Up to 200,000 bonus Membership Points on offer (see Details)
No pre-set spending limit
Card is made of metal
2.25 Membership Rewards points per $1 spent
$1,450 Annual Fee
Minimum required income of $100,000
|Category||Frequent Flyer & Travel Credit Cards and Rewards Credit Cards|
|Card Type||American Express|
|Benefits||Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||American Express Membership Rewards|
|Points Earn Rate||2.25 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay, Fitbit Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Late Payment Fee||$6|
|Annual Fee||$1,450 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$1|
|Interest Free Period||44 days|
Receive 150,000 Membership Rewards points when you spend $3,000 in the first 3 months, plus an addition 50,000 points in Year 2 upon fee renewal.
Expensive but if you use the benefits its good
If you stay at mid-tier to luxury places and you often stay at these (with your own money), then this card is great. It gives you access to a number of hotel frequent traveller membership groups at 'Gold' level.
Also if you transact a lot its worth it for the frequent flyer points.
Also I made an error when setting up the direct debit and I didnt realise but my bill was overdue by 14 days. It doesnt look like I was charged any penalties, but the concierge did say if I was charged penalties they would look to reverse it in light of the honest mistake.
I'm only a new Platimum Card holder, so far I must say I'm pleased. Customer service is way way more professional than Visa/Mastercard and I think AMEX Credit Card too.
Great credit card!
I am very satisfied with my AMEX card, the customer service is great whenever I need help with any issues.
The points conversion is not too bad. The fee for the card is a little expensive compare to other credit cards but you get the service and a good reward system.
- 7 reviews
recommend to frequent travelers
If you are a frequent traveler, this card is very suitable for you, because the cardholder has access to over 1200 airport lounges and can get travel credits by booking via Amex travel. Highly recommend.
The reviewer stated that an incentive was offered for this review
Loads of benefits with this card. Great cashback offers for shopping at Harvey Norman. Priority access to amex lounge which is great if you travel a lot. Fees is on higher side but benefits are great.
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Good card with decent benefits but expensive annual fee
The annual fee is $1450 so it isn't for everyone. However the benefits are pretty good. Out of the $1450 you get back about $700 in terms of travel credits (must book via Amex travel though but prices are competitive) so the gap reduces to $750. You get free digital AFR access and also access to Amex offers throughout the year which are basically partial credit back on purchases - the best one is ~$100 credit on ~$400 Harvey Norman spend which is generally available on your charge card and on extra complementary credit card. If you have additio...nal cardholder (you can add family members etc for additional card at no cost) they will also receive Amex offers so if you need to buy am expensive appliance from HN, then you will get $400 discount by splitting payment across 4 cards (2 on charge card and 2 on credit card). You also get priority pass as well as access to Amex lounges across the world. There are other benefits listed on the website which I give less value (eg. Concierge service is pretty useless). Customer service is above average. On overseas purchases they charge a conversion fee. No cash advances. The card is now metal so it looks and feels fancy.
Great card for discounts :)
This card is great to use because of the discounts like Vogue shopping night that happens once a year ;) Also the customer service is fantastic, they always answer the phone and help you resolve your queries promptly. Highly recommend this card!
Been a customer for almost 3 years now. Great little card that is accepted almost anywhere in the world. Issues were dealt with effectively and timely. My only complain is the annual premium.
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