??!
1 photo
BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews · View Statistics

Pros

  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

Cons

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

Details

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsCashback Offer
Minimum Credit Limit A$1,000
Maximum Credit Limit A$25,000
Minimum Income A$19,000
Additional Cardholders 3
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2%
Rewards ProgramBankWest More Rewards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases

This is capped at 150,000 points per year.

Contactless PaymentsApple Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee2%
Late Payment FeeA$25
Annual FeeA$100 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal FeeA$4
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Offers
  • 0% p.a. balance transfer rate for the first 6 months. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies.

  • Potential 55,500 annual bonus points for new More Mastercard customers.

Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateSep 2006

Visit official website

Reviews

3.0

4 reviews
    Previous
    Next
    Tony Hunt

    Tony HuntPerth, WA

    • 30 reviews
    • 26 likes

    Good rewards - no issues

    published

    After not realising I was accruing rewards for a couple of years I was able to purchase about $300 of Bunnings vouchers. I could have redeemed that for slightly less in cash. They have lots of products and gift cards to claim as rewards and they seem to be awarded about about 0.5% of your purchase amount. My limit is only $500 so I make sure to use this card with Pay and Go as much as possible... I have had no issues with their service over about 20 year history. I get a call occasionally when I charge small $1 amounts on the internet for newspapers, which I appreciate their dilligence
    Good rewards, only about $4/month fee

    See all BankWest More Classic MasterCard reviews

    Questions & Answers

    Sorry, there are no questions yet.

    Get an answer from our members

    ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.