75,000 bonus Qantas Points and $150 back when you spend $2,500 in the first 3 months
0.75 points per $1 for the first $3,000 each statement period
Travel insurance and shopping insurance available
Points earn rate reduced to 0.5 after $3,000 per statement period
$295 annual fee, plus $65 for additional cardholders
|Category||Frequent Flyer & Travel Credit Cards|
|Benefits||Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$6,000|
|Additional Cardholder Fee||$65 p.a.|
|Rewards Program||Qantas Frequent Flyer|
|Points Earn Rate||0.75 points per $1|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Annual Fee||$295 p.a.|
|Interest Free Period||55 days|
|Cash Advance Rate||21.49% p.a.|
Receive 75,000 bonus Qantas Points and $150 back when you spend $2,500 in the first 3 months.
|Reduced First Year Annual Fee||$0|
|Release date||May 2007|
Visit official website
- Verified customer
OK to start with
They waived the first year fee and 65000 Qantas rewards point for new sign up at that time. Afterwards the annual fee can cost around $275. For spending above $3000 the point earning rate drops to 0.5 (normally 0.75).
It costs a quite a lot for overseas transactions both. Purchasing an item from stores such as BookDepository and TobyDeals Australia that are based overseas is also charged the extra overseas transaction fee.
QBE Travel insurance
I've had the Platinum card for many years now and haven't had any problems with it. I recently tried an overseas trip just using the free QBE Travel insurance offered if you spend a minimum of $250 towards the costs of your trip (flights etc...) instead of purchasing regular travel insurance (we usually buy either RACV or Covermore).
Of course the one time we didn't purchase travel insurance was the one time something happened. I developed an infected finger which involved multiple trips to the doctor for injections and tablets and even day ...surgery to drain out the infection which was very costly. I called QBE while overseas who informed me they would cover everything as long as I kept all receipts and got a medical certificate explaining everything. When I returned I used the online claim system and entered all the information in however after I submitted it I didn't receive any confirmation. I called and was told to wait a few days. After a few days I called again and for whatever reason it did not work and I lost all of the information that was entered and had to complete a paper version and scan and email in which was highly annoying. It takes 10 working days for them to process so the clock was reset from the time I reapplied. After 10 days I received an email asking for another document which meant another 10 days processing time. Finally after another 10 days I was contacted and informed I would be paid minus the $250 excess fee. Apart from the delays and the error with the online system it wasn't too difficult to get paid. Although it can be difficult getting through to them on the phone. Free (as long as you spend min $250 towards the cost of your trip) Online system error and time taken to review
Not covered for cancelled trip
Booked an adventure trip overseas - 14 days. The purpose of the holiday.
Booked another two weeks around the adventure trip - flights, hotels etc
The adventure trip was cancelled so no point in all the surounding bookings. Flights to and from etc. Had to cancel everything. Got lots of refunds but a number of things are " no refund on cancellation".
ANZ Platinum Visa Insurance advised they will not cover this situation unless the adventure trip was cancelled due to mechanical failure of a vessel, bankrupcy etc.
Cheap and reads well
Clearly the fine print is not clear
Find out how ANZ Frequent Flyer Platinum compares to other Frequent Flyer & Travel Credit Cards
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Questions & Answers
Does my ANZ Rewards Black international travel insurance (I bought return tickets to UK with the card last August) cover illness arising from Corona Virus while overseas or upset travel plans if they are affected by this pandemic
I have anz platinum card how do i find out what fees I am paying?
Ring anz and ask. They have a duty to tell you and they will tell you when it’s due.
I have never trusted the ANZ travel insurance and always purchased a seperate policy ,This time however having spent well in excess of $250 on my card Im going to go with the card insurance ,Do I need to advise any department of my departure and return dates ,Should I have a problem what number do I call and is it toll free from the USA
I also have not been brave enough to trust ANZ insurance either it does say you just must use card to buy ticket but I would think you would have too advise insurance.
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