As per any insurance policy, you are expected to read your pds. Coverage isn't automatic and you need to be able to prove your story. Had my bag stolen while oversees and because I read my policy,I knew what I had to do.
They paid out the $3000 worth of gear I had and was able to replace it all.
Near Drowning Vanuatu
Wife participating in a PADI operated Discover Scuba in Vanuatu was pulled from the water just conscious. Put in a private clinic via ambulance, oxygen required for the flight home. Although I had to organise the clinic for 4 days and the O2, with some serious encouragement and a little harassment by the centre manager the guy's came through with the costs exceeding $7000. Paid direct to the clinic. I was reimbursed $300 for the O2 on the flight.
A load off our mind, we were able to deal with issue. Full recovery back in Australia. It should'v...
Crashed hire car while in the states, and the buggers charged me a pretty dime for the excess! anyways when i returned i told the travel agent and they informed me that i had cover under this policy, gave me a claim form, helped me filled it in, put in CC statement reciepts and then sent if off, and money back!!!
If i had known i had this cover i wouldnt have paid Avis and extra $25 a day! ( dumb me)
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Questions & Answers
If I have travel cover with Aussie Travel Insurance, will they pay if the tour company goes into insolvency?
We are currently in Bali and are scheduled to fly home on Wednesday. Will my "aussietravelcover" cover the possible change of flights and accommodation?
|Category||Travel Insurance||Travel Insurance||Travel Insurance||Travel Insurance|
|Maximum Age Covered||74 years old||74 years old||74 years old||74 years old|
|Overseas Emergency Assistance||Unlimited||Unlimited||Unlimited||Unlimited|
|Pregnancy (max weeks)||23 weeks||23 weeks||23 weeks||23 weeks|
|Resumption of Journey||Not Included||Not Included||Not Included||Not Included|
|Hospital Cash Allowance||$6,000||$5,000||$4,000||$3,000|
|Overseas Emergency Medical & Hospital Expenses||Unlimited||Unlimited||Unlimited||Unlimited|
|Loss of Income||$5,200||$5,200||$5,200||$5,200|
|Luggage & Personal Effects|
|Theft of Cash||$250||$250||$250||$250|
|Credit Card Fraud||$5,000||$2,500||$1,500||$500|
|Travel Documents / Passport||$5,000||$2,500||$1,500||$500|
|Maximum Single Item Limit||$4,000||$4,000||$4,000||$1,500|
|Luggage & Personal Effects||$10,000||$8,000||$6,000||$3,000|
|Rental Vehicle Excess||$8,000||$4,000||$4,000||$2,000|
|Motorbike / Moped Coverage||Included up to 50cc||Included up to 50cc||Included up to 50cc||Included up to 50cc|
|Domestic Pet Care||Not Included||Not Included||Not Included||Not Included|
|Special Activities Packages|
|Golf||Optional Extra||Optional Extra||Optional Extra||Optional Extra|
|Cruise||Not Included||Not Included||Not Included||Not Included|
|Adventure||Not Included||Not Included||Not Included||Not Included|
|Snow / Ski||Not Included||Not Included||Not Included||Not Included|
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