No annual fee
Accessible $1,000 minimum credit limit
2.95% foreign transaction fee
|Category||No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards|
|Minimum Credit Limit||$1,000|
|Maximum Credit Limit||$25,000|
|Additional Cardholder Fee||$0 p.a.|
|Contactless Payments||Apple Pay and Google Pay|
|Rates & Fees|
|Purchase Rate||17.99% p.a.|
|Cash Advance Fee||2%|
|Late Payment Fee||$25|
|Annual Fee||$0 p.a.|
|Foreign Transaction Fee||2.95%|
|Overseas ATM Withdrawal Fee||$4|
|Interest Free Period||55 days|
|Cash Advance Rate||21.99% p.a.|
|Balance Transfer Rates|
|Balance Transfer Period||9 months|
|Balance Transfer Rate||2.99% p.a.|
|Release date||Aug 2006|
Cancelled my card and will be closing my account also
Bankwest have no idea of what customer service is. There fees are excessive and it is difficult to access help or customer assistance. I will be taking my banking elsewhere. These guys are just a big Bank in Sheep clothing. Shop around there are many better products out there.
If you don't care about what the card looks like or you use paypal for everything it's fine. I live in a city where there is a 7-11 on every corner and because they all have bankwest atm's in them it makes it easy to access my money. Which is primarily the reason I moved to them and it's the reason I will stay with them.
You can have your savings account linked to the same card.
It is one of the most ridiculous looking cards I have ever seen in my life. (the picture on this site is not the new card http://www.bankwest.com.au/noannualfeecreditca...
Questions & Answers
Where do you get your fees from if this is a "Zero Fee" card? All banks need to make a profit from someone. Where does this card make a profit? Is it from the exorbitant rate of interest if balance not paid by the due date? Or is it from use of the card overseas?
how can i upgrade my zero card to a platinum card
Call them and they will verify based on the parameters that they need to look at.
Could you please tell me what is included in Prepaid overseas itinerary items.
Get an answer from our members
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