Low Interest Rate of 12.49% p.a. on purchases
$0 Annual Account Fee in First Year, $58 in subsequent years
0% on Balance Transfers for 30 months with no Balance Transfer Fee
Up to 3 Additional Cardholders at no additional cost
3% Foreign Transaction Fee
no fee, no points, $1000 limit, no use
That is what ANZ offered me after I got half $M mortgage from them. The card can be adopted in APPLE pay and the internet banking is alrite.
The reviewer stated that an incentive was offered for this review
I applied for credit card with excellent credit rating and was asked to send payslips which I did immediately. Then never received any response! No rejection no approval no acknowledgement whatsoever. I wrote to them repeatedly every day asking for a response and got none. The same thing happened to my Aunty and her husband. I think this is very wrong considering that it is now listed on my credit file and will affect any other credit I will have to apply for now. Really bad customer relations ANZ and thanks for ruining my credit file.
Clicked on a link promising an answer in 60 seconds after filling out an application online, only answer I received was fill out another form and upload pay slips, this is not what the advertising promised would happen and lying means I will now close my 5 other accounts with them, make sure I put as many bad reviews up as I can and report their false advertising for what it is.
Scam - As always by ANZ
ANZ messed up my CC account & i was paying for a wrong card for 3 months. when i complain about the msgs i was receiving from ANZ, then they realized they have linked a wrong. now i m trying to prove a point why i have to pay interest for something which i haven't done. stupid & dumb as hell. worst bank ever
The repo men
I recently transferred a credit card balance across to ANZ.
First statement arrives annual fee as a purchase??
Off overseas on holidays mobile starts ringing, night & day.
It's an ANZ recorded message.
Your 2 days past your payment date.
7 days later there personally ringing me 24x7, to make an immediate payment!!!
I arrive home.
Statement says $20 late payment fee.
In stark contrast St George vertigo didn't contact me or charge me a late payment fee.
Rang the ANZ compliance manager & told her your a disgrace. ...
Does not honor commitments, does not apply common sense
I had underpaid a bill by $5 given an honest oversight. I called and they gave full commitment to waive it both the finance and interest charges. Told me they will take care of everything. I paid the outstanding $5 but in the next month's statement, the finance and interest charges were still not waived but instead compounded. Repeated calls always ended with them committing to fix it but they never their commitments. Ended up, I had enough. Cancelled all 4 cards my wife and I had with them. Extremely unprofessional! I have so many credit cards but never such an experience.
They do not even check your credit background!!!!!
I am not happy that ANZ just given my husband a CREDIT CARD that he cannot even afford to pay if he spends them..I just don't understand how can they give a person a credit card especially when he is only a pensioner...Can you honestly answer me ANZ how on earth that you granted a pensioner a credit card?I called ANZ right away and ask them why did they grant my husband a credit card...the person that I was talking to just simple told to me to talk to my husband about it and I did...so we had an argument about it knowing that my husband is a ...hard headed one...I will probably gonna ended up divorcing him after almost 19 years of marriage!!!!That's how disappointed I was!!!.Don't you check someone else's background if they can actually afford to have a credit card?If people cannot afford anything because they haven't got any money,that means that giving them a credit card will help them....NO!!NO!!NO!!!you are just making their lives even harder because credit card is an easy way to waste money...you are not really helping people,especially if they don't have jobs...you are helping them ruining their lives and you know it!!!!
My worst experience with a credit card application.I was given to understand that the limit approved is and would be on the strength of my application.Within a matter of 10 minutes the call centre staff contradict each other.One saying that the max limit is 15K the other saying that it depends on the strength of the application.A third was happy to waive the application fees for their error but the crooks do not tell you that an enquiry is noted on your credit file even when you decide not to go ahead and that enquiry may affect your next credi...t outcome.FALSE ADVERTISING,lies and deception is the name of the game for ANZ. the 0 % Balance transfer combined with the instant approval ad on the internet grabbed my attention The instant approval did not happen and the limit approved came in well short.50 % of approval limits from CBA,Westpac,NAB,St George,AMEX etc as i have dealt with other institutions before
So so. Wouldn't have bothered had I known about the annual card fee being treated as a 'Purchase' and interest would have been applicable from day dot but live and learn.
0% balance transfer for 6 months. Low rate even for b/t's after the 6 months.
ANZ charge the annual card fee on the first statement cycle and treat it as a purchase thereby incurring interest immediately. POOR, very poor. Only ended up costing a few $$$ more over the 6 months but that's the first bank ever to do that to me.
Not satisfied, currently looking at other options as the interest rate on my ANZ card has not stayed at the rate that was agreed upon. Overall NOT SATISFIED
High interest rate compared to other cards @ 12% +
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