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BankWest Zero MasterCard Classic

BankWest Zero MasterCard Classic

2.9 from 48 reviews · View Statistics
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Pros

  • No annual fee

  • Accessible $1,000 minimum credit limit

Cons

  • 2.95% foreign transaction fee

Details

CategoryNo Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards
Card TypeMastercard
Minimum Credit Limit $1,000
Maximum Credit Limit $25,000
Minimum Income $20,000
Additional Cardholders 3
Additional Cardholder Fee $0 p.a.
Minimum Repayments2%
Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate17.99% p.a.
Cash Advance Fee2%
Late Payment Fee$25
Annual Fee$0 p.a.
Foreign Transaction Fee 2.95%
Overseas ATM Withdrawal Fee$4
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Balance Transfer Rates
Balance Transfer Period 9 months
Balance Transfer Rate 2.99% p.a.
Release dateAug 2006
Visit official website

Reviews

  • Transparency
    3.0 (2)
  • Customer Service
    2.5 (2)
  • Rates and Fees
    4.0 (2)
  • Online Experience
    2.0 (2)
  • Application Process
    4.5 (2)
Previous
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Traveller
TravellerPerth, WA
  • 2 reviews

Zero fees

published

I have had this card for some years and use it for online purchases from sites I have not previously used. There are no ongoing fees which make it perfect for using as a back up. I use a rewards card for most things when buying locally but for safety and to avoid any issues with ongoing debits this card is perfect.

Transparency
4/5
Customer Service
4/5
Suzy
SuzyNortheast, VIC
  • 11 reviews
  • 1 like

Good card, terrible service from this bank

published

This card has a great rate but they are quick to charge fees and also the phone bank staff are rude, unhelpful and difficult to deal with. Not a nice bank if you come into any financial difficulty

Transparency
2/5
Customer Service
1/5
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The reviewer stated that an incentive was offered for this review

Regional bank with regional mentality

published

Excellent for overseas use love the the zero foreign transaction fees and the app. With no branch anywhere near me it is a pain to deal with on the phone as I’d checks have to be done with Aust post and we know how bad they are

Harvey Wilson
Harvey WilsonSouth East Queensland, QLD
  • 100 reviews
  • 83 likes

No Fee, No Fuss

published
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drifand
drifandWA, 6112
  • 151 reviews
  • 48 likes

Get my name right fellas.

published
sofia
sofia
  • 14 reviews
  • 5 likes

OK

published

One of the few cards with no annual fee that serves you well
There is no annual-how can you go wrong with this card?? So pay off you debt monthly to avoid interest and this card is GOLD

Questions & Answers

Edward F.
Edward F.asked

Where do you get your fees from if this is a "Zero Fee" card? All banks need to make a profit from someone. Where does this card make a profit? Is it from the exorbitant rate of interest if balance not paid by the due date? Or is it from use of the card overseas?

No answers
graeme quinn
graeme quinnasked

how can i upgrade my zero card to a platinum card

1 answer
Erwin
Erwin

Call them and they will verify based on the parameters that they need to look at.

Sandy
Sandyasked

Hi,
Could you please tell me what is included in Prepaid overseas itinerary items.

Thanks.

No answers
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