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ANZ Frequent Flyer

ANZ Frequent Flyer

2.3 from 27 reviews · View Statistics
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Pros

Accessible $1,000 minimum credit limit
Complimentary Qantas Frequent Flyer Membership

Cons

Low points earn rate (0.5 per $1 up to $500, 0.25 per $1 above $500 per statement period)
$65 additional cardholder fee

Details

CategoryFrequent Flyer & Travel Credit Cards
Card TypeVisa
Minimum Credit Limit $1,000.00
Minimum Income $15,000.00
Additional Cardholders 3
Additional Cardholder Fee $65.00 p.a.
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 0.5 points per $1
Points Conditions
  • 0.5 Qantas Points per $1 spent on eligible purchases up to and including $500 per statement period

  • 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period

  • 1 bonus Qantas Point per $1 spent on selected Qantas products and services

Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.24% p.a.
Cash Advance Fee2%
Late Payment Fee$20.00
Annual Fee$95.00 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$4.00
Interest Free Period 55 days
Cash Advance Rate20.24% p.a.
Release date
Visit official website

Reviews

2.3
27 reviews
  • Transparency
    2.0 (3)
  • Customer Service
    2.0 (3)
  • Rates and Fees
    2.0 (3)
  • Rewards
    2.0 (2)
  • Online Experience
    2.3 (3)
  • Application Process
    3.5 (2)
Previous
Next
Stan
StanSouth East Queensland, QLD
  • 3 reviews
  • 1 like

ANZ lack transparency in credit card application

published
  • Transparency
  • Customer Service
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Tommo
TommoMid North Coast, NSW
  • 4 reviews
  • 1 like

Very happy

published

Signed up because I wanted to accumulate Frequent Flyer points. They only gave me $1000 limit because I am a retiree but they don’t let me go over that which is great. I always pay the closing balance in full before the due date. There were no fees in the first year, but I requested an amnesty of fees on the second year too, and they granted this request. Therefore no complaints

  • Transparency
  • Customer Service
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The reviewer stated that an incentive was offered for this review

Ann
AnnPerth, WA
  • 4 reviews

Customer service Disappointed

published

Applied for the card inside the ANZ branch however kept refer me to a different Credit card with higher fees and spendind they want to sell me more products and was not heard as a customer. Only sticking around due to the rewards of Frequent Flyer.

Recieved the card is easy to use however looking for change since had a bad customer services as a first experince.

  • Transparency
  • Customer Service
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Horhee
HorheeAdelaide
  • 4 reviews
  • 1 like

Good card

published

I recently changed from the Platinum to this standard frequent flyer card due the cheaper rewards fee.
I have never had an issue using this card and and like that it earns me Frequent Flyer points that I have used on numerous occasions.

  • Main Point of ContactPhone
  • Card / Account Used For
    • Online Shopping
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The reviewer stated that an incentive was offered for this review

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Christine Schulz
Christine SchulzAlbury
  • 2 reviews

Credit reporting error with card application

published

Applied for card and was denied. That's not why I'm unhappy. The credit I was applying for was 15k to use for international travel. That's the minimum limit stated on the application. I checked my credit report and it stated that I applied for a 50k card. This is false and misleading.

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Jeff M
Jeff MPerth
  • 6 reviews
  • 4 likes

ANZ credit card travel insurance - don't leave home with it.

published
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Don't get this card

published

If you're planning on buy anything from an overseas merchant don't get this card they have a fee chargable but there is no explanation for this fee other than you bought this from an oversea merchant. There are other cards who don't charge anything.

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Next
Erin
Erin
  • 24 reviews
  • 22 likes

Bad customer service. First impression already tarnished.

published

This is not about the card itself but more the customer service quality in relation to my application for this card. Despite the initial email confirming that a further email will be sent to me within 5 business days and a letter within 7 business days, I haven't had contact at all from their end and already had to follow up three times. I understand at this stage I'm not yet a customer of ANZ but a prospective one who is already turned off by the level of service. There are numerous credit card providers out there to choose from and I regret going with ANZ.

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shandy3333
shandy3333MELBOURNE

not the full story

published

beware if u sign up it will take 3mths before you will be credited with any bonus points!!! they will not tell you this before joining up and when i asked why not they said it was just the way they did it. to spite the fact it does not say that in any of the paperwork they send you before or after you join
easy to apply for
if u have issues staff are nice but not very helpful

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Frequent Flyer & Travel Credit Cards

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Terrible

published

You can buy qantas points cheaply than the way this cards offer it. Basic maths - 95 fees. That means you have to earn 12000 points to cancel fees. Monthly 1000 points. YOUR CHOICE

high fees

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cityofbluemtns
cityofbluemtnsNSW, 2786
  • 47 reviews
  • 20 likes

OK

published

The annual fee and rewards fee are really high ($95) but for what you get it is not too bad but the thing is to spend a lot per month but to pay the balance. This card does not have a high annual fee but it also has a high interest rate (just under 20%). But this card is a wonderful way to get your points high so that you can redeem the points for a QANTAS flight.
That I can get frequent flyer points for every dollar that you spend at the card
Having a points program comes at a high cost

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Terrible

published

I would have thought someone earning over $100 000/annum, living in the same place for 3 years and having a perfect credit history would have no problems obtaining approval. Apparently not. "Weak financials" was my decision after several times of re-applying and challenging their decision to no avail. This was while they were offering 10 000 bonus points upon signing up, so maybe they were hoping for me to re-apply when the deal was over.
Sounds like a good deal if they approve it for you.
Poor reason for decline of applications, and lack of thought into decision.

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Frequent Flyer & Travel Credit Cards

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dancee
dancee
  • 3 reviews
  • 1 like

Terrible

published
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kimntony
kimntony
  • 3 reviews

Terrible

published

The fees on this card are absolutly crazy and with cheap flights these days you are better with a mastercard that has no rewards and a low interest rate and saving the cash that you pay on fees for your flights, not to forget the interest rate on this card is less than competative and to top it of the late fees. This is not a good option for the average consumer
The points
Everything else

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sarahwwww
sarahwwww
  • 110 reviews
  • 39 likes

Bad

published

It's an ok card but I am lookign at changing. at the time i got it a few years back it was the best on offer for what i wanted but the fees are a rort and I will definately look at changing now.
I used to like this card when it had better earning rates - but since reading the reviews on the fees and how much you earn to actually cancel out the fees Im a bit surprised. one point for each dollar is easy to follow and not many banks give you that these days.
statement is really easy to follow.
high fees - we have a second card and it costs us a couple of hundred a year to just run the two cards. high interest rate of course.!
hate the fact that the point get halved when you reach a cetain $ amount for the month.

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Questions & Answers

Barbara Price
Barbara Priceasked

Can you please check. I, Barbara Price made a purchase with GVV GPOSWEB Alexandria on 29.12.20. I don`t know what I bought.

2 answers
Barbara Price
Barbara Price

What answer. I`m waiting on one.

Tommo
Tommo

Ask ANZ. If you suspect you did not make the purchase, you should be able to organise a refund from ANZ

Get an answer from our members

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