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BankWest More Classic MasterCard
Pros
Earn 19.5k Annual Bonus Points every year
Earn 1.5 Rewards Points per $1 spent on eligible purchases
0% p.a. on Balance Transfers for the first 6 months
Accessible Minimim Credit Limit of $1,000
Cons
$100 Annual Fee
2.95% Foreign Transaction Fee
Minimum $24,000 spend required each anniversary year to receive Bonus Points
1% Balance Transfer Fee
Details
| Category | Balance Transfer Credit Cards and Rewards Credit Cards |
|---|---|
| Card Type | Mastercard |
| Benefits | Cashback Offer |
| Minimum Credit Limit | A$1,000 |
| Maximum Credit Limit | A$25,000 |
| Minimum Income | A$19,000 |
| Additional Cardholders | 3 |
| Additional Cardholder Fee | A$0 p.a. |
| Minimum Repayments | 2% |
| Rewards Program | BankWest More Rewards |
| Points Earn Rate | 1.5 points per $1 |
| Points Conditions |
This is capped at 150,000 points per year. |
| Contactless Payments | Apple Pay |
| Rates & Fees | |
| Purchase Rate | 19.99% p.a. |
| Cash Advance Fee | 2% |
| Late Payment Fee | A$25 |
| Annual Fee | A$100 p.a. |
| Foreign Transaction Fee | 2.95% |
| Overseas ATM Withdrawal Fee | A$4 |
| Interest Free Period | 44 days |
| Cash Advance Rate | 21.99% p.a. |
| Introductory Offers | |
| Introductory Offers |
|
| Balance Transfer Rates | |
| Balance Transfer Period | 6 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 1% |
| Release date | Sep 2006 |
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eileen.mcenteeACT, 2902
- 34 reviews
- 3 likes
Bad
My overall opinion of bank west is not great, sometimes the connection line goes down and if this happens on weekend you are in big trouble. We were stuck at the counter with a trolley load of groceries and could not pay for them because their line had gone down. We were just lucky that we were with another bank as well otherwise we would have been really quite embarrassed and frustrated.
Bankwest have good rewards, I have already received a petrol voucher which I was quite happy about.
You have to spend money to earn more points than other credit cards.
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