- Sign in
- Write a review
APIA Home Insurance (page 4 of 13)
bartimeYeppoon
"Happy Holidays". Whatever happened to Christmas
Was quite happy with APIA. But today received a so called Happy Holiday message. If they do not want to say Merry CHRISTMAS they have lost me. I will pay twice as much to get away from a mob that do not recognise the Christmas Holidays.
Similar opinion? Write a review on ProductReview.com.au!
Yvette
- 3 reviews
- 4 likes
Okay until you want to make a claim
Been with them for many years. Damage caused by a tenant's (or owner's )dog not claimable. It has to be damage caused by a dog who runs into your house & causes damage. How often does this happen? It's totally ludicrous & ridiculous.. Took out Landlord insurance to cover any damage caused by a tenant. Asked for this insurance to be cancelled once the tenant left & I had returned to live in the property.(retaining the original House & Contents insurance) They did not only cancel the Landlord Insurance but cancelled ALL the insurance which I d...Read more
iscovered months later when I realised that no payments had been taken from my account via Direct Debit. If the house had burnt down during that time I would have lost everything. Not even an apology except to say that House & Contents Insurance is now called Landlord Insurance as is any other insurance taken out by an Owner to cover Buildings while a tenant is present. Totally confusing as far as Plain English is concerned difficult for this company BUT they are not confused about grabbing one's money when they need to. Why not just stick to House & Contents wording? It's pretty simple. Another lot of confusion with them. They said that Bond money left should be used for unpaid rent (this in complete opposition to what Tenancy Law says.) letting them out of accepting claims for unpaid rent . Also they do not accept any claim for unpaid rent for the 1st four weeks without giving a valid reason for this whilst stating that they would accept claims for up to 15 week's of unpaid rent..Similar opinion? Write a review on ProductReview.com.au!
Mat SteelQLD, 4509
- 3 reviews
- 2 likes
Double the cost of insurance compared to 8 OTHERS we got quotes with.
We shopped around online 8 different insurance company's for home and contents insurance most all based on the same information and quotes where between $800 to $1100 but APIA quoted $1842 so I called them thinking I had entered the wrong information online the girl rechecked everything and said no it was correct I asked her how it could be more than double the price of 8 other insurers she told me the cost to rebuild our home was $850,000 we only paid $630,000 for home and land mind you, then she continued to say APIA where different and they ...Read more
cover more and rebuild a home better than other insurers and a whole lot of waffle on like this! I said you claim to be here for pensioners? and yet charge more than double than any other company? she just kept repeating her script she was obviously reading how they do things better and how they are very different from the other insurers and yes I have to say they certainly are different a BIG RIP OFF, I can't see who would pay more than double for an insurance premium especially a pensioner. We went with Budget Direct they were only $868 fully covered.Similar opinion? Write a review on ProductReview.com.au!
Find out how APIA Home Insurance compares to other Home and Contents Insurance
Know better, choose better.
Steve
- 2 reviews
- 3 likes
Contest insurance
Worst company .They don’t believe you even you have proof .They not helping you to get things fix so you can continue your life. Being good customer record paying every month so nothing happened.
Similar opinion? Write a review on ProductReview.com.au!
Apia customer Service is the best
Have been with APIA for a few years.
In March 2018 our home was damaged by a bushfire. There was extensive damage in the ceiling and half of the house which all needed replacing.
From the moment I phoned APIA about our claim to the day we moved back into our home 6 months later we could not fault this insurance company.
The Apia staff made a traumatic experience not so traumatic. Our thanks to all the staff and have to especially mention Nicole from head office who was always very helpful and professional. thankyou.
Similar opinion? Write a review on ProductReview.com.au!
RHONDABathurst
Thank you
Thank you for your staff's kindness, patience and understanding. I spoke to several staff (Louise, Carmel but cannot remember all names) but all were very polite. Everything was sorted, changes made-all done. I have been a member for about 10 years (I think) and have always been treated with polite and friendly service. Congratulations to all your staff.
Similar opinion? Write a review on ProductReview.com.au!
JJJGippsland, VIC
- 2 reviews
- 4 likes
Careful - they 'double dip'
Just received annual home and contents policy. Premium has jumped by 20%. Contacted them to enquire as to the reason. It seems it's because our boundary fence was blown over during strong winds earlier this year, which we resultantly claimed for. I explained that we'd already been penalised with our payment of the excess. I was informed by their representative that it seems harsh, but that's APIA's policy. Hang on to your wallet!
