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ANZ Platinum

ANZ Platinum

3.6 from 27 reviews · View Statistics

Pros

  • $0 Annual Fee in the first year

  • Ongoing Annual Fee Waiver: $0 if you make $20,000 in eligible purchases on the card in 12 months

  • Complimentary Overseas Travel Insurance and Purchase Security Insurance

  • Add up to 9 Additional Cardholders at no additional cost

Cons

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • No attached rewards program

Reviews

3.4

7 reviews
5
(2)
4
(3)
3
(0)
2
(0)
1
(2)
Previous
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Worthless interstate coverage

published

Was on a return flight home and Jetstar cancelled my flight due to ‘weather’ and only offered to rebook me in tow days time.
Bought a ticket on virgin for 700 dollars and then I found out that this insurance only covers return flight that are cancelled because of natural disasters and even then up to the value of the original cost of the ticket,
Next time buy proper insurance as this is worthless

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateDecember 2002
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
Ray

Raymelbourne

  • 16 reviews
  • 5 likes
  • Verified customer

Free travel insurance with $250 spend

published

You are entitled for the complimentary overseas travel insurance if you spend $250 towards your trip plus other t+cs. It’s very easy to spend that on air tickets or hotels.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJanuary 2018
Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
JCC

JCCMarom Creek

  • 3 reviews

Stay away from this one.

published

With so many Credit Cards on offer, there's no valid reason to opt for this one.
Ok you only have to be earning $35,000 pa to qualify for a $6 grand credit limit. But what do you get ...free travel insurance, whoopee.
But wait there's more ... you get slugged an annual fee of $87 and a hefty interest rate of 19.49%.
Now you know why I cut up my card. Shop around you can do better.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJune 2001
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases

The reviewer stated that an incentive was offered for this review

Balance Transfer Credit Cards

Find out how ANZ Platinum compares to other Balance Transfer Credit Cards

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Ben H

Ben HGreater Melbourne (Outer), VIC

  • 3 reviews
  • Verified customer

Good backstop

published

A convenient easy to use card that works well when overseas or locally. I got this card as a mandatory part of the break free package for my home mortgage.
Now that I have paid out my mortgage I may look for a cheaper option because the bank slugs me for a account fee each month.

Transparency
Customer Service
Rates and Fees
Online Experience
Card Start DateNovember 2005
Main Point of ContactPhone
Card / Account Used For
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
Pete

PetePerth, WA

  • 3 reviews

This card serves its purpose.

published

My wife and I have this card as a benefit of the break free mortgage package. We use it to purchase just about everything we need and then pay it on the due date. If it wasn't for the mortgage package we would probably shop around for a different card to see what advantage we could gain.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJune 2016
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Special Purchases

The reviewer stated that an incentive was offered for this review

Val

ValSouthwest, VIC

  • 10 reviews
  • 5 likes

Great Card For Everyday Use

published

We cancelled our Rewards Card and now use this Platinum one. It doesn't attract any rewards but if you spend $20,000 a year on it you don't pay any fees either. We pay the balance each month so have no idea of the charges the bank have on this card. It is a very convenient card to have when you haven't got the cash on you.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateNovember 2017
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases

The reviewer stated that an incentive was offered for this review

Anne Stanley

Anne StanleyPerth, WA

Credit Card which serves our purpose

published

Using our ANZ Frequent Flyer Platinum Visa card for all purchases and payment of household bills, attracts a huge number of Qantas Frequent Flyer points which have taken us on many flights overseas and interstate over the years. The reward program fee of $110 for 2 cards still makes it a very worthwhile credit card as does the included cover of comprehensive travel insurance. There is a period of around 21+ days to make payment by the due date from issue of your monthly statement. Beware of late payments and interest fees if you don't pay the full balance by the due date. Allow a couple of working days prior for your payments to be processed.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Card Start DateJanuary 1994
Main Point of ContactBranch
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases

The reviewer stated that an incentive was offered for this review

See all ANZ Platinum reviews

Questions & Answers

kamran s.

kamran s.asked

do i get another interest free balance transfer as an existing customer. I have this card for 2 years now. I wana do a balance transfer but not sure if i will get interest free 12 months or so .... Please advise?

No answers
ibak705

ibak705asked

Hi
How do I find out / get the car rental insurance?

thanks

1 answer
irishpete
irishpete

contact them or browse their website.

Pete

Get an answer from our members

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