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American Express Platinum Edge

American Express Platinum Edge

2.6 from 63 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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Pros

  • $200 Travel Credit each year

  • Earn up to 3 Membership Rewards Points per $1

  • 0% p.a. on Balance Transfers for the first 12 months

  • Complimentary Travel Insurance

Cons

  • $195 Annual Fee

  • 1% Balance Transfer Fee

Details

CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance and Travel Credit
Minimum Credit Limit $3,000
Minimum Income $50,000
Minimum Repayments2.5%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 3 points per $1
Points Conditions
  • 3 points per $1 spent at major supermarkets and petrol stations

  • 2 points per $1 spent in a foreign currency, overseas and online

  • 1 point per $1 spent on all other purchases

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Late Payment Fee$30
Annual Fee$195 p.a.
Interest Free Period 55 days
Balance Transfer Rates
Balance Transfer Period 12 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateAug 2006
Visit official website

Reviews

  • Transparency
    5.0 (3)
  • Customer Service
    5.0 (4)
  • Rates and Fees
    4.0 (4)
  • Rewards
    4.0 (3)
  • Online Experience
    5.0 (4)
  • Application Process
    4.8 (4)
Previous
Next
Brice
BriceSydney, NSW
  • 6 reviews
  • 1 like

It's great offer to me

published

I am an international and not usually approved any credit card except Amex.
Although it is made of plastic, I really appreciate them.
I am very happy to have it.
Next card might be Gold or real platinum. lol

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Simon C
Simon CPerth
  • 19 reviews
  • 5 likes
  • Verified

Excellent credit card with great rewards

published

The Amex is my preferred credit card as it has a great rewards program. When you add up the benefits, they still far exceed the annual fee, although the reward points program has been downgraded recently. I like the statement credits and often get back >$100 year. Their online system is also the best compared to my 2 other credit cards. It's also quite good for online shopping as you can use with Paypal and there're no forex fees if you're charged in AUD even when the payment processor is overseas (unlike Citibank and many others).

Transparency
5/5
Customer Service
5/5
ric
ricWide Bay-Burnett, QLD
  • 6 reviews
  • 2 likes

AU$ 200 each year towards travel or accomadation

published

for the first few years with plt. edge , we had a free return trip every year anywhere in aust. except WA
we now get a flat AU$200 to spend each (valid for 12 months)
we always use it overseas and 85/90% merchants accept it. reasonable rewards but over-priced .

Customer Service
5/5
Rates and Fees
4/5
Renato_A
Renato_AGreater Melbourne (Outer), VIC
  • 36 reviews
  • 37 likes

The Best Card for Grocery Shopping at Coles, Woolworths and IGA

published
Transparency
5/5
Customer Service
5/5
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ravinder
ravinderCanberra Central 2601, ACT
  • 20 reviews
  • 25 likes

Great Value for money if you know how to use it. Great Customer service from Amex.

published
FrequentFlyer12
FrequentFlyer12Sydney Surrounds, NSW
  • 2 reviews
  • 1 like

Minimal Cover Travel Insurance - ask questions and read the fine print before travelling

published

Complimentary flight worth signing up for alone!

published

Signed up and got my AMEX Platinum Edge last week, charging a couple of items worth about $30.
My Partner had to urgently go interstate for travel, so called AMEX and in 6 minutes and 7 seconds (yes I checked) I had the flight booked in her name and was off the phone.
A $700 flight for ZERO.
As long as they keep this benefit they will have a customer in me.

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Next

Great card, complimentary return flight is well worth it!

published

I have been using an American Express Platinum Edge Credit Card for the last 6 months and have to say that the complimentary domestic flight from Virgin is definitely worth signing up for this card. Rang the number provided to book a return flight from Perth to Brisbane about two weeks before the Easter weekend. Same flight was at the $600+ margin when I searched on flight comparison sites. AMEX Travel team booked the itinerary straight away, no hassle, and I had an epic time over at Gold Coast. Thumbs up AMEX, you have one happy customer here! :)

Adam
AdamWarnbro
  • 15 reviews
  • 8 likes

Very Happy with this great card.

published

Had the card for over a year now and am delighted with the features and the customer service provided. The website is good, full of useful information and frequent flyer points are the real bonus. The annual fee is more than paid for by the free flight offer(with limitations). Check out the card BEFORE you get one, that way you want be disappointed if it doesnt give you what you are looking for. E.g Amex isn`t accepted everywhere and sometimes there is a surcharge when using it !!! We have a visa card that we always carry for this.......

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Rustyd
Rustyd
  • 5 reviews
  • 4 likes

Bad service for retirees

published

It seems that no matter how wealthy one is the AMEX system is geared to help those with high incomes not high wealth. With a higher % of retirees, many wealthy, in the population I hope they change or they will fade away.

Ronalds
Ronalds
  • 7 reviews
  • 15 likes

Average Reward Program with Exorbitant Fees

published
oo7slittle
oo7slittle
  • 6 reviews
  • 3 likes

Been a member for more than 5 years

published
Frequent Flyer & Travel Credit Cards

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Disgruntled
DisgruntledMelbourne
  • 2 reviews
  • 1 like

No one accepts it.

published

I took out this card as I bank with a bank that doesn't have a rewards credit card. I purchase everything I can on this and use the points towards tickets etc.

The no touch only works with certain readers and you find yourself having to touch, then insert then swipe and finally sign... which is ridiculous in this day and age. It makes you feel you have no money left on your card.
Amex needs to review their fee structure There are too many places that don't accept this card.
I am constantly filling out the form for places that don't accept the card. I refuse to pay the surcharge that even the most popular places add.
Points.
Touch and go is flakey. No one seems to want to accept it.

Disgruntled
Disgruntled

I have since Got Rid of this card as I was never using the travel rewards.. The times I did use the travel rewards the prices on the rewards sites were more expensive than booking directly, so It was a total waste..

Excellent

published

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