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ANZ Rewards Platinum

ANZ Rewards Platinum

2.8 from 4 reviews · View Statistics

Are rewards credit cards worth it?

Getting rewarded for spending money sounds like an ideal scenario. But will a rewards card really give you bang for your buck? This short guide will take you through the things to think about before signing up for a new rewards credit card.

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  • 120,000 Bonus Reward Points on offer

  • $0 Annual Fee in the first year

  • Earn 1.5 Reward Points per $1 spend on eligible purchases up to $2,000 per statement period

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance


  • $95 Annual Fee

  • 3% Foreign Transaction Fee

  • Points Earn Rate drops to 0.5 Reward Points per $1 spent after the first $2,000 per statement period


CategoryRewards Credit Cards
Card TypeVisa
BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
Minimum Credit Limit $6,000
Minimum Income $35,000
Additional Cardholders 9
Additional Cardholder Fee $65 p.a.
Rewards ProgramANZ Rewards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases up to and including $2,000 per statement period

  • 0.5 points per $1 spent on eligible purchases above $2,000 per statement period

Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.24% p.a.
Cash Advance Fee2%
Annual Fee$95 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate20.99% p.a.
Introductory Offers
Sign-Up Bonus

Receive 120,000 bonus Rewards Points when you spend $1,500 in the first 3 months from approval.

Visit official website



4 reviews
  • Transparency
    3.3 (3)
  • Customer Service
    3.3 (3)
  • Rates and Fees
    4.0 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    4.0 (2)
  • Application Process
    3.3 (3)
Mr.coolPerth, WA
  • 4 reviews
  • 1 like

The credit application review is manipulated and incorrect


I just recently refinanced to ANZ home loan. I applied credit card through ANZ due to same financial. The way ANZ reviewed my credit card application is incorrect and unclear.

The person who reviewed my credit application is in overseas. How the person can reviewed my details/living cost when they actually in overseas.

At the end, i applied credit card with other lenders and i got approved straight away with the same limit.

Customer Service
PhilSouth East Queensland, QLD
  • 10 reviews
  • Verified

Good for travel insurance


We use this card for all our monthly purchases to acrue as many points as possible, then convert to gift cards. We earn around $200 in gift cards so far this year, and also have the travel insurance when we go overseas. I have not had any issues with the card although have not had to claim on insurance either

Customer Service
PrabsGreater Melbourne (Outer), VIC
  • 9 reviews
  • Verified

Liked the rewards thats makes it even better


Got the anz rewards card and was happy to get rewards for every $$ i spent. I did get $200 gift card for the reward points in 6 months it is very simple and easy to redeem the points.

Customer Service
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  • 58 reviews

The Free Travel Insurance on the Platinum Card Is Only For Healthy People


Nothing wrong with this Rewards Credit Card, however the Travel Insurance that goes with it is too basic. Fine if you are 100% healthy, but forget it if you have any sort of problem! Even conditions that are covered by other Companies are not covered by this one. ANZ have recently switched their Travel Insurance supplier to QBE, which has made the Free Policy less attractive because of very restrictive Terms and Conditions.
Card is OK
Travel Insurance on the Platinum Card is only for 100% healthy People, everyone else can go jump!

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