75,000 bonus Qantas Points and $150 back when you spend $2,500 in the first 3 months
0.75 points per $1 for the first $3,000 each statement period
Travel insurance and shopping insurance available
Points earn rate reduced to 0.5 after $3,000 per statement period
$295 annual fee, plus $65 for additional cardholders
|Category||Frequent Flyer & Travel Credit Cards|
|Benefits||Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$6,000|
|Additional Cardholder Fee||$65 p.a.|
|Rewards Program||Qantas Frequent Flyer|
|Points Earn Rate||0.75 points per $1|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Annual Fee||$295 p.a.|
|Interest Free Period||55 days|
|Cash Advance Rate||21.49% p.a.|
Receive 75,000 bonus Qantas Points and $150 back when you spend $2,500 in the first 3 months.
|Reduced First Year Annual Fee||$0|
|Release date||May 2007|
Visit official website
- Verified customer
This is my main credit card.
To be honest I only use this card because it does not charge me annual fees with my home loan package. And because this is a QFF card, I become SO passionate spending money with this card so I can collect Qantas points (which I rarely redeem unfortunately). Not to mention it charges you 55 dollars rewards program fee annually even if my annual card fee is waived. So in general, this is not a cheap card. I would have better credit card choices than this one.
Easy set up and good rewards points
Have always found ANZ cards to be easy to set up and customer service has always been outstanding. Keep checking to see when they have rewards points on offer for setting up your card - always a nice bonus when you get a card. Qantas is my main airline for flights and I find the points are transferred quickly and there are reports on what points have gone across. Easy FF card.
ANZ Frequent Flyers Platinum
Works well for me because I have family interstate so the payment I make in fees is covered by the return Virgin Flight I get each year that I would have had to pay for anyway to see my children as well I also get the opportunity to use the Virgin Lounge twice a year.
Also I save fees on overseas purchases and when I travel and find it works better with this card but exchange rate is no different have had this card now for 3 years and works well for me personally if you don’t travel there are better deals.
Find out how ANZ Frequent Flyer Platinum compares to other Frequent Flyer & Travel Credit Cards
Know better, choose better.
Widely acceptable credit card
The ANZ Platinum Visa card is a widely acceptable credit card. Hence, it is accepted everywhere and it has never been declined. This is its greatest asset. Additionally, the Rewards program is very attractive as I receive 1.5 points for every dollar spent. However, the Rewards program is mandatory and not an option. The annual fee for the Card is approximately $20 while the annual fee for the Rewards program is approximately $40. Consequently, if I receive a $100 voucher each year (which I usually do) it really amounts to $60 once the fee...is deducted that is not so incredible. The point is, the more I spend, the more rewards points I accrue. Ultimately, if one spent a lot of money each year on hotels and travel, etc, the Rewards program would be greatly beneficial.
The reviewer stated that an incentive was offered for this review
Expensive for a platinum card (St George only $89 and 13.25%) however, Qantas points are included. Insurance cover is second to none and is better than some coverage offered by insuarance companies. Bonus partners are somewhat limited but still handy. Qantas points are capped at $1=1 point up to $2500 per month, $2 = 1 point $2501 - $10000 per month. 0 points above $10 000 per month. Pity that the excellent car rental protection is extra - it should be included like the Gold Card. Hope youre listening ANZ. ANZ customer serivce is exceptional. R...efreshing to speak to a local person who knows what they are doing. Priority service is also a godsend. ANZ Monitor suspect transaction. I was booking travel with Expedia.com and as I was transacting, ANZ called me to verify the transaction. Impressive stuff. Platinum concierge, Restaurants and travel of questionable value. Most savvy travellers can look after themselves. THe "deals"dont seem that special either. EG; Airfrance to Paris in business is quoted at the same rate as a booking with Expedia.com. If you dont want the points - get the basic Gold card. Its the best in the market. Travel insurance included, Optional car rental insurance, Frequent flyer points, Prestige image of Platinum card, Visa global acceptance, CHIP technology essential for use in Europe and UK, Extended warranty cover, automatic points transfer to Qantas High APR (19%), High annual fee ($200) Exrtra for car rental cover ($24pa) Points capped same as Gold card, useless concierge serivce (use google and get a better deal),
I opened this card to make business purchases & make the card work in my favour for points. So far after 18 months I am quite impressed with the points structure & the extras that are offered. Compared to other cards this one seems quite practicle and value for money.
I have always found ANZ uncomplicated, as in there are many branches, the internet banking site is easy to navigate and their statements can be sent weekly if required and are well laid out.
Fees reasonable if card used and paid off regularly
Great bonus structures
Longer warranties on some products purchased on card
The fees (but that would apply anywhere!)
Questions & Answers
Does my ANZ Rewards Black international travel insurance (I bought return tickets to UK with the card last August) cover illness arising from Corona Virus while overseas or upset travel plans if they are affected by this pandemic
I have anz platinum card how do i find out what fees I am paying?
Ring anz and ask. They have a duty to tell you and they will tell you when it’s due.
I have never trusted the ANZ travel insurance and always purchased a seperate policy ,This time however having spent well in excess of $250 on my card Im going to go with the card insurance ,Do I need to advise any department of my departure and return dates ,Should I have a problem what number do I call and is it toll free from the USA
I also have not been brave enough to trust ANZ insurance either it does say you just must use card to buy ticket but I would think you would have too advise insurance.
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.