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BankWest Zero MasterCard Classic

BankWest Zero MasterCard Classic

2.9 from 48 reviews · View Statistics
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  • No annual fee

  • Accessible $1,000 minimum credit limit


  • 2.95% foreign transaction fee


CategoryNo Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards
Card TypeMastercard
Minimum Credit Limit $1,000
Maximum Credit Limit $25,000
Minimum Income $20,000
Additional Cardholders 3
Additional Cardholder Fee $0 p.a.
Minimum Repayments2%
Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate17.99% p.a.
Cash Advance Fee2%
Late Payment Fee$25
Annual Fee$0 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal Fee$4
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Balance Transfer Rates
Balance Transfer Period 9 months
Balance Transfer Rate 2.99% p.a.
Release dateAug 2006
Visit official website


  • Transparency
    2.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    1.0 (1)
  • Rewards
    1.0 (1)
  • Online Experience
    1.0 (1)
savvy shopper
savvy shopperMetropolitan Adelaide, SA
  • 5 reviews
  • Verified

Cancelled my card and will be closing my account also


Bankwest have no idea of what customer service is. There fees are excessive and it is difficult to access help or customer assistance. I will be taking my banking elsewhere. These guys are just a big Bank in Sheep clothing. Shop around there are many better products out there.

Customer Service



Questions & Answers

Edward F.
Edward F.asked

Where do you get your fees from if this is a "Zero Fee" card? All banks need to make a profit from someone. Where does this card make a profit? Is it from the exorbitant rate of interest if balance not paid by the due date? Or is it from use of the card overseas?

No answers
graeme quinn
graeme quinnasked

how can i upgrade my zero card to a platinum card

1 answer

Call them and they will verify based on the parameters that they need to look at.


Could you please tell me what is included in Prepaid overseas itinerary items.


No answers
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