6 questions from our users
I have super with AE and I'm now considering putting money into one of the AE managed funds. So far I like the approach AE takes. The fees are pretty high though. How can you justify this?
Hi Jimbobaloobop, It's always nice to hear that one of our Super members is considering one of our Managed Funds as well! We're glad you like our ethical approach to investing - and you would already be aware of our competitive performance returns. Fees are about many things, including the level of engagement of the fund managers, and a matter of scale. Australian Ethical has a particularly high level of engagement, because of both our ethical screening, and our active investment style. Despite this, since 2013 we’ve more than halved our fees. It’s just one of the ways that as we grow, we’re making sure to share the benefits with our investors. You might also be interested to know that we are one of the best valued ethical investment funds in Australia when you take into account what our product offers. You may also find that other ‘ethical funds’ may not offer a comprehensive ethical screening process, for example only screening certain negative industries, or best of industry. You may be interested in some of our wholesale funds, which offer the funds at a substantially reduced fee. You can find more information on our wholesale funds here: https://www.australianethical.com.au/managed-funds/fees/. You can find more on the performance of our managed funds here: https://www.australianethical.com.au/managed-funds/performance-and-returns/ If you want to discuss our investment options, don't hesitate to call us on 1800 021 227. - Julian at Australian Ethical.
I would like to know if Australian Ethical discloses 100% of their assets and also if there is any investments linked to Wilson, Broadspectrum or any other torture providers be it onshore or offshore, directly or indirectly? Thanks
Hi Norbu I am so sorry for not being able to respond to you earlier. Transparency is a key priority at Australian Ethical. That’s why we list the companies we invest in across our investments. To view the companies we invest in, please visit https://www.australianethical.com.au/companies-we-invest-in/. Thank you Sherin at Australian Ethical
Are medical tests required to get insurance coverage from AEO?
Hi there, Sorry it's taken us so long to respond - we didn't get a notification about this question but here's the answer! For our default coverage for disability & total disability cover no medical examinations are required. For additional cover or a fixed amount etc, there is an application process by which you'll need to answer medical questions. Sometimes blood tests or medical results/scans are required after completing the medical questions. - Grace, Australian Ethical
When the share market goes down or if there is a financial collapse (2008) does Ethical funds go down?
Christiane , are you serious if you cannot answer this yourself , You Should NOT be an investor , Markets go up, markets go down, so to answer the Question its a big YES
Is there any way you ate able to find "lost" super?
Hi Carrol, Yes, we're one of the few super funds in Australia that can find and roll over all your other super for you! Simply mark the relevant check box in our easy online application, which only takes about 2-3 minutes to complete here: http://www.australianethical.com.au/join-now. – Beth at Australian Ethical.