ANZ Frequent Flyer

I am a current ANZ customer with a platinum credit card and have been a loyal customer for some time. I have paid my credit balance on time and have had numerous offers to extend my credit limit over the years.

I recently decided to apply for the ANZ credit card promotion that included the qantas frequent flyer program, noting that my current credit card arrangement did not have an attached rewards program. I was astounded to discover that I did not qualify for any of the ANZ three credit cards that featured as part of the frequent flyer pro...

Signed up because I wanted to accumulate Frequent Flyer points. They only gave me $1000 limit because I am a retiree but they don’t let me go over that which is great. I always pay the closing balance in full before the due date. There were no fees in the first year, but I requested an amnesty of fees on the second year too, and they granted this request. Therefore no complaints

Applied for the card inside the ANZ branch however kept refer me to a different Credit card with higher fees and spendind they want to sell me more products and was not heard as a customer. Only sticking around due to the rewards of Frequent Flyer.

Recieved the card is easy to use however looking for change since had a bad customer services as a first experince.

I recently changed from the Platinum to this standard frequent flyer card due the cheaper rewards fee.
I have never had an issue using this card and and like that it earns me Frequent Flyer points that I have used on numerous occasions.

Applied for card and was denied. That's not why I'm unhappy. The credit I was applying for was 15k to use for international travel. That's the minimum limit stated on the application. I checked my credit report and it stated that I applied for a 50k card. This is false and misleading.

Some time ago I wrote a review entitled "Do not trust ANZ/QBE credit card travel insurance". QBE responded and reviewed the case and after countless apologies found that QBE was entitled to put claimants through the entire qualification procedure on each occasion contact was made with them in relation to the same trip. Of equal brush of, ANZ management gave me a complete brushoff,claiming the matter was between me and QBE. Interestingly, the PDS for the policy states the following.. "The Master Policies are contracts of insurance between ANZ an...

If you're planning on buy anything from an overseas merchant don't get this card they have a fee chargable but there is no explanation for this fee other than you bought this from an oversea merchant. There are other cards who don't charge anything.

This is not about the card itself but more the customer service quality in relation to my application for this card. Despite the initial email confirming that a further email will be sent to me within 5 business days and a letter within 7 business days, I haven't had contact at all from their end and already had to follow up three times. I understand at this stage I'm not yet a customer of ANZ but a prospective one who is already turned off by the level of service. There are numerous credit card providers out there to choose from and I regret going with ANZ.

beware if u sign up it will take 3mths before you will be credited with any bonus points!!! they will not tell you this before joining up and when i asked why not they said it was just the way they did it. to spite the fact it does not say that in any of the paperwork they send you before or after you join
easy to apply for
if u have issues staff are nice but not very helpful

You can buy qantas points cheaply than the way this cards offer it. Basic maths - 95 fees. That means you have to earn 12000 points to cancel fees. Monthly 1000 points. YOUR CHOICE

high fees

The annual fee and rewards fee are really high ($95) but for what you get it is not too bad but the thing is to spend a lot per month but to pay the balance. This card does not have a high annual fee but it also has a high interest rate (just under 20%). But this card is a wonderful way to get your points high so that you can redeem the points for a QANTAS flight.
That I can get frequent flyer points for every dollar that you spend at the card
Having a points program comes at a high cost

I would have thought someone earning over $100 000/annum, living in the same place for 3 years and having a perfect credit history would have no problems obtaining approval. Apparently not. "Weak financials" was my decision after several times of re-applying and challenging their decision to no avail. This was while they were offering 10 000 bonus points upon signing up, so maybe they were hoping for me to re-apply when the deal was over.
Sounds like a good deal if they approve it for you.
Poor reason for decline of applications, and lack of thought into decision.

Wow, I've had this card twice now. When I got it the second time, I had totally forgotten how terrible the interest rate was, and how high all the fees are. If you're the type of person who pays off their card each month, then this might work for you and get those frequent flyer points up. However, if you use the credit as credit, and accumulate interest, then go find a card with lower rates. Here's a hint... if you've had your card long enough, call ANZ and ask to close the account. They'll ask you why you're closing it. Tell them it's b...

The fees on this card are absolutly crazy and with cheap flights these days you are better with a mastercard that has no rewards and a low interest rate and saving the cash that you pay on fees for your flights, not to forget the interest rate on this card is less than competative and to top it of the late fees. This is not a good option for the average consumer
The points
Everything else

It's an ok card but I am lookign at changing. at the time i got it a few years back it was the best on offer for what i wanted but the fees are a rort and I will definately look at changing now.
I used to like this card when it had better earning rates - but since reading the reviews on the fees and how much you earn to actually cancel out the fees Im a bit surprised. one point for each dollar is easy to follow and not many banks give you that these days.
statement is really easy to follow.
high fees - we have a second card and it costs us a couple of hundred a year to just run the two cards. high interest rate of course.!
hate the fact that the point get halved when you reach a cetain $ amount for the month.