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BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews · View Statistics

Pros

  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

Cons

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

Details

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsCashback Offer
Minimum Credit Limit A$1,000
Maximum Credit Limit A$25,000
Minimum Income A$19,000
Additional Cardholders 3
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2%
Rewards ProgramBankWest More Rewards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases

This is capped at 150,000 points per year.

Contactless PaymentsApple Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee2%
Late Payment FeeA$25
Annual FeeA$100 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal FeeA$4
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Offers
  • 0% p.a. balance transfer rate for the first 6 months. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies.

  • Potential 55,500 annual bonus points for new More Mastercard customers.

Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateSep 2006

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Reviews

3.0

4 reviews
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    helockman

    helockman

    • 2 reviews

    Terrible

    published

    Keep away from all Bankwest products. I have been with them for several years and they have taken me for hundreds of $$ in the past 2 years due to incompetent human error. I am counting the days to get out of there.

    They have only instroduced 55 days interest free in the last couple of months, even though charge of $24 every quarter has been in forever. You miss one payment by a day and bang that is it for interstest charged, no negotiation! They are crooks, not only on their cards but on their bank accounts as well. Their helpdesk is near on useless and so is there bankmail. I am still waiting on a query I had over a week ago. The rewards are crap unless you live in WA. Be warned

    1 comment
    Tony Hunt
    Tony Hunt
    See all BankWest More Classic MasterCard reviews

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