115,000 Bonus Points on offer every anniversary year
Earn 2.5 More Rewards Points per $1 spent on eligible purchases
No Foreign Transaction Fees
Complimentary Travel Insurance and Shopping Insurances
0% on Balance Transfers for the first 6 months
$270 Annual Fee
1% Balance Transfer Fee
Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points
|Category||Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards|
|Benefits||Complimentary Travel Insurance and No Foreign Transaction Fee|
|Minimum Credit Limit||$12,000|
|Rewards Program||BankWest More Rewards|
|Points Earn Rate||2.5 points per $1|
There is no cap on earn rate.
Receive an annual bonus of 115,000 points if you spend a minimum of $84,000 each year.
|Contactless Payments||Apple Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Cash Advance Fee||21.99%|
|Late Payment Fee||$25|
|Annual Fee||$270 p.a.|
|Foreign Transaction Fee||0%|
|Overseas ATM Withdrawal Fee||$0|
|Interest Free Period||44 days|
|Cash Advance Rate||2.00% p.a.|
|Balance Transfer Rates|
|Balance Transfer Period||6 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||1%|
Best Credit Card and perks
This Credit Card is amazing, I have been overseas with it for 9 months and its complimentary travel insurance was great. It covered me for my stolen iPhone with no hassles of payout. It also allowed me to go into the lounges of airports for free.
Also because of big purchases for my business, I use this credit card for points. A lot of which I have already claimed back items on which far exceed the small annual price.
Would recommend this credit card to everyone
The reviewer stated that an incentive was offered for this review
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