Earn 19.5k Annual Bonus Points every year
Earn 1.5 Rewards Points per $1 spent on eligible purchases
0% p.a. on Balance Transfers for the first 6 months
Accessible Minimim Credit Limit of $1,000
$100 Annual Fee
2.95% Foreign Transaction Fee
Minimum $24,000 spend required each anniversary year to receive Bonus Points
1% Balance Transfer Fee
|Category||Balance Transfer Credit Cards and Rewards Credit Cards|
|Minimum Credit Limit||A$1,000|
|Maximum Credit Limit||A$25,000|
|Additional Cardholder Fee||A$0 p.a.|
|Rewards Program||BankWest More Rewards|
|Points Earn Rate||1.5 points per $1|
This is capped at 150,000 points per year.
|Contactless Payments||Apple Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Cash Advance Fee||2%|
|Late Payment Fee||A$25|
|Annual Fee||A$100 p.a.|
|Foreign Transaction Fee||2.95%|
|Overseas ATM Withdrawal Fee||A$4|
|Interest Free Period||44 days|
|Cash Advance Rate||21.99% p.a.|
|Balance Transfer Rates|
|Balance Transfer Period||6 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||1%|
|Release date||Sep 2006|
My overall opinion of bank west is not great, sometimes the connection line goes down and if this happens on weekend you are in big trouble. We were stuck at the counter with a trolley load of groceries and could not pay for them because their line had gone down. We were just lucky that we were with another bank as well otherwise we would have been really quite embarrassed and frustrated.
Bankwest have good rewards, I have already received a petrol voucher which I was quite happy about.
You have to spend money to earn more points than other credit cards.
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