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American Express Explorer

American Express Explorer

4.0 from 15 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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Pros

  • Up to 50,000 bonus Membership Rewards points on offer

  • $400 Travel Credit each year

  • Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

  • Earn up to 2 Membership Rewards points per $1

  • Complimentary Travel Insurance

Cons

  • $395 Annual Fee

  • 1% Balance Transfer Fee

Details

CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
Minimum Credit Limit $3,000
Minimum Income $65,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Minimum Repayments2.5%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 points per $1 spent on purchases excluding government bodies in Australia

  • 1 point per $1 spent at government bodies in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee2%
Late Payment Fee$30
Annual Fee$395 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days
Introductory Offers
Sign-Up Bonus

Receive 50,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.

Visit official website

Reviews

4.0
15 reviews
  • Transparency
    4.8 (6)
  • Customer Service
    5.0 (5)
  • Rates and Fees
    4.0 (6)
  • Rewards
    4.8 (6)
  • Online Experience
    5.0 (6)
  • Application Process
    5.0 (6)
Previous
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Hafiz Abdur Rehman
Hafiz Abdur RehmanGreater Melbourne (Inner), VIC
  • 4 reviews

Awesome credit card for points and travelling

published

This is one of the first credit cards I got and I loved it. It gives you the travel credit of same amount as annual fee plus it give you complementary insurance, lounge passes and many more benefits. The best part is that you can accumulate points at faster rate with this card and although amex is not accepted everywhere but to have that option in your hand is worth it.

Transparency
5/5
Customer Service
5/5
Ann
AnnCanberra 2600, ACT
  • 7 reviews
  • 2 likes
  • Verified

Great card, still going strong

published

Have had this card for 3 years and great card especially for travelling. Lounge access has been a blessing especially with a toddler.
Insurance on card is good as well, got a new phone stolen on the way back from one of our overseas trips and insurance gave us a full refund no questions asked.
Disappointed as the points have diminished in value over the years. But the perks of Amex offers makes up for some of the downfalls, though many of the good offers are full before you can register for it.

Transparency
4/5
Customer Service
5/5
Steven
StevenSydney, NSW
  • Verified

Amazing Card! Great Product! Rewards are fantastic!

published

Had this card for almost three years, the amount of rewards given by this card has been overwhelmingly fantastic! American Express makes it very easy for us to claim our rewards and redeem them on flights. Plus the annual fee you pay for transfer directly to travel credit. Booking your flights with the travel credit on the AMEX service is easy and competitive! Just stay away from hotels!

We've used this card numerous time overseas and the rates are pretty competitive to other banks. There are no slap on fees or penalties for using this card abroad, hence the 'explorer' naming of it.

Transparency
5/5
Customer Service
5/5
Michael
MichaelSydney, NSW
  • 5 reviews
  • 1 like

Best credit card

published

good value with $400 travel credit. best credit card on market!
Also come with international airport lounge and lots of amex deals
this is the only credit card I keep for long term.

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

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R Sh
R ShSydney, NSW
  • 7 reviews
  • Verified

The only credit card I need

published
Transparency
5/5
Customer Service
5/5
Cisco
CiscoSydney, NSW
  • 60 reviews
  • 26 likes
  • Verified

Excellent rewards program

published
Transparency
5/5
Rates and Fees
3/5
Lewis N
Lewis NBrisbane
  • 2 reviews
  • 1 like

AMEX Explorer 60k point bonus using referral link

published

Excellent value Card. $395 annual fee offset by $400 in travel credit for use on any flight or hotel booking. Complimentary travel insurances included when you use the card to book your travel. Easy app to keep track of spend. The Card has a Great look with a solid dark colour which makes it seem like a premium Card. Handy backup Card to accumulate frequent flyer points are a better earn rate. Use [referral link removed] to sign up and get a 60,000 point bonus (I also receive 30,000 points).

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