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BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews · View Statistics

Pros

  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

Cons

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

Details

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsCashback Offer
Minimum Credit Limit A$1,000
Maximum Credit Limit A$25,000
Minimum Income A$19,000
Additional Cardholders 3
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2%
Rewards ProgramBankWest More Rewards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases

This is capped at 150,000 points per year.

Contactless PaymentsApple Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee2%
Late Payment FeeA$25
Annual FeeA$100 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal FeeA$4
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Offers
  • 0% p.a. balance transfer rate for the first 6 months. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies.

  • Potential 55,500 annual bonus points for new More Mastercard customers.

Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateSep 2006

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Reviews

3.0

4 reviews
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    eileen.mcentee

    eileen.mcenteeACT, 2902

    • 34 reviews
    • 3 likes

    Bad

    published

    My overall opinion of bank west is not great, sometimes the connection line goes down and if this happens on weekend you are in big trouble. We were stuck at the counter with a trolley load of groceries and could not pay for them because their line had gone down. We were just lucky that we were with another bank as well otherwise we would have been really quite embarrassed and frustrated.
    Bankwest have good rewards, I have already received a petrol voucher which I was quite happy about.
    You have to spend money to earn more points than other credit cards.

    See all BankWest More Classic MasterCard reviews

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