|Category||Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards|
|Card Type||American Express|
|Benefits||Complimentary Travel Insurance and Travel Credit|
|Minimum Credit Limit||$3,000.00|
|Rewards Program||American Express Membership Rewards|
|Points Earn Rate||3 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay, Fitbit Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||20.74% p.a.|
|Late Payment Fee||$30.00|
|Annual Fee||$195.00 p.a.|
|Interest Free Period||55 days|
|Balance Transfer Rates|
|Balance Transfer Period||12 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||1%|
|Release date||Aug 2006|
Super poor customer service, customer service staff unable to answer simple questions.
Super poor customer service, customer service staff unable to answer simple questions. Unable able to provide basic info. Asked about policies they mention they could not provide info on the policies just respond search on website
It's great offer to me
I am an international and not usually approved any credit card except Amex.
Although it is made of plastic, I really appreciate them.
I am very happy to have it.
Next card might be Gold or real platinum. lol
The reviewer stated that an incentive was offered for this review
American express Lack of flexibility and poor customer service
I have had an American Express Platinum Rewards card since 1999 (21 years) and have a limit of $25,000.00.
I have used the card extensively and have never gone anywhere near the limit. Usually around $5-6K per month paid authomatically each month. I recently was offered a David Jones Amex which provides additional rewards points in David jones and was happy to be offered the reqrds card by the excellent staff at DJ'S . If you want lessons in good customer service and advice see the young man in appliances at DJ'S Newcastle. I filled all the re...
Excellent credit card with great rewards
The Amex is my preferred credit card as it has a great rewards program. When you add up the benefits, they still far exceed the annual fee, although the reward points program has been downgraded recently. I like the statement credits and often get back >$100 year. Their online system is also the best compared to my 2 other credit cards. It's also quite good for online shopping as you can use with Paypal and there're no forex fees if you're charged in AUD even when the payment processor is overseas (unlike Citibank and many others).
No good anymore
This was such a good card before but has really gone downhill since. A free domestic flight before was changed to a $200 travel credit. The points conversion with krisflyer was the best thing and then they changed it WITHOUT NOTICE on 15th April. My hard earned points got cut in half with no warning and now earning will be the same as every other mediocre card. It's over for us amex.
Great credit card with Amex benefits
I had this card for many years before I had To close it for a loan approval. The offers on the card are pretty good. I could have up-to 4 supplementary cards without an extra fee. This card has annual fee but instead gives you travel credit to use on Amex travel portal which was easy to use as the range is wide and prices are not much more expensive than other travel booking websites. It’s well worth the annual fee.
Have had this card for quite a few years - serves it purpose - $200 credit (previously credit a flight ) $199 annual fee. I travel so it it is useful has travel insurance component & additional cardholder. If you are traveling overseas and happen to be in Sydney use the amex lounge in Sydney.
It suits my budget and lifestyle - I recommended to my children -now have their own Amex platinium card - which I did not get points for recommending (I could have) they are happy with the benefits of the card .
Amex does not have the 3% transaction...
Good card with Frequent Fly points.
This is the card I try to use as much as possible. As my other card (My Card) has been reducing the amount of Frequent Flyer points I can get each month as I believe a lot of others Card Service have been doing, unless you are paying very large yearly fees. Service has been good, but not used much since getting in 1998. Credit cards should be used as tool not credit unless you want hedge bills each month. Put everything you can on your credit card for the month and then sweep (pay) the bill on the due date. This can be done by your bank automat...ically. This gives you the credit free period and no interest to pay along with the bonus of Frequent flyer points. It is also good to keep track of your spending. If you can’t do this don’t get a credit card. We have been around the world business class for free using theFrequent flyer points.
The reviewer stated that an incentive was offered for this review
AU$ 200 each year towards travel or accomadation
for the first few years with plt. edge , we had a free return trip every year anywhere in aust. except WA
we now get a flat AU$200 to spend each (valid for 12 months)
we always use it overseas and 85/90% merchants accept it. reasonable rewards but over-priced .
Why on earth would you now use this card? I only obtained it originally a number of years ago to receive Virgin Velocity points i.e. $1 AMEX spend for 1 velocity point and now they are worth half of what they used to be. It was good, now it is pointless. I'll be cancelling my card forthwith.
Points Halved with no warning
My wife and I both have this Platinum Edge card. Our housemate also has this card. My wife and I both have more than 100, 000 points in our cards each and they were all halved without warning. Our housemate on the other had has a lettter warning him of the impending points halving. We only knew of this halving after the date of effect when we talked to our housemate about the points. This is entirely unfair. How can 3 card holders all living in the same address be treated differently? Amex even told us that our housemate should have informed us...of the impending points halving. Amex also said we should have seen this notice on the Amex website as a pop up. We booked 2 trips on American express travels. One booked in feb and one booked in April before the point halving. THERE were no notice about the halving being presented to us. This is very irresponsible of them to assume that the responsibility of informing us about the point halving lies on another card holder and digital media. We should have received the letter telling us about the points halving. This is incomprehensible.
Amex is totally a joke!!!
For all existing cardholders that are saving up the points to transfer to one of the airlines program, you guys are about to get ripped off big time! Effectively your points will get halved, this is so unfair from amex. Dont mind they change the points system after 14 Apr. but it is so unfair for all points that are already earn that will get affected. Totally stupid.
So far so good
I have been using Amex Platinum Edge for a couple of years. Paid the annual fee but I got it back through the $200 travel credit that I can use for my trip bookings (flights or cars or accommodation). I like using Amex as it gives point rewards and we get triple points for groceries shopping. Amex also has special offers from various stores, but sometimes some stores still do not accept Amex cards or will charge a % surcharge if I paid by Amex card.
Less than useless in an emergency overseas. Harrassing phonecalls every 2 minutes. Negative 5 stars.
I recently went to Thailand to undergo hernia surgery (long story). I was slated to be there for a month in order to recover before returning to work in Australia.
So pretty much my first day in Bangkok, the ATM ate my Westpac debit card, my main card. Ever tried dealing with a Thai bank to get a card back? Language problems, and the legendary Thai ability to not really care about foreigners, all put into the too hard basket.
Not to worry, I'd grown up at a time when Amex services were legendary. My Dad had wonderful stories about Amex going ...
The Best Card for Grocery Shopping at Coles, Woolworths and IGA
If one regularly shops and spends lots of money at Coles, Woolworths or IGA, then the Platinum Edge card is a must have as - at 3 points per dollar spent - one effectively gets a tax-free 3% bonus on all purchases. This is also the case for buying alcohol at liquor stores attached to Woolworths and IGA, but not for purchases from Coles Liquorland.
Before applying for this card, check out the possible Bonus points offers at Points Hack or the referral links at the Australian Frequent Flyer site, where one can pick up bonus points of anywhere fr...om 15,000 to 50,000 points. I value the points at about one cent per point, though when converted to other airlines' points and used for upgrades, other people value them much higher. The card costs $199 a year, though if you get it through say a professional association, it only costs $149 a year. There is an annual $200 Travel Credit - if one joins the Ascent scheme - which can be applied to flights, hotel accommodation or activities/excursions listed at the Amex travel site. One warning though - last year I was trying to book a hotel in Bangkok for a night, and it was full price at the Amex site, whereas it was $100 cheaper at Booking.com. Then I noticed that there were no specials at all on the Amex site. Puzzled I got the site up in another browser, and then all the lower price specials were there, similar to the Booking.com site, and I then booked the room using the Travel credit. Beats me why my browser wasn't showing the sale prices. One gets three options with the Amex Member Rewards (MR) points a. Keep them as Amex MR points, or
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