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ANZ First

ANZ First

3.5 from 25 reviews

Pros

  • Low $30 Annual Fee (waived for full-time tertiary students)

  • 0% p.a. on Balance Transfers for 18 months

  • Low minimum credit limit of $1,000 ($500 for students)

Cons

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

Reviews

4.7

3 reviews
5
(2)
4
(1)
3
(0)
2
(0)
1
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Hailey S.

Hailey S.Hunter Region, NSW

Good for first time credit card holders

published

This was the first credit card I ever had. It was a good beginner card as it has low fees/interest and it is catered for low income earners (15k I recall) as well as pensioners and students who if had applied for another card would not have met the income threshold. It has nicely detailed bills which explain the minimum monthy repayment which is always good to have worked out for you by the bank but it also the option to pay your balance in full.
Another perk is the starting limit on the card itself is $1000 which is enough to start off with. The limit increases in due time as you show the bank that you can maintain a consistent repayment of the cards account and also for extra income etc.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateApril 2016
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
Hasib A

Hasib A

  • 5 reviews

works well enough

published

dont use it overseas nor balance transfers. got it at 18 as my first credit card - low annual income needed and super low fee. heard new changes have been made to it increasing the interest fee period from 44 days to 55 days. integrates well into the mobile app.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateNovember 2017
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
brielle

briellePerth, WA

  • 4 reviews
  • 1 like

love it

published

been with the anz for over 13 years love this card i have no fees with my act had no late fees or interest charged the anz staff been very friendly and helpful joined when i lived in fremantle in pert western australia I'm very happy and will stay with the anz I've probably jinxed myself now

Customer Service
Online Experience
Application Process
Card Start DateJuly 2009
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
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