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American Express Platinum

American Express Platinum

2.8 from 51 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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Pros

  • Up to 200,000 bonus Membership Points on offer (see Details)

  • No pre-set spending limit

  • Card is made of metal

  • 2.25 Membership Rewards points per $1 spent

Cons

  • $1,450 Annual Fee

  • Minimum required income of $100,000

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
Minimum Income $100,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Minimum Repayments100%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 2.25 points per $1
Points Conditions
  • 2.25 points per $1 spent on all purchases except government bodies in Australia

  • 1 point per $1 spent with government bodies in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Late Payment Fee$6
Annual Fee$1,450 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$1
Interest Free Period 44 days
Introductory Offers
Sign-Up Bonus

Receive 150,000 Membership Rewards points when you spend $3,000 in the first 3 months, plus an addition 50,000 points in Year 2 upon fee renewal.

Introductory Offers
  • Receive a $450 travel credit that can be used on eligible flights, hotels, car hire or unique experiences.
  • Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries and counting.
Visit official website

Reviews

  • Transparency
    4.2 (6)
  • Customer Service
    4.9 (7)
  • Rates and Fees
    3.0 (7)
  • Rewards
    4.2 (5)
  • Online Experience
    4.2 (6)
  • Application Process
    4.3 (6)
Previous
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unhappy_nbn
unhappy_nbnPerth, WA
  • 2 reviews
  • 7 likes

Expensive but if you use the benefits its good

published

If you stay at mid-tier to luxury places and you often stay at these (with your own money), then this card is great. It gives you access to a number of hotel frequent traveller membership groups at 'Gold' level.

Also if you transact a lot its worth it for the frequent flyer points.

Also I made an error when setting up the direct debit and I didnt realise but my bill was overdue by 14 days. It doesnt look like I was charged any penalties, but the concierge did say if I was charged penalties they would look to reverse it in light of the honest mistake.

I'm only a new Platimum Card holder, so far I must say I'm pleased. Customer service is way way more professional than Visa/Mastercard and I think AMEX Credit Card too.

Transparency
5/5
Customer Service
5/5
  • Verified

Great credit card!

published

I am very satisfied with my AMEX card, the customer service is great whenever I need help with any issues.
The points conversion is not too bad. The fee for the card is a little expensive compare to other credit cards but you get the service and a good reward system.

Transparency
4/5
Customer Service
5/5
Vicky
VickySydney, NSW
  • 7 reviews
  • Verified

recommend to frequent travelers

published

If you are a frequent traveler, this card is very suitable for you, because the cardholder has access to over 1200 airport lounges and can get travel credits by booking via Amex travel. Highly recommend.

Transparency
4/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Renold
RenoldCentral Queensland, QLD

Amex card

published

Loads of benefits with this card. Great cashback offers for shopping at Harvey Norman. Priority access to amex lounge which is great if you travel a lot. Fees is on higher side but benefits are great.

Transparency
5/5
Customer Service
5/5
Frequent Flyer & Travel Credit Cards

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Andrew C.
Andrew C.Sydney, NSW
  • 2 reviews
  • Verified

Good card with decent benefits but expensive annual fee

published
Transparency
3/5
Customer Service
5/5
Michelle
MichelleSydney, NSW
  • 6 reviews

Great card for discounts :)

published

This card is great to use because of the discounts like Vogue shopping night that happens once a year ;) Also the customer service is fantastic, they always answer the phone and help you resolve your queries promptly. Highly recommend this card!

Customer Service
4/5
Rates and Fees
3/5
Jay
Jay
  • 7 reviews
  • 1 like

Satisfied customer

published

Been a customer for almost 3 years now. Great little card that is accepted almost anywhere in the world. Issues were dealt with effectively and timely. My only complain is the annual premium.

Transparency
4/5
Customer Service
5/5

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