviews

Worst card ever, never coming back Amex card

published

$400 travel credit expired and no extension due to Covid, I have spent a whole year in lockdown and forgot to cancel.... "nothing we can do " worst card ever, customer service advisor advised booking 1 year ahead for traveling. which is "are you crazy? during covid? "

Rates and Fees
1/5
Rewards
1/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

johnson
johnson
  • 9 reviews
  • 10 likes

Adjustment of points and rewards dilution

published

Have had it for two years, it's started to decline in its member benefits with stores that are overpriced and not relevant. The discount amount isnt actually attractive for sellers who have an inflated RRP
Also, it's American Express and isn't readily available within stores and if they are - there's usually surcharges.
Points used to get a higher return e.g 1,000 = $5 and it was formally $7+

Transparency
3/5
Customer Service
4/5
Jason
JasonSydney, NSW
  • 9 reviews
  • 5 likes
  • Verified

Ripped off my points !

published
Transparency
2/5
Customer Service
2/5

Questions & Answers

Sorry, there are no questions yet.

Get an answer from our members

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.