Up to 200,000 bonus Membership Points on offer (see Details)
No pre-set spending limit
Card is made of metal
2.25 Membership Rewards points per $1 spent
$1,450 Annual Fee
Minimum required income of $100,000
|Category||Frequent Flyer & Travel Credit Cards and Rewards Credit Cards|
|Card Type||American Express|
|Benefits||Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||American Express Membership Rewards|
|Points Earn Rate||2.25 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay, Fitbit Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Late Payment Fee||$6|
|Annual Fee||$1,450 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$1|
|Interest Free Period||44 days|
Receive 150,000 Membership Rewards points when you spend $3,000 in the first 3 months, plus an addition 50,000 points in Year 2 upon fee renewal.
This card is fantastic
The customer service on this card is excellent. Any time you need to contact the call centre they are knowledgeable and helpful. The annual fee is on the high side but worth it for the savings in travel insurances and extended warranties.
If you travel a lot its a fantastic card to have.
It's expensive but if you travel a lot you get your annual fee back and more. The best thing about it is the fantastic Chubb travel insurance which is amazing! I recently had a trip to Europe which turned out to be an insurance nightmare from lost luggage to a smashed iPhone and the multitude of issues that arose as a result of the COVID19 disaster which took place in the middle of the trip. The complimentary platinum insurance which comes with the card paid out everything, including the unexpected repatriation costs to Australia. I hear a lot ...of travel insurance companies aren't doing the right thing but I can't fault this one. If you know someone with a platinum card they can send you a link which will start you with 90,000 points and they get another 30,000 which is pretty good too. I've been a member for about 10 years.
Rad metal card!
With $100,000 minimum income to qualify and a $1,450 annual fee, this card has to be something extra special and it is. You really need to use it to make most if not all of your purchases and use it for travel to gain any value for money. It is a cool status symbol if you're shallow like me :)
Get points whenever you spend, nice to be able to redeem them easy. Good cashback offers on the card and amex customer service is always friendly and helpful. Cant fault it
Awesome credit card
Great rewards credit card, easy to use app and the amex rewards are frequent and beneficial. You are rewarded for friend referrals and card fee is offset by travel credits.
The reviewer stated that an incentive was offered for this review
Great card and benefits
Really good rewards card. I've had 100s back over the years just on my normal spend. I wouldn't use it on foreign purchases though as the fees are high for this.
very good benefits
very happy with this credit card although the annum fee is expensive. you can obtain the value back through travel or book hotel using travel credit. also free accor plus membership.
The reviewer stated that an incentive was offered for this review
Loved how easy it was to sign up to one
i love how they offer the annual flight credit, it was the same amount as the annual fee which makes makes the annual fee worth it. Best card to accumulate Qantas points. So far i'm very happy with this credit card.
Prestigious. Great Service. Excellent Benefits
Free AFR worth around $700
Free Accor worth around $300
100,000 points upon joining.
several other airline and even benefits.
It is worth the high cost and i would recommend it to those who can justify the cost
Great if you travel regularly and eat out a lot
To best get your value for money, you'd need to travel internationally at least once a year and domestically every few months. It gives you free access to the Virgin lounges when you fly with Virgin. You also get access to thousands of international lounges in different locations of varying quality.
You'd also benefit the most if you eat out a lot as they give you triple points at these places (3 points = 3 Virgin Velocity Points) and double points when spending on travel.
best Platinum credit card I have ever had
great benefits, low fee, perfect customer experience, complimentary insurance is better than most stand-alone insurances. Chubb is a great insurance company.
I have been with them for years. I can't fault them.
Great service and protection!
I know most think AMEX is expensive but what you get with this card is amazing. We’ve used the travel insurance and claimed on it with no issues at all. Like others I was skeptical of their free insurance but it was an easier, speedier process than I’ve had with travel insurance companies in the past.
Also used the fraudulent transaction refund. Pizza Hut didn’t deliver our pizza which we’d paid for online, they wouldn’t refund and were being rude and extremely unhelpful - went straight to AMEX and money was refunded immediately!
Amazing service and for us with how much we travel, it’s cheaper to pay annual fee than take out travel insurance!
American Express and Chubb Insurance
I have always been sceptical of the free insurance that comes with American Express as either travel insurance or insurance on products purchased. Well no longer, I have had had 2 occasions to make a claim in the last 12 months and on both occasions have been very pleasantly surprised. Chubb handles the insurance and they were very very easy to deal with, processed the claim with a minimum of fuss, notified us very quickly of their determination and paid promptly.
My first was last year when I lost my mobile phone somewhere in Paris Airport an...
Great service, great inclusions given the price, fantastic fraud services.
I do not think I could say a bad word about their products and service.
My favourite card. If you're a regular traveller who values hotel status, this card is for you, but
We like to travel the world and stay in nice hotels. This card is perfect. Whilst the annual fee sounds high, we can easily justify the expense. This card comes with Accor Plus membership which we were paying for anyway (worth $319) a $200 travel credit, free Priority Pass membership (worth $US399), unlimited lounge access at Sydney Airport's Amex lounge, unlimited access to Virgin Australia lounges (although I'm a Qantas advocate), high tier membership to a number of hotel programs including Accor and Starwood which gives you free room upgrade...s along with other perks such as free drinks/gifts/late checkout. Hilton HHonors has a status match offer until 11 Jan 2016 so I'm now Diamond HHonors to March 2017. Also monthly offers like $30 credit on a $100 First Choice spend. I use First Choice so saving this one for every Amex I have. Significant savings. Amex Paltinum is a charge card, but you are also entitled to a free Amex Platinum credit card which comes with a free return airfare in Australia (incl. SYD-PER) or a night in a 5 star hotel. Lounge access and hotel membership even goes to the additional cardholder. Rewards points are high too and they can be transferred 1:1 to a number of airlines so you're not stuck with just Qantas or Velocity. Currently there's the bonus of 100,000 airline points just for signing up but find a link via pointhacks.com.au and you may get 120,000. This card also comes with up to 5 card numbers assuming you have one additional cardholder and you sign up for the Reserve credit card. It's 5 because Amex offer the basic cardholder a separate Amex Platinum with its own card number. Handy if you misplace it, but great for the rewards it gives. For example, current offer with First Choice Liquor, spend $100, get $30 back. That times 5 is $150 and is great if it's something you use anyway. This card also provides domestic loss damage waiver cover on rental cars within Australia. If you rent a car locally, this is the card to use for your booking. Card gives 3 frequent flyer points at restaurant and 2 points for travel. Aside from that, the card is useless for points. If you're only interested in Qantas points this is not a card for you. This card supplements points at restaurants but the better Amex points are from a major bank. I have a NAB Amex which is fee-free via my home loan and I get as much as 2.5 Qantas points on Qantas services and 1.5 points otherwise. One gripe is that Amex charge 3% for spend in foreign currency. Despite giving me 2 points for this, it's not worth the premium. I would suggest the Bankwest Qantas Platinum if you want points, or the 28 Degrees Card which is fee free. Neither of these charge fees for spending in foreign currency.
Questions & Answers
Sorry, there are no questions yet.
Get an answer from our members
Other Frequent Flyer & Travel Credit Cards
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.