Similar opinion? Write a review on ProductReview.com.au!
APIA Customer Service - 5*****+
I myself have been a member for about 12 months my partner has been for about 8 years. We have had a few changes with policies and a claim. i don't think i have ever dealt with a company that has always been helpful honest and deals with whatever we have asked and sorted out the changes etc. Your staff a credit to you - take care of them as they do your business!
Similar opinion? Write a review on ProductReview.com.au!
Road Assist
On Saturday morning I encompassed a flat battery.I was in a fairly isolated area staying with a friend on acreage. I called road assist which is part of my car insurance and from the commencement of the call I received friendly and helpful service. Within an hour I had a very friendly RACQ man (whom they obviously liaise with) to attend.
Most Impressed.
Similar opinion? Write a review on ProductReview.com.au!
Find out how APIA Home Insurance compares to other Home and Contents Insurance
Know better, choose better.
Rob CNortheast, VIC
- 2 reviews
- 2 likes
Great response to water damage
I bought a home in the Victoria high country and took out household/contents insurance with APIA when I signed the contract. I moved in two weeks after settlement to find that a hail storm had blocked gutters causing flood damage. APIA had contractor in immediately who pulled out carpet and removed sections of plasterboard. There was then a little confusion about the APIA contractor who was going to quote the repairs. This was sorted out and I ended up accepting the offer for a cash settlement so I could undertake the repairs with my own contra...Read more
ctor. I was planning to modify the area so that worked well for me. Apart from the minor communications glitch their claims staff were very helpful and their contractors were very professional. I have recently priced cover with Alianz which are almost half but I'll stick with APIA.Similar opinion? Write a review on ProductReview.com.au!
All good until you make a claim
For years we have paid them and when we need them they go though a series of “professional” assesses to find any excuse whether true or not to not pay up.
They are untouchable and aloft to us normal working people. We had a valid claim we had prof that it was not previous old damage but still nothing was paid out. It is a truely pathetic company designed to take vulnerable persons money .
If you are researching whether or not to use them?i say walk away while you can you would better of not paying insurance at all instead of relying on a false promise.
Similar opinion? Write a review on ProductReview.com.au!
Zam ZamPerth, WA
- 2 reviews
- 10 likes
Great value for money, speedy resolution and friendly staff
Weve been APIA members for 15 years and they have been generous with our home and contents claims, approving just about every claim made to date. The staff are friendly, the process is simple and the time taken to resolve claims is quick! Our premiums are competitive and the access is very low for the price that we pay. All round - great company
Similar opinion? Write a review on ProductReview.com.au!
Criminals set you up
Made up Dario to refuse claim. Can't see damage then offered a payout minimal and I fix everything.. Knowing it was serious throw you a couple of $ s.. to Fos.. And more leaks they knew exactly what was wrong or is fraud. Now harass me. Say will only inspect cupboard cause I said I smell mould in cupboard.. Mould to the backof house. The cause from storm water.. Same as prior review trying to blame water ending up just in a cupboard.. Not the whole floor... They asked for a mould report got it and hid it... Cause it made clear the cause... I go...Read more
t the report... Now they refuse to comply with Fos... Also hid the prior reports from Fos.. Harassed me... Won't come to phone.. And collude with their inspectors.. Repairers. It is criminal.. So scared of water entering. Termites etc 2 yeas of this... Still going now more water... Suncorp underwriters and for nearly lol Insurers... AAmi etc so same problem.. Changing companies.. Be careful.. Hell on earth.Similar opinion? Write a review on ProductReview.com.au!
Pensioners let down.
APIA for pensioners i don't think so. I cancelled 4 policies today after 10 years. Insured 2 cars with Bingle. House and contents with Budget. Saved $1,400 for the year. You need to shop around. Shame on you APIA...
Similar opinion? Write a review on ProductReview.com.au!
John SCatalina
Forget Home Assist - Useless
I signed up for Home Assist with APIA recently. Last night both hard-wired smoke alarms went off all night long. I called APIA this morning to make a claim. They refused the claim on the basis is that it is not an emergency. It is my expectation that it should be claimable. Another example of an insurance company dodging their commitments based on the fine print. Unhappy customer!!!
