Great account for your bills
I direct all my bills to this account alone.Why? Because of the $100 safety net if I dont have enough in the account and I'm overdrawn (up to $100 max though) they will honour it and not charge you interest on it. If I'm overdrawn for a lengthy period they will send a letter to inform you. This gives me some breathing room when money is tight. Plus don't worry about the $2000 deposit requirement monthly or fee charged bit. When I'm short that for 1 month they will send a letter first and let you know that next month has to meet the requirement,...Read more but they wont charge you the fee anyway. Great card in flexibility. L No interest on the $100, will give you 1 month no fee for less than $2000, no transactions fees at all Has a slightly higher exchange rate fee than ING
I think that a debit card should be offered by every bank and taken by those who have good cash flow and can control their spending. A credit card has never appealed but with this Mastercard debit card, I get the benefits of a card card in terms of purchasing options without the concern of having to pay off a credit card before incurring a high interest rate.
The ability to use the credit facility to purchase goods online and free EFTPOS transactions at stores but it debits the money from your savings account as opposed to you having to pay of...
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