Up to 50,000 bonus Membership Rewards points on offer
$400 Travel Credit each year
Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports
Earn up to 2 Membership Rewards points per $1
Complimentary Travel Insurance
$395 Annual Fee
1% Balance Transfer Fee
|Category||Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards|
|Card Type||American Express|
|Benefits||Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit|
|Minimum Credit Limit||$3,000|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||American Express Membership Rewards|
|Points Earn Rate||2 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay, Fitbit Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||20.74% p.a.|
|Cash Advance Fee||2%|
|Late Payment Fee||$30|
|Annual Fee||$395 p.a.|
|Foreign Transaction Fee||3%|
|Interest Free Period||55 days|
Receive 50,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.
Awesome credit card for points and travelling
This is one of the first credit cards I got and I loved it. It gives you the travel credit of same amount as annual fee plus it give you complementary insurance, lounge passes and many more benefits. The best part is that you can accumulate points at faster rate with this card and although amex is not accepted everywhere but to have that option in your hand is worth it.
Great card, still going strong
Have had this card for 3 years and great card especially for travelling. Lounge access has been a blessing especially with a toddler.
Insurance on card is good as well, got a new phone stolen on the way back from one of our overseas trips and insurance gave us a full refund no questions asked.
Disappointed as the points have diminished in value over the years. But the perks of Amex offers makes up for some of the downfalls, though many of the good offers are full before you can register for it.
Amazing Card! Great Product! Rewards are fantastic!
Had this card for almost three years, the amount of rewards given by this card has been overwhelmingly fantastic! American Express makes it very easy for us to claim our rewards and redeem them on flights. Plus the annual fee you pay for transfer directly to travel credit. Booking your flights with the travel credit on the AMEX service is easy and competitive! Just stay away from hotels!
We've used this card numerous time overseas and the rates are pretty competitive to other banks. There are no slap on fees or penalties for using this card abroad, hence the 'explorer' naming of it.
Best credit card
good value with $400 travel credit. best credit card on market!
Also come with international airport lounge and lots of amex deals
this is the only credit card I keep for long term.
The reviewer stated that an incentive was offered for this review
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The only credit card I need
I have been using the Amex Explorer Card since it's launch in 2016 and have been extremely happy with it. Being an Amex customer for 9 years, I have used a few other cards in the past but Explorer Card is the best so far in terms of offers and features.
- The easy and fast earning Reward Points are the best feature as I have managed to used a lot of my points for travel bookings with Amex Travel and ended up paying very less for tickets and accommodation. It's true savings rather than losing your points in transfer to airlines and follow T&Cs. ...
Excellent rewards program
Pros: 60,000 AMEX bonus point promo at the time of application. Member points can be used for things like travel, shopping or transferred to partner programs like Velocity (which I do frequently). 2 x Free annual access to the AMEX lounge at Sydney Airport. $400 travel voucher via AMEX travel website each year. Special offers on retail (such as spend $25 and get $15 back). Promotes programs that encourages spending at small businesses. Widely accepted home and abroad (but not as much as Visa and Mastercard). Great online account platform
Cons:...Expensive $395 annual fee (offset by the travel voucher) I use this card a lot and it has enabled me to save a tonne of points that I have used for travel. Summary: get it if you plan to use it a lot i.e. pay bills on the card and repay in full each month. Then watch your points grow quickly
AMEX Explorer 60k point bonus using referral link
Excellent value Card. $395 annual fee offset by $400 in travel credit for use on any flight or hotel booking. Complimentary travel insurances included when you use the card to book your travel. Easy app to keep track of spend. The Card has a Great look with a solid dark colour which makes it seem like a premium Card. Handy backup Card to accumulate frequent flyer points are a better earn rate. Use [referral link removed] to sign up and get a 60,000 point bonus (I also receive 30,000 points).
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