Similar opinion? Write a review on ProductReview.com.au!
Find out how APIA Home Insurance compares to other Home and Contents Insurance
Know better, choose better.
Moi
- 2 reviews
- 4 likes
Odd admin procedure with APIA
I have been with APIA for years. I now have a hail claim, and at this stage can't comment on how good the claims service is at actually rectifying the damage. However, the admin procedures seem rather dodgy to me. I have just received a letter from APIA demanding that I pay my excess to them 'within 7 days' (the letter was dated 4 May and received here 14 May!). As a retired insurance professional I was most surprised. To me it is highly irregular to pay an excess *before* any work has been done, and I don't recall any legal reason for placing ...Read more
a limit of 7 days. Furthermore the veiled threat ' ...to avoid any unnecessary delays in future claims...' is not appreciated. The initial contact with the claims department was excellent so this type of thing comes as a surprise and disappointment.1 comment
Similar opinion? Write a review on ProductReview.com.au!
Kim
- 2 reviews
- 1 like
Jessica Harding from apia!
Jessica Harding was sooo helpful & supportive with my insurance policies, she is sooo professional & courteous, she knows her job well, she deserves a big bonus! Thank you again Jessica Harding well done, very happy customer!
Similar opinion? Write a review on ProductReview.com.au!
The worst insurance company i have ever dealt with.
Had a burst hw pipe under concrete floor under sink bench. I was assured i was covered and my case put in the hands of a housing maintenance company. No one showed, contacted apia after 5 days and was told i am no longer covered. Sorted out repairs myself, withdrew my claim and cancelled my policy. Am now back with rac with better cover, and $10 a month cheaper.
Similar opinion? Write a review on ProductReview.com.au!
ErtBallarat
- 5 reviews
- 5 likes
Can't even get a quote! Don't even conmsider them
I am astounded at this company! I have never had anything to do with them before but having see the recent ad campaign I thought I would give them a go.
I am seeking a quote for my holiday home and although an option is given for owner-occupied which is a weekender/holiday home, when you press the button it says you are asking for a quote for a holiday rental, which has to be done over the phone. So I rang, and spent 20 minutes going rather laboriously through every detail and got to the point at which I was given a verbal quote (which wa...Read more
Similar opinion? Write a review on ProductReview.com.au!
AngelaNortheast, VIC
- 4 reviews
- 5 likes
Don’t ring Apia for a quote
I had a text message today demanding that I pay $1660 as my payments were ‘overdue’. I rung them for a QUOTE about 2 months ago. I never rung them back as they were ridiculously expensive. I certainly never agreed to being a client. I never asked for a cover note. No other company that I rung stooped to such low behaviour and this is a company that market themselves as catering to seniors. No - they use threatening behaviour to seniors attempting to frighten them into signing up with them.
When I rung to complain I was subjected to justification after justification. I would expect such behaviour from low level, cheap insurers not a Suncorp owned provider who markets to seniors.
I will never ring Apia again.
Similar opinion? Write a review on ProductReview.com.au!
Questions & Answers
Glenda H.asked
Does my house insurance include the roof
No answers
Ian Fasked
How do you justify a 33% increase in my premium this year when inflation is so low and building costs are not rising?
No answers
Richard G.asked
Do I need to activate my renewal
1 answer
I would make sure I have good cover at all times home and contents
Peace of mind ...simples
Details
Category | Home and Contents Insurance |
---|---|
Other Insurance Types Offered | Car, Funeral, Health, Home and Contents, Landlord, Motorcycle and Travel |
Visit official website
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.
Moi
I just want to update. After my initial reaction to the 'excess within 7 days' communication, I have been dealing with some lovely people at APIA. The builders have been to do the main work. APIA Have... Read more
followed up well, including with a written guarantee of the work done 'for the lifetime of the home'. Although this is part of the General Insurance Code of Practice to be followed as a standard requirement, nonetheless it was good to have this pointed out in a letter. It would certainly comfort anyone with no knowledge of insurance. So, apart from that initial reservation, I feel that APIA have been very good with this claim. I can also see the reason for needing the excess first because it could be hard to collect it later. Only the '7 days' stuff was unfortunate.