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BankWest More Classic MasterCard
Pros
Earn 19.5k Annual Bonus Points every year
Earn 1.5 Rewards Points per $1 spent on eligible purchases
0% p.a. on Balance Transfers for the first 6 months
Accessible Minimim Credit Limit of $1,000
Cons
$100 Annual Fee
2.95% Foreign Transaction Fee
Minimum $24,000 spend required each anniversary year to receive Bonus Points
1% Balance Transfer Fee
Details
| Category | Balance Transfer Credit Cards and Rewards Credit Cards |
|---|---|
| Card Type | Mastercard |
| Benefits | Cashback Offer |
| Minimum Credit Limit | A$1,000 |
| Maximum Credit Limit | A$25,000 |
| Minimum Income | A$19,000 |
| Additional Cardholders | 3 |
| Additional Cardholder Fee | A$0 p.a. |
| Minimum Repayments | 2% |
| Rewards Program | BankWest More Rewards |
| Points Earn Rate | 1.5 points per $1 |
| Points Conditions |
This is capped at 150,000 points per year. |
| Contactless Payments | Apple Pay |
| Rates & Fees | |
| Purchase Rate | 19.99% p.a. |
| Cash Advance Fee | 2% |
| Late Payment Fee | A$25 |
| Annual Fee | A$100 p.a. |
| Foreign Transaction Fee | 2.95% |
| Overseas ATM Withdrawal Fee | A$4 |
| Interest Free Period | 44 days |
| Cash Advance Rate | 21.99% p.a. |
| Introductory Offers | |
| Introductory Offers |
|
| Balance Transfer Rates | |
| Balance Transfer Period | 6 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 1% |
| Release date | Sep 2006 |
Visit official website
helockman
- 2 reviews
Terrible
Keep away from all Bankwest products. I have been with them for several years and they have taken me for hundreds of $$ in the past 2 years due to incompetent human error. I am counting the days to get out of there.
They have only instroduced 55 days interest free in the last couple of months, even though charge of $24 every quarter has been in forever. You miss one payment by a day and bang that is it for interstest charged, no negotiation! They are crooks, not only on their cards but on their bank accounts as well. Their helpdesk is near on useless and so is there bankmail. I am still waiting on a query I had over a week ago. The rewards are crap unless you live in WA. Be warned
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Tony Hunt
You just need to make sure you make the minimium payment after the statement date... I only made the mistake once and didn't expect to negotiate it. The gift cards you claim on their rewards program ... Read more
are Australian wide.... or you can redeem them as cash into your credit card.