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BankWest More Classic MasterCard
Pros
Earn 19.5k Annual Bonus Points every year
Earn 1.5 Rewards Points per $1 spent on eligible purchases
0% p.a. on Balance Transfers for the first 6 months
Accessible Minimim Credit Limit of $1,000
Cons
$100 Annual Fee
2.95% Foreign Transaction Fee
Minimum $24,000 spend required each anniversary year to receive Bonus Points
1% Balance Transfer Fee
Details
| Category | Balance Transfer Credit Cards and Rewards Credit Cards |
|---|---|
| Card Type | Mastercard |
| Benefits | Cashback Offer |
| Minimum Credit Limit | A$1,000 |
| Maximum Credit Limit | A$25,000 |
| Minimum Income | A$19,000 |
| Additional Cardholders | 3 |
| Additional Cardholder Fee | A$0 p.a. |
| Minimum Repayments | 2% |
| Rewards Program | BankWest More Rewards |
| Points Earn Rate | 1.5 points per $1 |
| Points Conditions |
This is capped at 150,000 points per year. |
| Contactless Payments | Apple Pay |
| Rates & Fees | |
| Purchase Rate | 19.99% p.a. |
| Cash Advance Fee | 2% |
| Late Payment Fee | A$25 |
| Annual Fee | A$100 p.a. |
| Foreign Transaction Fee | 2.95% |
| Overseas ATM Withdrawal Fee | A$4 |
| Interest Free Period | 44 days |
| Cash Advance Rate | 21.99% p.a. |
| Introductory Offers | |
| Introductory Offers |
|
| Balance Transfer Rates | |
| Balance Transfer Period | 6 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 1% |
| Release date | Sep 2006 |
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Recmech226Pilbara, WA
- 3 reviews
Good to deal with
Until I saw this review, I didn't know I got rewards but I'll certainly be asking about it. Good service after 2 years with them, no complaints and low monthly fees compared to my other cards
- Everyday Expenses
- Online Shopping
- Special Purchases
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The reviewer stated that an incentive was offered for this review
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