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American Express Platinum

American Express Platinum

2.8 from 51 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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Pros

  • Up to 200,000 bonus Membership Points on offer (see Details)

  • No pre-set spending limit

  • Card is made of metal

  • 2.25 Membership Rewards points per $1 spent

Cons

  • $1,450 Annual Fee

  • Minimum required income of $100,000

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
Minimum Income $100,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Minimum Repayments100%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 2.25 points per $1
Points Conditions
  • 2.25 points per $1 spent on all purchases except government bodies in Australia

  • 1 point per $1 spent with government bodies in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Late Payment Fee$6
Annual Fee$1,450 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$1
Interest Free Period 44 days
Introductory Offers
Sign-Up Bonus

Receive 150,000 Membership Rewards points when you spend $3,000 in the first 3 months, plus an addition 50,000 points in Year 2 upon fee renewal.

Introductory Offers
  • Receive a $450 travel credit that can be used on eligible flights, hotels, car hire or unique experiences.
  • Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries and counting.
Visit official website

Reviews

  • Transparency
    4.8 (9)
  • Customer Service
    5.0 (9)
  • Rates and Fees
    3.4 (8)
  • Rewards
    4.7 (9)
  • Online Experience
    4.7 (9)
  • Application Process
    4.6 (7)
Previous
Next
Mgas
MgasSydney, NSW
  • 8 reviews
  • 2 likes

This card is fantastic

published

The customer service on this card is excellent. Any time you need to contact the call centre they are knowledgeable and helpful. The annual fee is on the high side but worth it for the savings in travel insurances and extended warranties.

Transparency
5/5
Customer Service
5/5
Paul. S
Paul. SMetropolitan Adelaide, SA
  • 3 reviews
  • 2 likes

If you travel a lot its a fantastic card to have.

published
Transparency
5/5
Customer Service
5/5

Rad metal card!

published

With $100,000 minimum income to qualify and a $1,450 annual fee, this card has to be something extra special and it is. You really need to use it to make most if not all of your purchases and use it for travel to gain any value for money. It is a cool status symbol if you're shallow like me :)

Transparency
4/5
Customer Service
5/5

Great card

published

Get points whenever you spend, nice to be able to redeem them easy. Good cashback offers on the card and amex customer service is always friendly and helpful. Cant fault it

Transparency
5/5
Customer Service
5/5
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Cainoo
CainooGreater Melbourne (Metropolitan), VIC
  • 4 reviews

Awesome credit card

published

Great rewards credit card, easy to use app and the amex rewards are frequent and beneficial. You are rewarded for friend referrals and card fee is offset by travel credits.

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

James
JamesSouth East Queensland, QLD
  • 4 reviews
  • 3 likes

Great card and benefits

published

Really good rewards card. I've had 100s back over the years just on my normal spend. I wouldn't use it on foreign purchases though as the fees are high for this.

Transparency
5/5
Customer Service
5/5

very good benefits

published

very happy with this credit card although the annum fee is expensive. you can obtain the value back through travel or book hotel using travel credit. also free accor plus membership.

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

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Next
Mimi
MimiSydney, NSW
  • 8 reviews
  • 4 likes

Loved how easy it was to sign up to one

published

i love how they offer the annual flight credit, it was the same amount as the annual fee which makes makes the annual fee worth it. Best card to accumulate Qantas points. So far i'm very happy with this credit card.

Transparency
5/5
Customer Service
5/5
Polly
PollySydney, NSW
  • 4 reviews

Prestigious. Great Service. Excellent Benefits

published

Free AFR worth around $700
Free Accor worth around $300
100,000 points upon joining.
several other airline and even benefits.
It is worth the high cost and i would recommend it to those who can justify the cost

Transparency
4/5
Customer Service
5/5
Frequent Flyer & Travel Credit Cards

Find out how American Express Platinum compares to other Frequent Flyer & Travel Credit Cards

Know better, choose better.

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Great if you travel regularly and eat out a lot

published

To best get your value for money, you'd need to travel internationally at least once a year and domestically every few months. It gives you free access to the Virgin lounges when you fly with Virgin. You also get access to thousands of international lounges in different locations of varying quality.

You'd also benefit the most if you eat out a lot as they give you triple points at these places (3 points = 3 Virgin Velocity Points) and double points when spending on travel.

Vince
VinceMetropolitan Adelaide, SA
  • 16 reviews
  • 26 likes

best Platinum credit card I have ever had

published

great benefits, low fee, perfect customer experience, complimentary insurance is better than most stand-alone insurances. Chubb is a great insurance company.
I have been with them for years. I can't fault them.
highly recommended.

Sadie
SadieGold Coast
  • 4 reviews
  • 4 likes

Great service and protection!

published

I know most think AMEX is expensive but what you get with this card is amazing. We’ve used the travel insurance and claimed on it with no issues at all. Like others I was skeptical of their free insurance but it was an easier, speedier process than I’ve had with travel insurance companies in the past.

Also used the fraudulent transaction refund. Pizza Hut didn’t deliver our pizza which we’d paid for online, they wouldn’t refund and were being rude and extremely unhelpful - went straight to AMEX and money was refunded immediately!

Amazing service and for us with how much we travel, it’s cheaper to pay annual fee than take out travel insurance!

Frequent Flyer & Travel Credit Cards

Find out how American Express Platinum compares to other Frequent Flyer & Travel Credit Cards

Know better, choose better.

Compare all
Andrew D
Andrew DCooma Monaro
  • 19 reviews
  • 16 likes

American Express and Chubb Insurance

published
Joseph A
Joseph AMelbourne
  • 2 reviews
  • 1 like

Amazing

published

Great service, great inclusions given the price, fantastic fraud services.
I do not think I could say a bad word about their products and service.

Peter
PeterSydney
  • 4 reviews
  • 2 likes

My favourite card. If you're a regular traveller who values hotel status, this card is for you, but

published

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