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BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews · View Statistics

Pros

  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

Cons

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

Details

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsCashback Offer
Minimum Credit Limit A$1,000
Maximum Credit Limit A$25,000
Minimum Income A$19,000
Additional Cardholders 3
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2%
Rewards ProgramBankWest More Rewards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases

This is capped at 150,000 points per year.

Contactless PaymentsApple Pay
Rates & Fees
Purchase Rate19.99% p.a.
Cash Advance Fee2%
Late Payment FeeA$25
Annual FeeA$100 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal FeeA$4
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Offers
  • 0% p.a. balance transfer rate for the first 6 months. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies.

  • Potential 55,500 annual bonus points for new More Mastercard customers.

Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateSep 2006

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Reviews

3.0

4 reviews
  • Transparency
    3.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Online Experience
    4.0 (1)
  • Application Process
    5.0 (1)
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Recmech226

Recmech226Pilbara, WA

  • 3 reviews

Good to deal with

published

Until I saw this review, I didn't know I got rewards but I'll certainly be asking about it. Good service after 2 years with them, no complaints and low monthly fees compared to my other cards

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateMay 2017
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

See all BankWest More Classic MasterCard reviews

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