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BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews · View Statistics


  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000


  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee


CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsCashback Offer
Minimum Credit Limit A$1,000
Maximum Credit Limit A$25,000
Minimum Income A$19,000
Additional Cardholders 3
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2%
Rewards ProgramBankWest More Rewards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases

This is capped at 150,000 points per year.

Contactless PaymentsApple Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee2%
Late Payment FeeA$25
Annual FeeA$100 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal FeeA$4
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Offers
  • 0% p.a. balance transfer rate for the first 6 months. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies.

  • Potential 55,500 annual bonus points for new More Mastercard customers.

Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateSep 2006

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4 reviews
    Tony Hunt

    Tony HuntPerth, WA

    • 30 reviews

    Good rewards - no issues


    After not realising I was accruing rewards for a couple of years I was able to purchase about $300 of Bunnings vouchers. I could have redeemed that for slightly less in cash. They have lots of products and gift cards to claim as rewards and they seem to be awarded about about 0.5% of your purchase amount. My limit is only $500 so I make sure to use this card with Pay and Go as much as possible... I have had no issues with their service over about 20 year history. I get a call occasionally when I charge small $1 amounts on the internet for newspapers, which I appreciate their dilligence
    Good rewards, only about $4/month fee

    See all BankWest More Classic MasterCard reviews

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