On advice from a friend we contacted BOQ to refinance and consolidate a couple of small loans . There interest rate that is being advertised seemed a good thing . We have equity in our home so thought we were a good chance . After valuation we were advised loan had been knocked back due to high voltage power lines running past our residence . They lose, anz wins.
Overall, not a bad bank but the fees and charges are killing me. Staff are knowledgeable, extremely helpful (both at the counter, on the phone and online)Would recommend them if you can afford to keep a decent minimum balance in your account.
Friendly efficient and helpful staff. Opening times are good and in most locations.
I had an overdraft on my savings account with Statewest Credit, which was bought out by BankWest, which was taken over by Bank of Queensland. This account was held for over 10 years and they did not charge monthly fees. I n...
Questions & Answers
I am thinking for a refinance with BOQ but given all the negative response can you ensure that you will not increase the rate at least for a year unless RBA change the rate? Even if you need to increase the rate without RBA rate change how much and how often would you change the rate? Please answer specifically.
What was the average time it took to get a approval? We have been waiting for a few weeks now and every time I call them to ask they feed me lies about why it is taking so long. Be Klingon very frustrating!!
If you have a good credit rating a job with a good income you should know in less than 48 hours.Final approval should be in a week . Change banks if you not happy now it is not going to get any better . Good luck
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