?
? !
1 photo
ANZ First

ANZ First

3.3 from 27 reviews · View Statistics

Pros

  • Low $30 Annual Fee

  • 0% p.a. for 12 months on purchases

  • Low minimum credit limit of $1,000

  • Up to 3 additional cardholders at no additional cost

Cons

  • 20.24% Balance Transfer Rate & 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

Reviews

3.3

27 reviews
    Previous
    Next
    Kait S.

    Kait S.Perth

    • 3 reviews
    • 3 likes

    Average Customer Service

    published

    Not a bad product once you get past the initial application stage. Very poor customer service, had to send my payslips to verify multiple times only to be told that they never received them? Took me at least a month to get it all sorted and it wasn't until I actually went into a branch that I was able to activate my card. Very unhelpful customer service team.

    trims

    trims

    • 33 reviews
    • 5 likes

    OK

    published

    I don't find this credit card attractive. For a transactor who pays full balance every month, this card doesn't give reward points while still charging annual fee. For a revolver card holder, it charges a relatively high 17.49% interest rate. On top of that, it only give max 44 days interest free period. If you would like to try because of free annual fee in the 1st year, it’s better to try Woolworths everyday money.
    Can be linked to ANZ access account (1 card for both credit card and transaction card). Gives 90-day Purchase Security Insurance. Zero annual fee in the first year
    Max 44 days interest free days (normal standard 55 days). Annual fee $30 starting on the 2nd year. No free reward program

    pseudonym2

    pseudonym2

    • 6 reviews
    • 2 likes

    OK

    published

    The ANZ First Visa credit card offers the advantage of a full-featured credit card with a low annual fee (which is further reduced if the card is linked to an ANZ Access account). The card offers purchase protection insurance (some limits apply) and a rewards program (for a further fee). The card has an unusual magnetic strip which is often incompatible with automatic payment machines (such as those found in car parks) which can cause considerable inconvenience. The card is good value, but still far from the best on the market.
    Low annual fee, purchase protection insurance, rewards program
    Low quality magnetic strip

    Balance Transfer Credit Cards

    Find out how ANZ First compares to other Balance Transfer Credit Cards

    Know better, choose better.

    Compare all
    drifand

    drifandWA, 6112

    • 151 reviews
    • 48 likes

    OK

    published
    See all ANZ First reviews

    Questions & Answers

    Sorry, there are no questions yet.

    Get an answer from our members

    ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.